Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 142nd largest credit union in the state of Texas. It is also the 1,810th largest credit union in the nation. It was established in 1936 and as of June of 2020, it had grown to 30 employees and 10,918 members at 3 locations. Kerr County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.
See current membership details
Health
B+
Data as of Q2 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kerr County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 9.08% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $90.6MM$79.3MM |
| Loans | Q2 2020vs Q2 2019 | $65.6MM$66.8MM |
| Deposits | Q2 2020vs Q2 2019 | $83.1MM$72.4MM |
| Equity Capital | Q2 2020vs Q2 2019 | $6.1MM$5.5MM |
| Secondary Capital | Q2 2020vs Q2 2019 | $545.00K |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $606.00K$563.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $229.00K$283.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |