Stock Yards Bank & Trust Company

Overview / Commentary
1040 East Main Street
Louisville, KY 40206

Stock Yards Bank & Trust Company is headquartered in Louisville and is the largest bank in the state of Kentucky. It is also the 192nd largest bank in the nation. It was established in 1904 and as of June of 2022, it had grown to 1,018 employees at 77 locations. Stock Yards Bank & Trust Company's CD rates are 3X the national average, and it has an A health rating.

Reviews (1)

Fantastic Customer Service

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I have been a customer of Stock Yards Bank both personally and professionally for the last 3 years. I prefer Stock Yards Bank over larger banks in Kentucky. Each time I call, I find the staff across multiple departments at SYB to be engaging and personable. They actually take the time to answer questions and are genuinely interested in helping you. Stock Yards has helped me with a variety of loan products for my business and home over the last few years. The underwriting has always been prompt and easily understood. The loan terms are better than any of the other banks in the area which is an obvious benefit. You can tell that the bank has a vested interest in promoting the well being of the community that they are a part of. I felt compelled to write this review when a bank manager at the Outer Loop office recently provided me with his time, advice and counsel on a banking issue even though there was not an immediate benefit to himself or the bank. It is this type of customer focused professionalism that keeps me coming back time each time I need a new account or loan. I highly recommend using Stock Yards Bank.


Health Grade Components

FDIC Certificate #258
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD10.08%
Annual Interest Income$109.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$7.56B$6.07B
LoansQ2 2022vs Q2 2021$4.82B$4.15B
DepositsQ2 2022vs Q2 2021$6.57B$5.26B
Equity CapitalQ2 2022vs Q2 2021$724.0MM$634.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$66.4MM$59.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$8.1MM$13.7MM
Real Estate OwnedQ2 2022vs Q2 2021$7.6MM$648.00K
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Stock Yards Bank & Trust Company CD Rates

4.25%$500-15 Month CD Special
4.00%$500-7 Month CD Special
3.50%$10k-13 Month Penalty Free CD
2.75%$500-3 Year CD
2.75%$500-4 Year CD
2.75%$500-5 Year CD
2.65%$500-2 Year CD
2.60%$500-18 Month CD
2.50%$500-1 Year CD
2.00%$500-6 Month CD
0.50%$500-30 - 90 Day CD
0.50%$500-91 Day CD


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