Keys Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.20% | 5-year CD | 60 Month Jumbo Share Certificate 2.25% - Ally Bank High Yield 5 Year CD |
| 0.30% | 1-year CD | 12 Month Jumbo Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Keys Savings Account 1.20% - Ally Bank Online Savings Account |
Keys Federal Credit Union is headquartered in Key West and is the 52nd largest credit union in the state of Florida. It is also the 1,323rd largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 46 employees and 12,657 members at 4 locations. Keys Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work anywhere in the Florida Keys and their immediate family.
See current membership details
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Great Local Alternative to big banks
Very good customer service, that makes you feel welcome. Unlike big chain banks that might hit you oveer the head with overdraft fees and the like. This credit union is very forgiving if you overdraw your account, they are personable and knowledgeable in the products they offer.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4135 |
| Year Chartered | 1940 |
| Employees | 46 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 14.92% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $136.3MM$129.5MM |
| Loans | Q2 2017vs Q2 2016 | $100.6MM$96.1MM |
| Deposits | Q2 2017vs Q2 2016 | $122.6MM$117.9MM |
| Equity Capital | Q2 2017vs Q2 2016 | $11.0MM$9.2MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $764.00K$527.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $337.00K$646.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $631.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Keys Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Keys Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50* | $2,500 | Kirby Kids Savings Account | ||
| OTHER TIERS: 0.03% → $2,500 - $10k | 0.05% → $10k+ | |||||
| 0.05%* | $10k* | - | Keys Savings Account | ||
| OTHER TIERS: 0.01% → Up to $500 | 0.02% → $500 - $2,500 | 0.03% → $2,500 - $10k | |||||
Keys Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $1m* | - | Keys Money Market Account | ||
| OTHER TIERS: 0.01% → $2,500 - $10k | 0.05% → $10k - $100k | 0.10% → $100k - $500k | 0.15% → $500k - $1mm | |||||
| 0.20%* | $1m* | - | Keys IRA Money Market Account | ||
| OTHER TIERS: 0.01% → Up to $10k | 0.05% → $10k - $100k | 0.10% → $100k - $500k | 0.15% → $500k - $1mm | |||||
| 0.20%* | $1m* | - | Keys Business Money Market Account | ||
| OTHER TIERS: 0.01% → $2,500 - $10k | 0.05% → $10k - $100k | 0.10% → $100k - $500k | 0.15% → $500k - $1mm | |||||
Keys Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $100k* | - | Keys Premier Checking | ||
| OTHER TIERS: 0.01% → $1k - $25k | 0.02% → $25k - $100k | |||||
| 0.05%* | $100k* | - | Keys 50-Plus Checking | ||
| OTHER TIERS: 0.01% → $500 - $25k | 0.02% → $25k - $100k | |||||
| 0.05%* | $100k* | - | Keys Premier Business Checking | ||
| OTHER TIERS: 0.01% → $1k - $25k | 0.02% → $25k - $100k | |||||
Keys Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $500 | - | 60 Month Share Certificate | |
| 1.20% | $100k | - | 60 Month Jumbo Share Certificate | |
| 0.80% | $500 | - | 48 Month Share Certificate | |
| 0.80% | $100k | - | 48 Month Jumbo Share Certificate | |
| 0.65% | $500 | - | 36 Month Share Certificate | |
| 0.65% | $100k | - | 36 Month Jumbo Share Certificate | |
| 0.50% | $500 | - | 24 Month Share Certificate | |
| 0.50% | $100k | - | 24 Month Jumbo Share Certificate | |
| 0.30% | $500 | - | 12 Month Share Certificate | |
| 0.30% | $100k | - | 12 Month Jumbo Share Certificate | |
| 0.20% | $2,500 | - | 6 Month Share Certificate | |
| 0.20% | $100k | - | 6 Month Jumbo Share Certificate | |
| 0.10% | $2,500 | - | 91 Day Share Certificate | |
| 0.10% | $100k | - | 91 Day Jumbo Share Certificate |
Keys Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $500 | - | 60 Month IRA Certificate | |
| 1.20% | $100k | - | 60 Month Jumbo IRA Certificate | |
| 0.80% | $500 | - | 48 Month IRA Certificate | |
| 0.80% | $100k | - | 48 Month Jumbo IRA Certificate | |
| 0.65% | $500 | - | 36 Month IRA Certificate | |
| 0.65% | $100k | - | 36 Month Jumbo IRA Certificate | |
| 0.50% | $500 | - | 24 Month IRA Certificate | |
| 0.50% | $100k | - | 24 Month Jumbo IRA Certificate | |
| 0.30% | $500 | - | 12 Month IRA Certificate | |
| 0.30% | $100k | - | 12 Month Jumbo IRA Certificate | |
| 0.20% | $2,500 | - | 6 Month IRA Certificate | |
| 0.20% | $100k | - | 6 Month Jumbo IRA Certificate | |
| 0.10% | $2,500 | - | 91 Day IRA Certificate | |
| 0.10% | $100k | - | 91 Day Jumbo IRA Certificate |
| Keys Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 12790 Overseas Hwy | Marathon, FL 33050 |
| Branch Office | 514 Southard St | Key West, FL 33040 |
| Branch Office | 3022 N Roosevelt Blvd | Key West, FL 33040 |
| Branch Office | 29977 Overseas Hwy | Big Pine Key, FL 33043 |