Kemba Roanoke Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.60% | 5-year CD | 5 Year Share Certificate |
| 1.25% | 1-year CD | 12 Month Share Certificate 2.45% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Share Account |
Kemba Roanoke Federal Credit Union is headquartered in SALEM and is the 62nd largest credit union in the state of Virginia. It is also the 2,112th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 12 employees and 5,863 members at 2 locations. Kemba Roanoke Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Must be an employee, retiree or volunteer of one of the Select Employee Groups or Organizations.
See current membership details
Banking the way it should be!
I absolutely love Kemba! I have been a member for more than 15 years now and even though I live in Texas now, I still mail my deposits to Kemba. The service I have received is the best in the industry. The staff has always been very polite and helpful and the credit union has been extremely understanding. A prime example, a number of years ago, the company my husband worked for went belly up. The paychecks the employees received the Friday before, bounced! I was devastated, I had already written check to pay my bills and I had already been to the grocery store. I just knew I was going to have bounced check fees on top of fees and I was afraid we would never dig out. The branch manager at Kemba made me feel so much better. She told me not to worry, they would cover all of the check I had written and would even make it where I could use my card for gas. Luckily my husband had another job in less than 24 hours but it was a very rough 2 weeks until he got another paycheck. Kemba continued to work with me through this period and I will be forever grateful. You do not get that kind of caring, compassion and service with large banks. It is due to this service that I remain a loyal customer. I would highly recommend Kemba Roanoke Federal Credit Union to anyone!!
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 107 |
| Year Chartered | 1935 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.08% |
| Return on Equity - YTD | -0.5% |
| Annual Interest Income | $962.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $61.9MM$62.2MM |
| Loans | Q2 2018vs Q2 2017 | $20.0MM$20.1MM |
| Deposits | Q2 2018vs Q2 2017 | $51.3MM$51.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $9.9MM$9.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $210.00K$83.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $284.00K$229.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Kemba Roanoke Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Kemba Roanoke Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Account | |
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Vacation Club |
Kemba Roanoke Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.35% → $10k - $25k | 0.60% → $25k - $50k | |||||
Kemba Roanoke Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.60% | $500 | - | 5 Year Share Certificate | |
| 1.35% | $500 | - | 3 Year Share Certificate | |
| 1.35% | $500 | - | 4 Year Share Certificate | |
| 1.25% | $500 | - | 12 Month Share Certificate | |
| 1.25% | $500 | - | 2 Year Share Certificate | |
| 0.55% | $500 | - | 6 Month Share Certificate |
Kemba Roanoke Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $2k | - | 5 Year IRA Certificate | |
| 1.00% | $2k | - | 4 Year IRA Certificate | |
| 0.85% | $2k | - | 3 Year IRA Certificate | |
| 0.75% | $2k | - | 2 Year IRA Certificate |
| Kemba Roanoke Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3403 CANDLERS MOUNTAIN RD | LYNCHBURG, VA 24502-2221 |
| Branch Office | 2812 W MAIN ST | SALEM, VA 24153 |