Kennebec Savings Bank


Overview / Commentary
207-622-5801
150 State Street
Augusta, ME 04332

Kennebec Savings Bank is headquartered in AUGUSTA and is the 10th largest bank in the state of Maine. It is also the 665th largest bank in the nation. It was established in 1870 and as of March of 2025, it had grown to 195 employees at 8 locations. Kennebec Savings Bank has an A+ health rating.

Reviews

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17897
Year Established1870
Employees195
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.55%
Annual Interest Income$20.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.76B$1.72B
LoansQ1 2025vs Q1 2024$1.46B$1.42B
DepositsQ1 2025vs Q1 2024$1.35B$1.3B
Equity CapitalQ1 2025vs Q1 2024$219.1MM$211.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.1MM$8.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.8MM$3.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Kennebec Savings Bank are currently being reviewed.

Locations


Kennebec Savings Bank Locations
Farmingdale Branch1 Northern AvenueFarmingdale, ME 04344
Kennebec Savings Bank150 State StAugusta, ME 04330
Waterville Branch226 Main StreetWaterville, ME 04901
Winthrop Branch84 Main StreetWinthrop, ME 04364
Granite Hill Estates BranchGranite Hill Estates, 60 Balsam DriveHallowell, ME 04347
Freeport Branch Office181 Lower Main StreetFreeport, ME 04032
Kennebec Federal Savings And Loan Br11 Washington StreetWaterville, ME 04901

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