Featured Savings Rates
Featured Accounts

Transcend Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.74%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.12%SavingsRegular Savings

Overview / Commentary
502-459-3000
3740 Bardstown Rd
Louisville, KY 40218-2209

Transcend Credit Union is headquartered in Louisville and is the 6th largest credit union in the state of Kentucky. It is also the 648th largest credit union in the nation. It was established in 1979 and as of June of 2017, it had grown to 82 employees and 46,717 members at 8 locations. Transcend Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, works, volunteers, attends school or worships in Anderson, Bourbon, Bullitt, Boyle, Daviess, Clark, Madison, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Lincoln, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, Jessamine, and Woodford Counties in Kentucky.
See current membership details

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Reviews (1)

Very satisfied with Kytelco

This has been a great local bank to work with. The employees were very friendly and it did have the local bank feel, instead of the long-wait or the operator-based customer service one would typically expect with larger banks. The wait time was never very long, and there were never really any lines at the bank. The best thing I really like was the feeling that there were never any hidden fees, which is very different than a lot of other banks I have encountered. As far as the products go, I believe they do offer a rather competitive package, although without the lucrative bonuses, or referral kick-backs. But overall, I enjoyed working with this bank, its friendly and professional employees, and the warm atmosphere. I would suggest anyone to bank here, but the only issue is that you may not live conveniently next to one, and may be better served by a national chain bank which is more practical.



Health

Health Grade Components

Overall
NCUA #68666
Year Chartered1979
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.19%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$388.6MM$379.9MM
LoansQ2 2017vs Q2 2016$278.7MM$255.5MM
DepositsQ2 2017vs Q2 2016$322.4MM$312.9MM
Equity CapitalQ2 2017vs Q2 2016$45.0MM$42.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.1MM$1.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$817.00K$1.2MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Transcend Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Personal Reserve
OTHER TIERS: 0.05% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.30%*$100k*-Corporate Reserve
OTHER TIERS: 0.05% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.12%*$50k*-Regular Savings
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-IRA Accumulation
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-Club Account
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-Mycash
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k
0.12%*$50k*-Dollar Dog
OTHER TIERS: 0.05% Up to $15k | 0.08% $15k - $50k

Transcend Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$15k*$25kPrestige Checking
OTHER TIERS: 0.08% $25k+ | 0.15% Up to $5k | 0.20% $5k - $15k

Transcend Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.74%$500-60 Month Share Certificate
1.39%$500-48 Month Share Certificate
1.24%$500-36 Month Share Certificate
1.00%$500-24 Month Share Certificate
0.50%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.25%$500-90 Day Share Certificate

Transcend Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.74%$500-60 Month IRA Share Certificate
1.39%$500-48 Month IRA Share Certificate
1.24%$500-36 Month IRA Share Certificate
1.00%$500-24 Month IRA Share Certificate
0.50%$500-12 Month IRA Share Certificate
0.35%$500-6 Month IRA Share Certificate
0.25%$500-90 Day IRA Share Certificate
Locations


Transcend Credit Union Locations
Branch Office4652 Dixie HwyLouisville, KY 40216
Branch Office4816 Outer LoopLouisville, KY 40219-3302
Branch Office3740 Bardstown RdLouisville, KY 40218-2209
Branch Office234 E Gray St Ste 170Louisville, KY 40202
Branch Office2549 Regency Rd Ste 105Lexington, KY 40503
Branch Office933 Tamarack RdOwensboro, KY 42301-6979
Branch Office7215 Riverport Plaza DrLouisville, KY 40258
Branch Office10486 Shelbyville RdLouisville, KY 40223-3120