Keystone Bank (TX)

Overview / Commentary
13715 East Ladera Blvd
Bee Cave, TX 78738

Keystone Bank (TX) is headquartered in AUSTIN and is the 107th largest bank in the state of Texas. It is also the 1,173rd largest bank in the nation. It was established in 1997 and as of September of 2023, it had grown to 81 employees at 3 locations. Keystone Bank (TX)'s CD rates are 2X the national average, and it has an A health rating.

Reviews (3)

Keystone Bank Lowers Kasasa Rate To 2.95

Posted by: |

Keystone Bank sent out an email to customers that they were lowering their Kasasa checking account rate by half a point. The new rate on my account is now 2.96%

Finally A Bank In Texas With Good Interest Rates

Posted by: |

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness

Outside Of Austin? Don't Waste Your Time.

Posted by: |

This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.


Health Grade Components

FDIC Certificate #34456
Year Established1997
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.68%
Annual Interest Income$33MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$822.2MM$758.9MM
LoansQ3 2023vs Q3 2022$657.8MM$556.1MM
DepositsQ3 2023vs Q3 2022$723.8MM$675.9MM
Equity CapitalQ3 2023vs Q3 2022$84.8MM$78.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6.1MM$4.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.6MM$33K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

4.00%*-$100kKasasa Saver
OTHER TIERS: 0.50% $100k+
0.35%--Basic Savings
0.35%--Business Basic Savings

Keystone Bank (TX) Money Market Rates

0.50%*$250k*-Money Market
OTHER TIERS: 0.23% Up to $100k | 0.33% $100k - $250k
0.45%*$250k*-Commercial Money Market
OTHER TIERS: 0.23% Up to $100k | 0.33% $100k - $250k

Keystone Bank (TX) Checking Account Rates

6.00%*-$50kKasasa Cash Checking
OTHER TIERS: 0.50% $50k+

Keystone Bank (TX) CD Rates

3.35%*$100m*-60 Month CD
OTHER TIERS: 3.30% $1k - $100m
3.25%*$100m*-48 Month CD
OTHER TIERS: 3.20% $1k - $100m
3.09%*$100m*-36 Month CD
OTHER TIERS: 3.04% $1k - $100m
2.84%*$100m*-24 Month CD
OTHER TIERS: 2.78% $1k - $100m
2.58%*$100m*-18 Month CD
OTHER TIERS: 2.53% $1k - $100m
2.02%$1k-12 Month CD
1.81%*$100m*-6 Month CD
OTHER TIERS: 1.76% $1k - $100m
0.80%$1k-3 Month CD

Keystone Bank (TX) Locations
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821
Downtown Austin - Pressler Branch507 Pressler Street, Suite 400Austin, TX 78703
Bee Cave Branch & HQ13715 East Ladera BlvdBee Cave, TX 78738

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