Keys Federal Credit Union is headquartered in Key West and is the 50th largest credit union in the state of Florida. It is also the 1,082nd largest credit union in the nation. It was established in 1940 and as of December of 2021, it had grown to 51 employees and 15,397 members at 6 locations. Keys Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Keys Federal Credit Union is open to anyone (including immediate family) who lives or works in the Florida Keys, and local military members.
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Great Local Alternative to big banks
Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4135 |
| Year Chartered | 1940 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.63% |
| Return on Equity - YTD | 21.32% |
| Annual Interest Income | $8.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $256.9MM$195.0MM |
| Loans | Q4 2021vs Q4 2020 | $148.4MM$135.1MM |
| Deposits | Q4 2021vs Q4 2020 | $234.4MM$176.6MM |
| Equity Capital | Q4 2021vs Q4 2020 | $19.1MM$15.8MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.1MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $668.00K$568.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |