Keys Federal Credit Union

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Based on 1 review

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CURRENT TOP RATE

60 Month Share Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.25%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.50%	1-year CD	2.65% - Barclays 12 Month Online CD
0.10%	Savings	2.00% - Ally Bank Online Savings Account

View all Keys Federal Credit Union rates »

Overview / Commentary

www.keysfcu.org

800-805-7535

3022 N Roosevelt Blvd
Key West, FL 33040

Keys Federal Credit Union is headquartered in Key West and is the 52^nd largest credit union in the state of Florida. It is also the 1,302^nd largest credit union in the nation. It was established in 1940 and as of September of 2018, it had grown to 49 employees and 13,959 members at 4 locations. Keys Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work anywhere in the Florida Keys and their immediate family.
See current membership details

Related Posts

View all posts from:

2008
2006

9/9 - 5.25% 60-Month / 5.00% 36-Month CD at a Florida CU (Keys)
5/5 - 5.00% 60-Month / 4.05% 23-Month CD at a Florida CU (Keys)

2/5 - 5.25% 3-month / 60-month CD at a Florida CU

Reviews (1)

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Great Rates + Safety
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CIT Savings Account

Great Local Alternative to big banks

Posted by: MJ2 | Jun 1, 2014

Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.

Comment

3

Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4135
Year Chartered	1940
Employees	49
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.18%
Return on Equity - YTD	-2.29%
Annual Interest Income	$5.7MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$143.1MM$139.1MM
Loans	Q3 2018vs Q3 2017	$115.1MM$103.2MM
Deposits	Q3 2018vs Q3 2017	$128.7MM$124.9MM
Equity Capital	Q3 2018vs Q3 2017	$11.6MM$11.4MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$2.1MM$859.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$693.00K$1.0MM
Real Estate Owned	Q3 2018vs Q3 2017	$526.00K$489.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keys Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$50^*	$2.5k	Kirby Kids Savings
OTHER TIERS: 0.03% → $2.5k - $10k \| 0.05% → $10k+
0.10%^*	$2.5k^*	-	Keys Savings
OTHER TIERS: 0.05% → Up to $2.5k

Keys Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$1m^*	-	Keys Money Market
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.55% → $50k - $100k \| 0.80% → $100k - $500k \| 0.90% → $500k - $1m
1.00%^*	$1m^*	-	Keys IRA Money Market
OTHER TIERS: 0.40% → Up to $50k \| 0.55% → $50k - $100k \| 0.80% → $100k - $500k \| 0.90% → $500k - $1m
1.00%^*	$1m^*	-	Keys Business Money Market
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.55% → $50k - $100k \| 0.80% → $100k - $500k \| 0.90% → $500k - $1m

Keys Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$100k^*	-	Keys Premier Checking
OTHER TIERS: 0.03% → $1k - $10k \| 0.05% → $10k - $25k \| 0.07% → $25k - $50k \| 0.10% → $50k - $100k
0.15%^*	$100k^*	-	Keys 50 Plus Checking
OTHER TIERS: 0.01% → $500 - $1k \| 0.03% → $1k - $10k \| 0.05% → $10k - $25k \| 0.07% → $25k - $50k \| 0.10% → $50k - $100k
0.15%^*	$100k^*	-	Keys Premier Business Checking
OTHER TIERS: 0.03% → $1k - $10k \| 0.05% → $10k - $25k \| 0.07% → $25k - $50k \| 0.10% → $50k - $100k

Keys Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.25%	$500	-	60 Month Share Certificate
3.25%	$100k	-	60 Month Jumbo Share Certificate
3.00%	$500	-	48 Month Share Certificate
3.00%	$100k	-	48 Month Jumbo Share Certificate
2.75%	$500	-	36 Month Share Certificate
2.75%	$100k	-	36 Month Jumbo Share Certificate
2.50%	$500	-	24 Month Share Certificate
2.50%	$100k	-	24 Month Jumbo Share Certificate
2.25%	$500	-	23 Month Bump Up Share Certificate
2.25%	$100k	-	23 Month Bump Up Jumbo Share Certificate
1.75%	$500	-	12 Month Share Certificate
1.75%	$100k	-	12 Month Jumbo Share Certificate
1.50%	$500	-	13 Month Bump Up Share Certificate
1.50%	$100k	-	13 Month Bump Up Jumbo Share Certificate
0.35%	$2.5k	-	6 Month Share Certificate
0.35%	$100k	-	6 Month Jumbo Share Certificate
0.25%	$2.5k	-	91 Day Share Certificate
0.25%	$100k	-	91 Day Jumbo Share Certificate

Keys Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.25%	$500	-	60 Month IRA Certificate
3.25%	$100k	-	60 Month Jumbo IRA Certificate
3.00%	$500	-	48 Month IRA Certificate
3.00%	$100k	-	48 Month Jumbo IRA Certificate
2.75%	$500	-	36 Month IRA Certificate
2.75%	$100k	-	36 Month Jumbo IRA Certificate
2.50%	$500	-	24 Month IRA Certificate
2.50%	$100k	-	24 Month Jumbo IRA Certificate
2.25%	$100k	-	23 Month Bump Up Jumbo IRA Certificate
2.25%	$500	-	23 Month Bump Up IRA Certificate
1.75%	$500	-	12 Month IRA Certificate
1.75%	$100k	-	12 Month Jumbo IRA Certificate
1.50%	$100k	-	13 Month Bump Up Jumbo IRA Certificate
1.50%	$500	-	13 Month Bump Up IRA Certificate
0.35%	$2.5k	-	6 Month IRA Certificate
0.35%	$100k	-	6 Month Jumbo IRA Certificate
0.25%	$2.5k	-	91 Day IRA Certificate
0.25%	$100k	-	91 Day Jumbo IRA Certificate

Locations

Keys Federal Credit Union Locations
Branch Office	12790 Overseas Hwy	Marathon, FL 33050
Branch Office	514 Southard St	Key West, FL 33040
Branch Office	3022 N Roosevelt Blvd	Key West, FL 33040
Branch Office	29977 Overseas Hwy	Big Pine Key, FL 33043

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