Overview / Commentary
Kemba Louisville Credit Union is headquartered in Louisville and is the 24th largest credit union in the state of Kentucky. It is also the 2,292nd largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 8 employees and 4,187 members at 1 location. Kemba Louisville Credit Union has a B+ health rating.
Field of Membership Restrictions
KEMBA Louisville Credit Union of Kentucky is open to the employees of the Kroger Company-Louisville KMA division; including Central Fill and the family members of these employees, along with the KDC employees of Zenith and Transervice, and the family members of the current credit union members.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kemba Louisville Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62358 |
| Year Chartered | 1934 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 2.45% |
| Annual Interest Income | $656K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $59.2MM$59.5MM |
| Loans | Q1 2025vs Q1 2024 | $13.3MM$13.7MM |
| Deposits | Q1 2025vs Q1 2024 | $46.8MM$47.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $11.9MM$11.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $240K$148K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $269K$425K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |