Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 119th largest credit union in the state of Texas. It is also the 1,478th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 46 employees and 13,699 members at 4 locations. Kerr County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Kerr County Federal Credit Union is open to those who live, work, worship, or attend school in ,and businesses and other legal entities located in the Texas counties or Bandera, Edwards, Gillespie, Kendall, Kerr, Kimble, or Real. Immediate family members of anyone eligible to join also qualifies for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 46 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 13.06% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $154.7MM$140.6MM |
| Loans | Q1 2025vs Q1 2024 | $116.6MM$119.5MM |
| Deposits | Q1 2025vs Q1 2024 | $135.6MM$123.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $12.6MM$10.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.1MM$1.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $877K$356K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |