Keys Federal Credit Union is headquartered in Key West and is the 52nd largest credit union in the state of Florida. It is also the 1,287th largest credit union in the nation. It was established in 1940 and as of June of 2019, it had grown to 50 employees and 14,017 members at 4 locations. Keys Federal Credit Union has an A health rating.
Field of Membership Restrictions
Keys Federal Credit Union is open to anyone (including immediate family) who lives or works in the Florida Keys, and local military members.
See current membership details
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Great Local Alternative to big banks
Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4135 |
| Year Chartered | 1940 |
| Employees | 50 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 13.76% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $148.9MM$146.2MM |
| Loans | Q2 2019vs Q2 2018 | $114.8MM$115.7MM |
| Deposits | Q2 2019vs Q2 2018 | $133.2MM$132.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $12.7MM$11.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.2MM$1.9MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $230.00K$1.0MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$526.00K |
Rates for Keys Federal Credit Union are currently being reviewed.
| Keys Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 12790 Overseas Hwy | Marathon, FL 33050 |
| Branch Office | 514 Southard St | Key West, FL 33040 |
| Branch Office | 3022 N Roosevelt Blvd | Key West, FL 33040 |
| Branch Office | 29977 Overseas Hwy | Big Pine Key, FL 33043 |