Kennebec Savings Bank

Overview / Commentary
150 State Street
Augusta, ME 04330

Kennebec Savings Bank is headquartered in Augusta and is the 10th largest bank in the state of Maine. It is also the 724th largest bank in the nation. It was established in 1870 and as of December of 2021, it had grown to 178 employees at 7 locations. Kennebec Savings Bank has an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #17897
Year Established1870
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD11.99%
Annual Interest Income$48.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.45B$1.24B
LoansQ4 2021vs Q4 2020$1.20B$1.04B
DepositsQ4 2021vs Q4 2020$1.20B$993.6MM
Equity CapitalQ4 2021vs Q4 2020$202.6MM$170.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$7.5MM$7.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$3.6MM$4.0MM
Real Estate OwnedQ4 2021vs Q4 2020$469.00K$1.6MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kennebec Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kennebec Savings Bank Savings Account Rates

0.35%*$250k*-Premier IRA Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.25%*$250k*-Premier Savings
OTHER TIERS: 0.05% $2.5k - $20k | 0.15% $20k - $100k | 0.20% $100k - $250k
0.15%--Kids Club Savings
0.10%*$20k*-Statement Savings
OTHER TIERS: 0.05% Up to $20k
0.10%*$20k*-HSA Savings
OTHER TIERS: 0.05% Up to $20k
0.05%$750-HSA Checking

Kennebec Savings Bank Money Market Rates

1.25%$25k-Jumpstart Money Market
0.35%*$500k*-Premier Money Market
OTHER TIERS: 0.05% Up to $20k | 0.15% $20k - $100k | 0.20% $100k - $250k | 0.30% $250k - $500k

Kennebec Savings Bank Checking Account Rates

0.20%*$250k*-Premier Checking ll
OTHER TIERS: 0.05% $7.5k - $50k | 0.10% $50k - $100k | 0.15% $100k - $250k
0.05%$750-Premier Checking l

Kennebec Savings Bank CD Rates

0.55%$500-5 Year CD
0.40%$500-4 Year CD
0.35%$500-3 Year CD
0.30%$500-2 Year CD
0.25%$500-1 Year CD
0.20%$500-6 Month CD
0.20%$1-1 Year Club Account
0.15%$1-6 Month Club Account

Kennebec Savings Bank IRA Rates

0.55%$500-5 Year IRA
0.40%$500-4 Year IRA
0.35%$500-3 Year IRA
0.30%$500-2 Year IRA
0.25%$500-1 Year IRA

Kennebec Savings Bank Locations
Farmingdale Branch1 Northern AvenueFarmingdale, ME 04344
Kennebec Savings Bank150 State StAugusta, ME 04330
Waterville Branch226 Main StreetWaterville, ME 04901
Winthrop Branch84 Main StreetWinthrop, ME 04364
Granite Hill Estates BranchGranite Hill Estates, 60 Balsam DriveHallowell, ME 04347
Freeport Branch Office181 Lower Main StreetFreeport, ME 04032
Kennebec Federal Savings And Loan Br11 Washington StreetWaterville, ME 04901

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.