Keys Federal Credit Union

Overview / Commentary
3022 N Roosevelt Blvd
Key West, FL 33040

Keys Federal Credit Union is headquartered in Key West and is the 52nd largest credit union in the state of Florida. It is also the 1,260th largest credit union in the nation. It was established in 1940 and as of March of 2020, it had grown to 51 employees and 14,091 members at 4 locations. Keys Federal Credit Union has an A health rating.

Field of Membership Restrictions

Keys Federal Credit Union is open to anyone (including immediate family) who lives or works in the Florida Keys, and local military members.
See current membership details

Reviews (1)

Great Local Alternative to big banks

Posted by: |

Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.


Health Grade Components

NCUA #4135
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.1%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$160.2MM$150.3MM
LoansQ1 2020vs Q1 2019$115.1MM$113.7MM
DepositsQ1 2020vs Q1 2019$143.7MM$135.1MM
Equity CapitalQ1 2020vs Q1 2019$14.1MM$12.1MM
Loan Loss AllowanceQ1 2020vs Q1 2019$2.0MM$2.4MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$571.00K$577.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Keys Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keys Federal Credit Union Savings Account Rates

0.85%*$50*$1kKirby Kids Savings
OTHER TIERS: 0.01% $1k+
0.01%$5-Keys Savings

Keys Federal Credit Union Money Market Rates

0.41%*$100k*-Keys Money Market
OTHER TIERS: 0.26% $2.5k - $25k | 0.31% $25k - $50k | 0.36% $50k - $100k
0.41%*$100k*-Keys IRA Money Market
OTHER TIERS: 0.26% $2.5k - $25k | 0.31% $25k - $50k | 0.36% $50k - $100k
0.41%*$500k*-Keys Business Money Market
OTHER TIERS: 0.06% $2.5k - $10k | 0.16% $10k - $50k | 0.26% $50k - $100k | 0.36% $100k - $500k

Keys Federal Credit Union Checking Account Rates

0.01%$500-Keys Premier Business Checking

Keys Federal Credit Union CD Rates

1.76%$500-60 Month Share Certificate
1.51%$500-48 Month Share Certificate
1.26%$500-36 Month Share Certificate
1.01%$500-24 Month Share Certificate
0.76%$500-12 Month Share Certificate
0.51%$2.5k-6 Month Share Certificate

Keys Federal Credit Union IRA Rates

1.76%$500-60 Month IRA Certificate
1.51%$500-48 Month IRA Certificate
1.26%$500-36 Month IRA Certificate
1.01%$500-24 Month IRA Certificate
0.76%$500-12 Month IRA Certificate
0.51%$2.5k-6 Month IRA Certificate

Keys Federal Credit Union Locations
Branch Office12790 Overseas HwyMarathon, FL 33050
Branch Office514 Southard StKey West, FL 33040
Branch Office3022 N Roosevelt BlvdKey West, FL 33040
Branch Office29977 Overseas HwyBig Pine Key, FL 33043

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