KEMBA Financial Credit Union

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Based on 1 review

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CURRENT TOP RATE

Ohio Homebuyer Plus

Overview / Commentary

614-235-2395

555 Officenter Place
Gahanna, OH 43230

KEMBA Financial Credit Union is headquartered in Gahanna and is the 3^rd largest credit union in the state of Ohio. It is also the 216^th largest credit union in the nation. It was established in 1933 and as of June of 2024, it had grown to 299 employees and 132,228 members at 12 locations. KEMBA Financial Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in KEMBA Financial Credit Union is open to those who live, work, worship, or attend school, in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Logan, Madison, or Union, or the Ohio township of Sylvania.
See current membership details

Related Posts

View all posts from:

2018
2017

10/30 - 3.00% APY 17-Month Certificate In Ohio
4/20 - KEMBA FCU (OH) Has New Promo CDs: 44-Month and 14-Month
4/19 - 3% 14 Mo Cert - 4% 44 Mo Cert. New Money - Expires 4/30/18

4/7 - KEMBA FCU Adds March Madness 60-Month CD w/Relationship
3/9 - 3.00% APY 60-Month Certificate In Ohio

Reviews (1)

Write a Review

Kemba Treats Customers Like Trash

Posted by: RalphWitshitz | Apr 29, 2023

Walter Mollette is the rudest person I have ever dealt with. He does not represent Kemba in a positive way. Is this how you treat your customers? I would never do business with Kemba again nor would I recommend it to my worst enemy. 1 star is far too generous.

Comment

3

Health

A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61623
Year Chartered	1933
Employees	299
Primary Regulator

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	6.41%
Annual Interest Income	$60.5MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$2.25B$2.06B
Loans	Q2 2024vs Q2 2023	$1.65B$1.56B
Deposits	Q2 2024vs Q2 2023	$1.9B$1.69B
Equity Capital	Q2 2024vs Q2 2023	$244MM$224.1MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$13.1MM$10.1MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$7.9MM$4MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not KEMBA Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KEMBA Financial Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
7.00%	$0	$100k	Ohio Homebuyer Plus
7.00%	$0	-	Kemba Advantage Ohio Homebuyer Plus
0.85%^*	$10k^*	-	KEMBA Advantage Health Savings Account
OTHER TIERS: 0.55% → $0 - $10k
0.60%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.35% → $0 - $10k
0.25%	$1	-	KEMBA Advantage Coverdell ESA Account
0.25%	$1	-	KEMBA Advantage IRA Savings
0.20%	$0	-	KEMBA Advantage Christmas Club
0.15%	$1	-	IRA Savings
0.15%	$1	-	Coverdell ESA Account
0.15%	$5	-	KEMBA Advantage Share Savings
0.15%	$0	-	KEMBA Advantage Secondary Savings
0.15%	$5	-	KEMBA Advantage Business Plus Savings
0.10%	$0	-	Christmas Club
0.05%	$5	-	Share Savings
0.05%	$0	-	Secondary Savings
0.05%	$5	-	Business Plus Savings

KEMBA Financial Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%^*	$0	$1m	KEMBA Advantage Money Market Account - Intro Rate - New Money
OTHER TIERS: 3.00% → $1m+
4.25%^*	$0	$1m	Business KEMBA Advantage Money Market Account - Intro Rate - New Money
OTHER TIERS: 3.00% → $1m+
3.75%^*	$0	$1m	Money Market Account - Intro Rate - New Money
OTHER TIERS: 2.50% → $1m+
3.75%^*	$0	$1m	Business Money Market Account - Intro Rate - New Money
OTHER TIERS: 2.50% → $1m+
3.00%^*	$100k^*	-	KEMBA Advantage Money Market Account
OTHER TIERS: 2.40% → $1k - $25k \| 2.55% → $25k - $100k
3.00%^*	$100k^*	-	KEMBA Advantage Business Money Market
OTHER TIERS: 2.40% → $1k - $25k \| 2.55% → $25k - $100k
2.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 1.90% → $1k - $25k \| 2.05% → $25k - $100k
2.50%^*	$100k^*	-	Business Money Market
OTHER TIERS: 1.90% → $1k - $25k \| 2.05% → $25k - $100k

KEMBA Financial Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	KEMBA Advantage High Performance Checking
OTHER TIERS: 0.15% → $0 - $10k \| 0.20% → $10k - $100k
0.15%^*	$100k^*	-	High Performance Checking
OTHER TIERS: 0.05% → $0 - $100k
0.15%	$5k	-	KEMBA Advantage Business Smart Checking
0.05%	$5k	-	Business Smart Checking

KEMBA Financial Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.70%	$500	-	6 Month KEMBA Advantage Share Certificate
4.65%	$500	$250k	13 Month Share Certificate Special
4.50%	$500	-	12 Month KEMBA Advantage Share Certificate
4.20%	$500	-	6 Month Share Certificate
4.20%	$500	-	24 Month KEMBA Advantage Share Certificate
4.05%	$500	-	24 Month KEMBA Advantage Bump Up Share Certificate
4.00%	$500	-	12 Month Share Certificate
4.00%	$500	-	3 Month KEMBA Advantage Share Certificate
3.75%	$500	-	36 Month KEMBA Advantage Share Certificate
3.75%	$500	-	48 Month KEMBA Advantage Share Certificate
3.75%	$500	-	60 Month KEMBA Advantage Share Certificate
3.75%	$500	-	84 Month KEMBA Advantage Share Certificate
3.70%	$500	-	24 Month Share Certificate
3.55%	$500	-	24 Month Share Bump Up Certificate
3.50%	$500	-	3 Month Share Certificate
3.25%	$500	-	36 Month Share Certificate
3.25%	$500	-	48 Month Share Certificate
3.25%	$500	-	60 Month Share Certificate
3.25%	$500	-	84 Month Share Certificate

KEMBA Financial Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.70%	$250	-	6 Month KEMBA Advantage IRA Certificate
4.50%	$250	-	12 Month KEMBA Advantage IRA Certificate
4.20%	$250	-	6 Month IRA Certificate
4.20%	$250	-	24 Month KEMBA Advantage IRA Certificate
4.05%	$250	-	24 Month IRA KEMBA Advantage Bump Up Share
4.00%	$250	-	12 Month IRA Certificate
4.00%	$250	-	3 Month KEMBA Advantage IRA Certificate
3.75%	$250	-	36 Month KEMBA Advantage IRA Certificate
3.75%	$250	-	48 Month KEMBA Advantage IRA Certificate
3.75%	$250	-	60 Month KEMBA Advantage IRA Certificate
3.75%	$250	-	84 Month KEMBA Advantage IRA Certificate
3.70%	$250	-	24 Month IRA Certificate
3.55%	$250	-	24 Month IRA Bump Up Share
3.50%	$250	-	3 Month IRA Certificate
3.25%	$250	-	36 Month IRA Certificate
3.25%	$250	-	48 Month IRA Certificate
3.25%	$250	-	60 Month IRA Certificate
3.25%	$250	-	84 Month IRA Certificate

Locations

Availability

Columbus Area

Columbus Area bank & credit union details

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