Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 121st largest credit union in the state of Texas. It is also the 1,500th largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 44 employees and 13,471 members at 4 locations. Kerr County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Kerr County Federal Credit Union is open to those who live, work, worship, or attend school in ,and businesses and other legal entities located in the Texas counties or Bandera, Edwards, Gillespie, Kendall, Kerr, Kimble, or Real. Immediate family members of anyone eligible to join also qualifies for membership.
See current membership details
Health
B+
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 44 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.36% |
| Return on Equity - YTD | 16.6% |
| Annual Interest Income | $6.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $146.9MM$144.3MM |
| Loans | Q3 2024vs Q3 2023 | $116.6MM$117.2MM |
| Deposits | Q3 2024vs Q3 2023 | $128.6MM$127.7MM |
| Equity Capital | Q3 2024vs Q3 2023 | $11.9MM$10.2MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $1.2MM$1.3MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $448K$36K |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |