Keystone Bank (TX) is headquartered in AUSTIN and is the 98th largest bank in the state of Texas. It is also the 1,082nd largest bank in the nation. It was established in 1997 and as of June of 2024, it had grown to 83 employees at 3 locations. Keystone Bank (TX)'s money market rates are 10X the national average, and it has an A health rating.
I have had my Keystone Bank account for about 1 year and everything has gone flawlessly. I opened my account online with no problems or issues. I was able to capitalize my account with little delays, and now I easily move money in and out of my account instantly.
With a 6.00& APY and a $50K limit, it's hard to find any fault with Keystone Bank.
This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.
Overall | |
---|---|
FDIC Certificate # | 34456 |
Year Established | 1997 |
Employees | 83 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.78% |
Return on Equity - YTD | 7.86% |
Annual Interest Income | $27.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $926.4MM$783.8MM |
Loans | Q2 2024vs Q2 2023 | $745.4MM$650.1MM |
Deposits | Q2 2024vs Q2 2023 | $770.6MM$679MM |
Equity Capital | Q2 2024vs Q2 2023 | $90.7MM$84MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $6.9MM$6.1MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $3.7MM$1.3MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.75%* | $0 | $100k | Kasasa Saver | ||
OTHER TIERS: 0.50% → $100k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.59%* | $250k* | - | Money Market | ||
OTHER TIERS: 4.07% → $0 - $100k | 4.33% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.50%* | $0 | $50k | Kasasa Cash Checking | ||
OTHER TIERS: 0.50% → $50k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.02% | $1k | - | 6 Month CD | |
3.97% | $1k | - | 3 Month CD | |
3.87% | $1k | - | 12 Month CD | |
3.45% | $1k | - | 18 Month CD | |
3.30% | $1k | - | 24 Month CD | |
3.14% | $1k | - | 36 Month CD | |
2.84% | $1k | - | 48 Month CD | |
2.68% | $1k | - | 60 Month CD |
Keystone Bank (TX) Locations | ||
---|---|---|
Ballinger Branch | 900 Hutchins Avenue | Ballinger, TX 76821 |
Downtown Austin - Pressler Branch | 507 Pressler Street, Suite 400 | Austin, TX 78703 |
Bee Cave Branch & HQ | 13715 East Ladera Blvd | Bee Cave, TX 78738 |