2. Kennebec Federal Savings

Kennebec Federal Savings

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.01%Reward Checking
2.09% - National Average
0.40%1-year CD
1.29% - National Average
0.10%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Kennebec Federal Savings rates »

Overview / Commentary
www.kfsavings.com
207-873-5151
70 Main Street
Waterville, ME 04901

Kennebec Federal Savings is headquartered in Waterville and is the 24th largest bank in the state of Maine. It is also the 4,215th largest bank in the nation. It was established in 1936 and as of September of 2018, it had grown to 20 employees at 2 locations. Kennebec Federal Savings' money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Kennebec Federal Savings has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29661
Year Established1936
Employees20
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.08%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$95.8MM$92.1MM
LoansQ3 2018vs Q3 2017$85.6MM$82.4MM
DepositsQ3 2018vs Q3 2017$69.4MM$66.0MM
Equity CapitalQ3 2018vs Q3 2017$8.0MM$7.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$490.00K$512.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$101.00K$142.00K
Real Estate OwnedQ3 2018vs Q3 2017$25.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kennebec Federal Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kennebec Federal Savings Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$5kKFS Christmas Club
OTHER TIERS: 0.15% → $5k+
0.10%$25-KFS Regular Savings

Kennebec Federal Savings Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$150k*$250kSuper Money Market
OTHER TIERS: 0.10% → $250k+ | 1.01% → $100k - $150k
0.30%*$50k*-Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k

Kennebec Federal Savings Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$500Feel Good Checking
OTHER TIERS: 0.15% → $500+
1.26%*-$10kBusiness Rewards Checking
OTHER TIERS: 0.25% → $10k+
1.01%*-$35kFeel Free Rewards
OTHER TIERS: 0.25% → $35k+

Kennebec Federal Savings CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$500-13 Month CD Special - New Money
2.07%$500$250k9 Month CD Special - New Money
2.02%$500-3 Month CD Special - New Money
2.02%$500-7 Month CD Special - New Money
1.21%*$75k*-4 Year CD
OTHER TIERS: 0.75% → $500 - $10k | 0.95% → $10k - $75k
1.16%*$75k*-3 Year CD
OTHER TIERS: 0.70% → $500 - $10k | 0.90% → $10k - $75k
1.11%*$75k*-2 1/2 Year CD
OTHER TIERS: 0.60% → $500 - $10k | 0.80% → $10k - $75k
1.06%*$75k*-2 Year CD
OTHER TIERS: 0.55% → $500 - $10k | 0.75% → $10k - $75k
1.01%*$75k*-1 1/2 Year CD
OTHER TIERS: 0.50% → $500 - $10k | 0.70% → $10k - $75k
0.95%*$75k*-2 Year One-Up CD
OTHER TIERS: 0.45% → $500 - $10k | 0.65% → $10k - $75k
0.90%*$75k*-15 Month One-Up CD
OTHER TIERS: 0.40% → $500 - $10k | 0.60% → $10k - $75k
0.60%*$75k*-1 Year CD
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k
0.45%*$75k*-6 Month CD
OTHER TIERS: 0.25% → $500 - $10k | 0.35% → $10k - $75k
0.40%*$75k*-1 Year Easy Saver CD
OTHER TIERS: 0.20% → $500 - $10k | 0.30% → $10k - $75k
0.35%*$75k*-6 Month Easy Saver CD
OTHER TIERS: 0.15% → $500 - $10k | 0.25% → $10k - $75k

Kennebec Federal Savings IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$75k*-4 Year IRA
OTHER TIERS: 0.75% → $500 - $10k | 0.95% → $10k - $75k
1.16%*$75k*-3 Year IRA
OTHER TIERS: 0.70% → $500 - $10k | 0.90% → $10k - $75k
1.11%*$75k*-2 1/2 Year IRA
OTHER TIERS: 0.60% → $500 - $10k | 0.80% → $10k - $75k
1.06%*$75k*-2 Year IRA
OTHER TIERS: 0.55% → $500 - $10k | 0.75% → $10k - $75k
0.60%*$75k*-1 Year IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k
Locations


Kennebec Federal Savings Locations
Waterville Branch11 Washington StreetWaterville, ME 04901
Kennebec Federal Savings and Loan Association Of W70 Main StreetWaterville, ME 04901

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.