Keystone Bank (TX) is headquartered in Austin and is the 376th largest bank in the state of Texas. It is also the 4,524th largest bank in the nation. It was established in 1997 and as of December of 2018, it had grown to 22 employees at 1 location. Keystone Bank (TX) has an A health rating.
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I recently opened a Kasasa Checking account at Keystone Bank. What was interesting was in the lobby are the workbenches of the Customer Service Reps along with the traditional teller windows. The customer service was helpful and friendly setting up the account. All I needed was the two forms of ID and $25 to open the account. The debit card was printed at the bank so there is no waiting. One quirk of the debit transactions is that they must be greater than $3.49 to count towards meeting your minimum number of 12 to qualify for the Kasasa rate. The first order of checks was free. They also have a Kasasa Cash Back account but it only pays 2% on $400 or $8 for the same 12 debit transactions.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34456 |
| Year Established | 1997 |
| Employees | 22 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.45% |
| Return on Equity - YTD | -2.58% |
| Annual Interest Income | $468.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $75.3MM$42.2MM |
| Loans | Q4 2018vs Q4 2017 | $16.3MM$15.9MM |
| Deposits | Q4 2018vs Q4 2017 | $48.0MM$37.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $27.3MM$4.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $19.00K$277.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $85.00K$393.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Keystone Bank (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $100k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $100k+ | |||||
Keystone Bank (TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.50%* | - | $50k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $50k+ | |||||
| Keystone Bank (TX) Locations | ||
|---|---|---|
| Ballinger National Bank | 11500 Bee Cave Rd | Austin, TX 78738 |