Overview / Commentary
Kemba Delta Federal Credit Union is headquartered in Bartlett and is the 85th largest credit union in the state of Tennessee. It is also the 3,215th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 7 employees and 5,735 members at 1 location. Kemba Delta Federal Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of the Kroger Delta Division.
See current membership details
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kemba Delta Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24220 |
| Year Chartered | 1934 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 2.99% |
| Annual Interest Income | $934.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $22.6MM$22.8MM |
| Loans | Q4 2018vs Q4 2017 | $13.7MM$13.1MM |
| Deposits | Q4 2018vs Q4 2017 | $16.4MM$16.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $5.9MM$5.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $536.00K$477.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $66.00K$29.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Kemba Delta Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $25 | - | IRA Share Account | |
| 0.50% | $2.5k | - | Share (Savings) | |
| 0.50% | $2.5k | - | Vacation Club | |
| 0.25% | $25 | - | Christmas Club |
Kemba Delta Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $2.5k | - | Share Draft |
Kemba Delta Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 18 Month Share Certificate | |
| 1.50% | $500 | - | 12 Month Share Certificate | |
| 1.00% | $500 | - | 6 Month Share Certificate |
Kemba Delta Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.75% | $500 | - | 18 Month IRA Certificate | |
| 1.50% | $500 | - | 12 Month IRA Certificate | |
| 1.00% | $500 | - | 6 Month IRA Certificate |
Locations
| Kemba Delta Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3108 N Germantown Rd Ste 106 | Bartlett, TN 38133 |