Kerr County Federal Credit Union is headquartered in Kerrville and is the 146th largest credit union in the state of Texas. It is also the 1,857th largest credit union in the nation. It was established in 1936 and as of June of 2019, it had grown to 28 employees and 10,764 members at 3 locations. Kerr County Federal Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.25% |
| Return on Equity - YTD | 17.85% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $79.3MM$69.4MM |
| Loans | Q2 2019vs Q2 2018 | $66.8MM$58.2MM |
| Deposits | Q2 2019vs Q2 2018 | $72.4MM$63.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $5.5MM$4.7MM |
| Secondary Capital | Q2 2019vs Q2 2018 | $560.00K |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $563.00K$608.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $283.00K$378.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Kerr County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Kerr County Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Regular Share Account | |
| 0.20% | $100 | - | IRA Accumulator |
Kerr County Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $5k | - | Money Market Checking Account |
Kerr County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.79% | $1k | - | 48 Month Share Certificate | |
| 1.82% | $1k | - | 24 Month Share Certificate | |
| 1.51% | $1k | - | 12 Month Share Certificate | |
| 1.11% | $1k | - | 6 Month Share Certificate |
Kerr County Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.82% | $1k | - | 24 Month IRA Certificate | |
| 1.51% | $1k | - | 12 Month IRA Certificate |
| Kerr County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2335 Junction Hwy | Kerrville, TX 78028 |
| Branch Office | 2200 Main St | Junction, TX 76849 |
| Branch Office | 3700 Memorial Blvd | Kerrville, TX 78028-5710 |