Advertising Disclosure

Kennebec Federal Savings

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

Feel Good Checking

Overview / Commentary

www.kfsavings.com

207-873-5151

70 Main Street
Waterville, ME 04901

Kennebec Federal Savings is headquartered in Waterville and is the 24^th largest bank in the state of Maine. It is also the 4,105^th largest bank in the nation. It was established in 1936 and as of June of 2019, it had grown to 21 employees at 2 locations. Kennebec Federal Savings' money market rates are 6X the national average, and it has a B+ health rating.

Related Posts

View all posts from:

2011
2009

10/23 - Rate, Cap, # Of Monthly Transactions Change For Kennebec Federal Savings Rewards Checking

5/31 - 3.15% Reward Checking Account at Kennebec Federal Savings in Maine

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Kennebec Federal Savings has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	29661
Year Established	1936
Employees	21
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	4.33%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$97.8MM$95.6MM
Loans	Q2 2019vs Q2 2018	$86.6MM$83.9MM
Deposits	Q2 2019vs Q2 2018	$72.4MM$70.8MM
Equity Capital	Q2 2019vs Q2 2018	$8.3MM$7.9MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$507.00K$521.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$115.00K$172.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kennebec Federal Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kennebec Federal Savings Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*	-	$5k	KFS Christmas Club
OTHER TIERS: 0.15% → $5k+
0.10%	$25	-	KFS Regular Savings

Kennebec Federal Savings Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$150k^*	$250k	Super Money Market
OTHER TIERS: 0.10% → $250k+ \| 2.01% → $100k - $150k
0.30%^*	$50k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k

Kennebec Federal Savings Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%^*	-	$500	Feel Good Checking
OTHER TIERS: 0.15% → $500+
3.04%^*	-	$10k	Business Rewards Checking
OTHER TIERS: 0.25% → $10k+
1.01%^*	-	$35k	Feel Free Rewards
OTHER TIERS: 0.25% → $35k+

Kennebec Federal Savings CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.12%	$500	$250k	21 Month CD Special - New Money
2.01%	$500	$250k	18 Month CD Special - New Money
2.01%	$500	$250k	7 Month CD Special - New Money
1.86%	$500	$250k	9 Month CD Special - New Money
1.76%	$500	$250k	13 Month CD Special - New Money
1.51%	$500	$250k	3 Month CD Special - New Money
1.21%^*	$75k^*	-	4 Year CD
OTHER TIERS: 0.75% → $500 - $10k \| 0.95% → $10k - $75k
1.16%^*	$75k^*	-	3 Year CD
OTHER TIERS: 0.70% → $500 - $10k \| 0.90% → $10k - $75k
1.11%^*	$75k^*	-	2 1/2 Year CD
OTHER TIERS: 0.60% → $500 - $10k \| 0.80% → $10k - $75k
1.06%^*	$75k^*	-	2 Year CD
OTHER TIERS: 0.55% → $500 - $10k \| 0.75% → $10k - $75k
1.01%^*	$75k^*	-	1 1/2 Year CD
OTHER TIERS: 0.50% → $500 - $10k \| 0.70% → $10k - $75k
0.95%^*	$75k^*	-	2 Year One-Up CD
OTHER TIERS: 0.45% → $500 - $10k \| 0.65% → $10k - $75k
0.90%^*	$75k^*	-	15 Month One-Up CD
OTHER TIERS: 0.40% → $500 - $10k \| 0.60% → $10k - $75k
0.60%^*	$75k^*	-	1 Year Easy Saver CD
OTHER TIERS: 0.40% → $500 - $10k \| 0.50% → $10k - $75k
0.45%^*	$75k^*	-	6 Month Easy Saver CD
OTHER TIERS: 0.25% → $500 - $10k \| 0.35% → $10k - $75k

Kennebec Federal Savings IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%	$500	-	1 Year IRA Special - New Money
1.76%	$500	$10k	2 Year IRA
1.51%	$500	$10k	2 1/2 Year IRA
1.51%	$500	$10k	3 Year IRA
1.51%	$500	$10k	4 Year IRA
1.01%	$500	$250k	1 Year IRA

Locations

Kennebec Federal Savings Locations
Waterville Branch	11 Washington Street	Waterville, ME 04901
Kennebec Federal Savings and Loan Association Of W	70 Main Street	Waterville, ME 04901

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected]itaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.