Kentucky Bank

Overview / Commentary
Fourth And Main Streets
Paris, KY 40361

Kentucky Bank is headquartered in Paris and is the 13th largest bank in the state of Kentucky. It is also the 741st largest bank in the nation. It was established in 1915 and as of June of 2019, it had grown to 232 employees at 18 locations. Kentucky Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #734
Year Established1915
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.08B$1.04B
LoansQ2 2019vs Q2 2018$702.3MM$662.6MM
DepositsQ2 2019vs Q2 2018$840.7MM$807.4MM
Equity CapitalQ2 2019vs Q2 2018$115.2MM$103.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$8.1MM$8.2MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.3MM$2.0MM
Real Estate OwnedQ2 2019vs Q2 2018$731.00K$1.4MM

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