Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 127th largest credit union in the state of Texas. It is also the 1,561st largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 42 employees and 12,609 members at 5 locations. Kerr County Federal Credit Union's money market rates are 93% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.
See current membership details
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 10.47% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $137.6MM$120.0MM |
| Loans | Q2 2022vs Q2 2021 | $96.3MM$81.9MM |
| Deposits | Q2 2022vs Q2 2021 | $126.5MM$111.7MM |
| Equity Capital | Q2 2022vs Q2 2021 | $9.1MM$6.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $473.00K$538.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $115.00K$170.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |