Featured Savings Rates
Featured Accounts

Keys Federal Credit Union

Popular Accounts at this Credit Union

1.25%5-year CD60 Month Jumbo Share Certificate
0.35%1-year CD12 Month Jumbo Share Certificate
0.05%SavingsKeys Savings Account

Overview / Commentary
3022 N Roosevelt Blvd
Key West, FL 33040

Keys Federal Credit Union is headquartered in Key West and is the 52nd largest credit union in the state of Florida. It is also the 1,270th largest credit union in the nation. It was established in 1940 and as of December of 2017, it had grown to 45 employees and 13,767 members at 4 locations. Keys Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work anywhere in the Florida Keys and their immediate family.
See current membership details

Related Posts

View all posts from:

Reviews (1)

Great Local Alternative to big banks

Posted by: MJ2 | Jun 1, 2014

Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.


Health Grade Components

NCUA #4135
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD14.39%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$145.2MM$130.6MM
LoansQ4 2017vs Q4 2016$112.9MM$98.3MM
DepositsQ4 2017vs Q4 2016$130.8MM$118.1MM
Equity CapitalQ4 2017vs Q4 2016$11.8MM$10.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.1MM$649.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$192.00K$336.00K
Real Estate OwnedQ4 2017vs Q4 2016$489.00K$374.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Keys Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keys Federal Credit Union Savings Account Rates

0.50%*$50*$2,500Kirby Kids Savings Account
OTHER TIERS: 0.03% $2,500 - $10k | 0.05% $10k+
0.05%*$10k*-Keys Savings Account
OTHER TIERS: 0.01% Up to $500 | 0.02% $500 - $2,500 | 0.03% $2,500 - $10k

Keys Federal Credit Union Money Market Rates

0.30%*$1m*-Keys Money Market Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $100k | 0.15% $100k - $500k | 0.25% $500k - $1mm
0.30%*$1m*-Keys IRA Money Market Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $100k | 0.15% $100k - $500k | 0.25% $500k - $1mm
0.30%*$1m*-Keys Business Money Market Account
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $100k | 0.15% $100k - $500k | 0.25% $500k - $1mm

Keys Federal Credit Union Checking Account Rates

0.05%*$100k*-Keys Premier Checking
OTHER TIERS: 0.01% $1k - $25k | 0.02% $25k - $100k
0.05%*$100k*-Keys 50-Plus Checking
OTHER TIERS: 0.01% $500 - $25k | 0.02% $25k - $100k
0.05%*$100k*-Keys Premier Business Checking
OTHER TIERS: 0.01% $1k - $25k | 0.02% $25k - $100k

Keys Federal Credit Union CD Rates

1.25%$500-60 Month Share Certificate
1.25%$100k-60 Month Jumbo Share Certificate
1.05%$500-48 Month Share Certificate
1.05%$100k-48 Month Jumbo Share Certificate
0.85%$500-36 Month Share Certificate
0.85%$100k-36 Month Jumbo Share Certificate
0.65%$500-24 Month Share Certificate
0.65%$100k-24 Month Jumbo Share Certificate
0.35%$500-12 Month Share Certificate
0.35%$100k-12 Month Jumbo Share Certificate
0.25%$2,500-6 Month Share Certificate
0.25%$100k-6 Month Jumbo Share Certificate
0.10%$2,500-91 Day Share Certificate
0.10%$100k-91 Day Jumbo Share Certificate

Keys Federal Credit Union IRA Rates

1.25%$500-60 Month IRA Certificate
1.25%$100k-60 Month Jumbo IRA Certificate
1.05%$500-48 Month IRA Certificate
1.05%$100k-48 Month Jumbo IRA Certificate
0.85%$500-36 Month IRA Certificate
0.85%$100k-36 Month Jumbo IRA Certificate
0.65%$500-24 Month IRA Certificate
0.65%$100k-24 Month Jumbo IRA Certificate
0.35%$500-12 Month IRA Certificate
0.35%$100k-12 Month Jumbo IRA Certificate
0.25%$2,500-6 Month IRA Certificate
0.25%$100k-6 Month Jumbo IRA Certificate
0.10%$2,500-91 Day IRA Certificate
0.10%$100k-91 Day Jumbo IRA Certificate

Keys Federal Credit Union Locations
Branch Office12790 Overseas HwyMarathon, FL 33050
Branch Office514 Southard StKey West, FL 33040
Branch Office3022 N Roosevelt BlvdKey West, FL 33040
Branch Office29977 Overseas HwyBig Pine Key, FL 33043