Overview / Commentary
Kemba Delta Federal Credit Union is headquartered in Bartlett and is the 83rd largest credit union in the state of Tennessee. It is also the 2,906th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 6 employees and 5,032 members at 1 location. Kemba Delta Federal Credit Union has a B health rating.
Field of Membership Restrictions
Kemba Delta Federal Credit Union offers membership to active and retired employees of the Kroger Delta Division. Immediate family of current credit union members are also eligible to join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kemba Delta Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24220 |
| Year Chartered | 1934 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.05% |
| Return on Equity - YTD | 7.17% |
| Annual Interest Income | $420K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $29.8MM$30.3MM |
| Loans | Q1 2025vs Q1 2024 | $11.7MM$14MM |
| Deposits | Q1 2025vs Q1 2024 | $20.9MM$21.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $8.4MM$7.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $243K$412K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $251K$268K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |