Featured Savings Rates
Featured Accounts

Kentucky Telco Credit Union

Popular Accounts at this Credit Union

1.75%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.12%SavingsRegular Savings

Overview / Commentary
3740 Bardstown Rd
Louisville, KY 40218-2209

Kentucky Telco Credit Union is headquartered in Louisville and is the 6th largest credit union in the state of Kentucky. It is also the 631st largest credit union in the nation. It was established in 1979 and as of December of 2016, it had grown to 90 employees and 46,113 members at 10 locations. Kentucky Telco Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, works, volunteers, attends school or worships in Anderson, Bourbon, Bullitt, Boyle, Daviess, Clark, Madison, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Lincoln, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, Jessamine, and Woodford Counties in Kentucky.
See current membership details

Related Posts

Kentucky Telco CU Adds Very Competitive CD Specials - 5/27/2016

Kentucky Telco CU has added a series of very competitive CDs. Each term length has two rate tiers, which require either $10k new money, or $50k (at least $25k must be new money).

High Rates On 15-, 27-, And 45-Month Cds - 5/27/2016

Kentucky Telco CU has several CD promotions going on. Kentucky Telco :: Savings •   15 month certificate with 1.49% dividend rate earns a 1.50% Annual Percentage Yield*  •   27 month certificate with 1.99% dividend rate earns a 2.00% Annual Percentage Yield* •   45 month certificate with 2.48% dividend rate earns a 2.50% Annual Percentage Yield* Funds deposited in these certificates must include a minimum of $10,000 in funds transferred from another financial institution. AND BONUS OFFER A special rate bonus of 0.15% will be offered on certificates of $50,000 or more opened between May 18th and June 15th, and must include a minimum of $25,000 in funds transferred from another financial institution. 15 month certificate earns a 1.65% APY 27 month certificate earns a 2.16% APY 45 month certificate earns a 2.66% APY

Reviews (1)

Very satisfied with Kytelco

This has been a great local bank to work with. The employees were very friendly and it did have the local bank feel, instead of the long-wait or the operator-based customer service one would typically expect with larger banks. The wait time was never very long, and there were never really any lines at the bank. The best thing I really like was the feeling that there were never any hidden fees, which is very different than a lot of other banks I have encountered. As far as the products go, I believe they do offer a rather competitive package, although without the lucrative bonuses, or referral kick-backs. But overall, I enjoyed working with this bank, its friendly and professional employees, and the warm atmosphere. I would suggest anyone to bank here, but the only issue is that you may not live conveniently next to one, and may be better served by a national chain bank which is more practical.


Health Grade Components

NCUA #68666
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.31%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$387.2MM$351.2MM
LoansQ4 2016vs Q4 2015$264.5MM$216.7MM
DepositsQ4 2016vs Q4 2015$318.9MM$293.5MM
Equity CapitalQ4 2016vs Q4 2015$43.6MM$40.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.2MM$1.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.1MM$1.2MM
Real Estate OwnedQ4 2016vs Q4 2015$0$42.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kentucky Telco Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kentucky Telco Credit Union Savings Account Rates

0.30%*$100k*-Personal Reserve
OTHER TIERS: 0.05% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.30%*$100k*-Corporate Reserve
OTHER TIERS: 0.05% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.12%*$50k*-Regular Savings
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-IRA Accumulation
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-Club Account
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-Roth IRA Accumulation
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-CESA Accumulation
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-Dollor Dog
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k

Kentucky Telco Credit Union Checking Account Rates

0.25%*$15k*$25kPrestige Checking
OTHER TIERS: 0.08% $25k+ | 0.15% Up to $5k | 0.20% $5k - $15k

Kentucky Telco Credit Union CD Rates

1.75%$500-60 Month Share Certificate
1.40%$500-48 Month Share Certificate
1.25%$500-36 Month Share Certificate
1.00%$500-24 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.25%$500-90 Day Share Certificate

Kentucky Telco Credit Union IRA Rates

1.75%$500-60 Month IRA Share Certificate
1.40%$500-48 Month IRA Share Certificate
1.25%$500-36 Month IRA Share Certificate
1.00%$500-24 Month IRA Share Certificate
0.50%$500-12 Month IRA Share Certificate
0.35%$500-6 Month IRA Share Certificate
0.25%$500-90 Day IRA Share Certificate

Kentucky Telco Credit Union Locations
Branch Office455 S 4th St Ste 117Louisville, KY 40202
Branch Office7215 Riverport Plaza DrLouisville, KY 40258
Branch Office3740 Bardstown RdLouisville, KY 40218-2209
Branch Office2549 Regency Rd Ste 105Lexington, KY 40503
Branch Office10486 Shelbyville RdLouisville, KY 40223-3120
Branch Office933 Tamarack RdOwensboro, KY 42301-6979
Branch Office4004 Dutchmans LnLouisville, KY 40207-4704
Branch Office4816 Outer LoopLouisville, KY 40219-3302
Branch Office234 E Gray St Ste 170Louisville, KY 40202
Branch Office4652 Dixie HwyLouisville, KY 40216