Kerr County Federal Credit Union
LOCATIONS
3
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
1.00% APY
48 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.45% | 1-year CD | 12 Month Share Certificate 1.30% - Barclays 12 Month Online CD |
| 0.05% | Savings | Regular Share Account 1.05% - Ally Bank Online Savings Account |
| 1.00% | 4-year CD | 48 Month Share Certificate |
Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 165th largest credit union in the state of Texas. It is also the 2,118th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 25 employees and 9,591 members at 3 locations. Kerr County Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.
See current membership details
Health
C+
Data as of Q4 2016
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kerr County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 7.32% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $60.5MM$60.7MM |
| Loans | Q4 2016vs Q4 2015 | $43.6MM$46.1MM |
| Deposits | Q4 2016vs Q4 2015 | $55.5MM$55.4MM |
| Equity Capital | Q4 2016vs Q4 2015 | $4.4MM$4.1MM |
| Secondary Capital | Q4 2016vs Q4 2015 | $345.00K |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $483.00K$501.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $644.00K$468.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Rates
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Kerr County Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | IRA Accumulator Account | |
| 0.05% | - | - | Regular Share Account |
Kerr County Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $5k | - | Money Market Checking Account |
Kerr County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 48 Month Share Certificate | |
| 0.65% | $1k | - | 24 Month Share Certificate | |
| 0.45% | $1k | - | 12 Month Share Certificate | |
| 0.30% | $1k | - | 6 Month Share Certificate |
Kerr County Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 24 Month IRA Certificate | |
| 0.45% | $1k | - | 12 Month IRA Certificate |
Locations
| Kerr County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2335 Junction Hwy | Kerrville, TX 78028 |
| Branch Office | 2200 Main St | Junction, TX 76849 |
| Branch Office | 3700 Memorial Blvd | Kerrville, TX 78028-5710 |