Kennebec Savings Bank

Overview / Commentary
150 State Street
Augusta, ME 04330

Kennebec Savings Bank is headquartered in Augusta and is the 11th largest bank in the state of Maine. It is also the 761st largest bank in the nation. It was established in 1870 and as of March of 2021, it had grown to 164 employees at 7 locations. Kennebec Savings Bank has an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #17897
Year Established1870
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD11.24%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.33B$1.15B
LoansQ1 2021vs Q1 2020$1.11B$981.2MM
DepositsQ1 2021vs Q1 2020$1.06B$816.7MM
Equity CapitalQ1 2021vs Q1 2020$184.8MM$147.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$7.2MM$6.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.9MM$5.1MM
Real Estate OwnedQ1 2021vs Q1 2020$469.00K$73.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kennebec Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kennebec Savings Bank Savings Account Rates

0.40%*$250k*-IRA Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $50k | 0.25% $50k - $100k | 0.35% $100k - $250k
0.25%*$250k*-Premier Savings
OTHER TIERS: 0.05% $2.5k - $20k | 0.15% $20k - $100k | 0.20% $100k - $250k
0.15%--Kids Club Savings
0.10%*$20k*-Statement Savings
OTHER TIERS: 0.05% Up to $20k
0.10%*$20k*-HSA Savings
OTHER TIERS: 0.05% Up to $20k
0.05%$750-HSA Checking

Kennebec Savings Bank Money Market Rates

0.30%*$500k*-Premier Money Market
OTHER TIERS: 0.05% Up to $20k | 0.10% $20k - $100k | 0.15% $100k - $250k | 0.25% $250k - $500k

Kennebec Savings Bank Checking Account Rates

0.20%*$250k*-Premier Checking ll
OTHER TIERS: 0.05% $7.5k - $50k | 0.10% $50k - $100k | 0.15% $100k - $250k
0.05%$750-Premier Checking l

Kennebec Savings Bank CD Rates

0.55%$500-5 Year CD
0.40%$500-4 Year CD
0.35%$500-3 Year CD
0.30%$500-2 Year CD
0.25%$500-1 Year CD
0.20%$500-6 Month CD
0.20%--1 Year Club Account
0.15%--6 Month Club Account

Kennebec Savings Bank IRA Rates

0.55%$500-5 Year IRA
0.40%$500-4 Year IRA
0.35%$500-3 Year IRA
0.30%$500-2 Year IRA
0.25%$500-1 Year IRA

Kennebec Savings Bank Locations
Farmingdale Branch1 Northern AvenueFarmingdale, ME 04344
Kennebec Savings Bank150 State StAugusta, ME 04330
Waterville Branch226 Main StreetWaterville, ME 04901
Winthrop Branch84 Main StreetWinthrop, ME 04364
Granite Hill Estates BranchGranite Hill Estates, 60 Balsam DriveHallowell, ME 04347
Freeport Branch Office181 Lower Main StreetFreeport, ME 04032
Kennebec Federal Savings And Loan Br70 Main StreetWaterville, ME 04901

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.