Kerr County Federal Credit Union
LOCATIONS
3
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HEALTH RATING
B
View health report
CURRENT TOP RATE
1.26% APY
24 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.95% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.20% | Savings | |
| 1.26% | 2-year CD | 2.75% - Synchrony Bank 24 Month CD |
Overview / Commentary
Kerr County Federal Credit Union is headquartered in Kerrville and is the 158th largest credit union in the state of Texas. It is also the 1,992nd largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 30 employees and 10,434 members at 3 locations. Kerr County Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Kerr and Kimble Counties.
See current membership details
Health
B
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kerr County Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1558 |
| Year Chartered | 1936 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 7.42% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $69.4MM$64.9MM |
| Loans | Q2 2018vs Q2 2017 | $58.2MM$44.0MM |
| Deposits | Q2 2018vs Q2 2017 | $63.4MM$59.6MM |
| Equity Capital | Q2 2018vs Q2 2017 | $4.7MM$4.5MM |
| Secondary Capital | Q2 2018vs Q2 2017 | $255.00K |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $608.00K$507.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $378.00K$398.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Rates
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Kerr County Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Regular Share Account | |
| 0.20% | $100 | - | IRA Accumulator |
Kerr County Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $5k | - | Money Market Checking Account |
Kerr County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 24 Month Share Certificate | |
| 1.00% | $1k | - | 48 Month Share Certificate | |
| 0.95% | $1k | - | 12 Month Share Certificate | |
| 0.30% | $1k | - | 6 Month Share Certificate |
Kerr County Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 24 Month IRA Certificate | |
| 0.95% | $1k | - | 12 Month IRA Certificate |
Locations
| Kerr County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2335 Junction Hwy | Kerrville, TX 78028 |
| Branch Office | 2200 Main St | Junction, TX 76849 |
| Branch Office | 3700 Memorial Blvd | Kerrville, TX 78028-5710 |