Stock Yards Bank & Trust Company is headquartered in Louisville and is the largest bank in the state of Kentucky. It is also the 223rd largest bank in the nation. It was established in 1904 and as of December of 2021, it had grown to 820 employees at 64 locations. Stock Yards Bank & Trust Company has an A health rating.
I have been a customer of Stock Yards Bank both personally and professionally for the last 3 years. I prefer Stock Yards Bank over larger banks in Kentucky. Each time I call, I find the staff across multiple departments at SYB to be engaging and personable. They actually take the time to answer questions and are genuinely interested in helping you. Stock Yards has helped me with a variety of loan products for my business and home over the last few years. The underwriting has always been prompt and easily understood. The loan terms are better than any of the other banks in the area which is an obvious benefit. You can tell that the bank has a vested interest in promoting the well being of the community that they are a part of. I felt compelled to write this review when a bank manager at the Outer Loop office recently provided me with his time, advice and counsel on a banking issue even though there was not an immediate benefit to himself or the bank. It is this type of customer focused professionalism that keeps me coming back time each time I need a new account or loan. I highly recommend using Stock Yards Bank.
Overall | |
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FDIC Certificate # | 258 |
Year Established | 1904 |
Employees | 820 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.39% |
Return on Equity - YTD | 14.05% |
Annual Interest Income | $177.1MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $6.64B$4.60B |
Loans | Q4 2021vs Q4 2020 | $4.12B$3.50B |
Deposits | Q4 2021vs Q4 2020 | $5.79B$3.99B |
Equity Capital | Q4 2021vs Q4 2020 | $656.5MM$426.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $53.9MM$51.9MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $6.4MM$12.6MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $7.2MM$281.00K |
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