Keys Federal Credit Union is headquartered in Key West and is the 47th largest credit union in the state of Florida. It is also the 1,034th largest credit union in the nation. It was established in 1940 and as of June of 2022, it had grown to 52 employees and 15,835 members at 6 locations. Keys Federal Credit Union has an A health rating.
Field of Membership Restrictions
Keys Federal Credit Union is open to anyone (including immediate family) who lives or works in the Florida Keys, and local military members.
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Great Local Alternative to big banks
Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4135 |
| Year Chartered | 1940 |
| Employees | 52 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 14.01% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $282.3MM$231.1MM |
| Loans | Q2 2022vs Q2 2021 | $165.3MM$142.0MM |
| Deposits | Q2 2022vs Q2 2021 | $262.2MM$211.3MM |
| Equity Capital | Q2 2022vs Q2 2021 | $16.5MM$17.2MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.1MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $432.00K$429.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |