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Kemba Indianapolis Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
mykemba.org
317-351-5235
444 S Shortridge Rd
Indianapolis, IN 46219

Kemba Indianapolis Credit Union is headquartered in Indianapolis and is the 54th largest credit union in the state of Indiana. It is also the 2,006th largest credit union in the nation. It was established in 1933 and as of March of 2025, it had grown to 15 employees and 5,153 members at 1 location. Kemba Indianapolis Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Kemba Credit Union is open to those who live or work in Boone, Hamilton, Hendricks, Hancock, Madison, Johnson, Morgan, Shelby and Marion (excluding Pike Township) Counties in Indiana.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kemba Indianapolis Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #82793
Year Chartered1933
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD6.13%
Annual Interest Income$944K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$82.7MM$81.1MM
LoansQ1 2025vs Q1 2024$27.3MM$27.5MM
DepositsQ1 2025vs Q1 2024$69.3MM$68.9MM
Equity CapitalQ1 2025vs Q1 2024$12.5MM$11.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$236K$191K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$274K$220K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Kemba Indianapolis Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kemba Indianapolis Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-Super Saver Club
OTHER TIERS: 0.20% → $0 - $5k | 0.30% → $5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 1.00% → $50k - $100k
0.25%$0-Special K Club
0.20%$50-Vacation Club
0.20%$50-Holiday Club
0.10%$50-Savings

Kemba Indianapolis Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Money Market
OTHER TIERS: 0.50% → $2.5k - $10k | 0.75% → $10k - $50k | 1.25% → $50k - $100k

Kemba Indianapolis Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0$5kPremium Checking - Qualifying

Kemba Indianapolis Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%$0$1k18th Birthday Youth Certificate
4.15%$5k-7 Month CD Special
3.25%$500-3 Year Investment CD
3.25%$500-4 Year Investment CD
3.25%$500-5 Year Investment CD
3.15%$500-36 Month CD
3.15%$500-48 Month CD
3.15%$500-60 Month CD
3.00%$500-12 Month CD
3.00%$500-18 Month CD
3.00%$500-24 Month CD
3.00%$500-30 Month CD
3.00%$25-2 Year Gift Certificate
1.75%$500-6 Month CD
0.75%$500-3 Month CD

Kemba Indianapolis Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$500-3 Year Investment IRA
3.25%$500-4 Year Investment IRA
3.25%$500-5 Year Investment IRA
3.15%$500-36 Month IRA
3.15%$500-48 Month IRA
3.15%$500-60 Month IRA
3.00%$500-12 Month IRA
3.00%$500-18 Month IRA
3.00%$500-24 Month IRA
3.00%$500-30 Month IRA
1.75%$500-6 Month IRA
1.00%*$25k*-IRA Club
OTHER TIERS: 0.50% → $50 - $5k | 0.75% → $5k - $25k
0.75%$500-3 Month IRA
Locations


Kemba Indianapolis Credit Union Locations
Branch Office444 S Shortridge RdIndianapolis, IN 46219

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