Kemba Delta Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.00% APY
IRA Share Account
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.25% | Savings | Share (Savings) |
| 0.25% | Checking | Share Draft |
Overview / Commentary
Kemba Delta Federal Credit Union is headquartered in Memphis and is the 83rd largest credit union in the state of Tennessee. It is also the 3,229th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 7 employees and 5,232 members at 1 location. Kemba Delta Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of the Kroger Delta Division.
See current membership details
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kemba Delta Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24220 |
| Year Chartered | 1934 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.21% |
| Return on Equity - YTD | 0.85% |
| Annual Interest Income | $208.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $24.1MM$24.1MM |
| Loans | Q1 2017vs Q1 2016 | $12.6MM$11.8MM |
| Deposits | Q1 2017vs Q1 2016 | $18.0MM$18.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $5.7MM$5.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $480.00K$451.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $40.00K$100.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Kemba Delta Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $25 | - | IRA Share Account | |
| 1.00% | $25 | - | Roth IRA Share Account | |
| 0.25% | $2,500 | - | Share (Savings) | |
| 0.25% | $25 | - | Christmas Club | |
| 0.25% | $2,500 | - | Vacation Club |
Kemba Delta Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Share Draft |
Kemba Delta Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 18 Month Share Certificate | |
| 0.50% | $500 | - | 6 Month Share Certificate | |
| 0.50% | $500 | - | 12 Month Share Certificate |
Kemba Delta Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 18 Month IRA Certificate | |
| 0.50% | $500 | - | 6 Month IRA Certificate | |
| 0.50% | $500 | - | 12 Month IRA Certificate |
Locations
| Kemba Delta Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4095 American Way ste 10 | Memphis, TN 38118 |