Keystone Bank (TX)

Overview / Commentary
11500 Bee Cave Rd Suite 150
Austin, TX 78738

Keystone Bank (TX) is headquartered in Austin and is the 258th largest bank in the state of Texas. It is also the 3,086th largest bank in the nation. It was established in 1997 and as of September of 2019, it had grown to 34 employees at 3 locations. Keystone Bank (TX) has an A+ health rating.

Related Posts

Keystone Bank (TX) Adds Competitive No Penalty CDs - 1/8/2020

Keystone Bank (TX) has three No Penalty CDs ($10k min): 7-month (2.10% APY), 11-month (2.05% APY), and 13-month (2.00% APY). No partial withdrawals, only early closure.

Keystone Bank (TX) Kasasa Cash Earns 3.50% APY Up To $50k - 5/18/2019

Keystone Bank's (TX) Kasasa Cash earns 3.50% APY on qualifying balances up to $50k. Keystone's Kasasa Saver earns 2.00% APY on qualifying balances up to $100k.

Reviews (2)

Keystone Bank Lowers Kasasa Rate To 2.95

Posted by: csmith77 | Apr 12, 2019

Keystone Bank sent out an email to customers that they were lowering their Kasasa checking account rate by half a point. The new rate on my account is now 2.96%

Finally A Bank In Texas With Good Interest Rates

Posted by: Cclapper | Sep 4, 2019

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness


Health Grade Components

FDIC Certificate #34456
Year Established1997
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-0.65%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$178.7MM$41.4MM
LoansQ3 2019vs Q3 2018$103.0MM$16.4MM
DepositsQ3 2019vs Q3 2018$149.0MM$37.4MM
Equity CapitalQ3 2019vs Q3 2018$29.1MM$3.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$426.00K$281.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$49.00K$103.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

1.50%*-$100kKasasa Saver
OTHER TIERS: 0.25% $100k+

Keystone Bank (TX) Checking Account Rates

3.00%*-$50kKasasa Cash Checking
OTHER TIERS: 0.25% $50k+

Keystone Bank (TX) CD Rates

2.10%$10k-7 Month No Penalty CD
2.05%$10k-11 Month No Penalty CD
2.00%$10k-13 Month No Penalty CD

Keystone Bank (TX) Locations
Ballinger National Bank11500 Bee Cave RdAustin, TX 78738
Hartland Plaza Branch1717 West Sixth Street, Suite 110Austin, TX 78703
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821

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