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Keystone Bank (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.keystone.bank
512-982-9150
13715 East Ladera Blvd
Bee Cave, TX 78738

Keystone Bank (TX) is headquartered in AUSTIN and is the 90th largest bank in the state of Texas. It is also the 1,014th largest bank in the nation. It was established in 1997 and as of March of 2025, it had grown to 87 employees at 3 locations. Keystone Bank (TX)'s money market rates are 8X the national average, and it boasts an A+ health rating.

Reviews (2)

So Far, So Good !

Posted by: |

I have had my Keystone Bank account for about 1 year and everything has gone flawlessly. I opened my account online with no problems or issues. I was able to capitalize my account with little delays, and now I easily move money in and out of my account instantly.
With a 6.00& APY and a $50K limit, it's hard to find any fault with Keystone Bank.

2

Outside Of Austin? Don't Waste Your Time.

Posted by: |

This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.

4


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34456
Year Established1997
Employees87
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.64%
Annual Interest Income$15MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.02B$917.1MM
LoansQ1 2025vs Q1 2024$777.3MM$714.2MM
DepositsQ1 2025vs Q1 2024$862.3MM$758MM
Equity CapitalQ1 2025vs Q1 2024$97.9MM$88.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.3MM$6.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$179K$3.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Keystone Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$0$100kKeystone Rewards Savings
OTHER TIERS: 0.50% → $100k+

Keystone Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*†$250k*-Money Market
OTHER TIERS: 3.04% → $0 - $100k | 3.30% → $100k - $250k

Keystone Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%*$0$50kKeystone Rewards Checking
OTHER TIERS: 0.50% → $50k+

Keystone Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.02%†$1k-6 Month CD
3.92%†$1k-12 Month CD
3.87%†$1k-18 Month CD
3.61%†$1k-24 Month CD
3.56%†$1k-3 Month CD
3.14%†$1k-36 Month CD
2.84%†$1k-48 Month CD
2.68%†$1k-60 Month CD
Locations


Keystone Bank (TX) Locations
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821
Downtown Austin - Pressler Branch507 Pressler Street, Suite 400Austin, TX 78703
Bee Cave Branch & HQ13715 East Ladera BlvdBee Cave, TX 78738

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.