Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 141st largest credit union in the state of Texas. It is also the 1,815th largest credit union in the nation. It was established in 1936 and as of December of 2019, it had grown to 31 employees and 10,757 members at 3 locations. Kerr County Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kerr County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 13.99% |
| Annual Interest Income | $4.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $82.6MM$75.7MM |
| Loans | Q4 2019vs Q4 2018 | $67.1MM$65.7MM |
| Deposits | Q4 2019vs Q4 2018 | $75.5MM$69.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $5.8MM$5.0MM |
| Secondary Capital | Q4 2019vs Q4 2018 | $545.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $613.00K$575.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $352.00K$283.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |