Keystone Bank (TX)


Overview / Commentary
512-982-9150
13715 East Ladera Blvd
Bee Cave, TX 78738

Keystone Bank (TX) is headquartered in AUSTIN and is the 99th largest bank in the state of Texas. It is also the 1,094th largest bank in the nation. It was established in 1997 and as of December of 2024, it had grown to 80 employees at 3 locations. Keystone Bank (TX) has an A+ health rating.

Reviews (2)

So Far, So Good !

Posted by: |

I have had my Keystone Bank account for about 1 year and everything has gone flawlessly. I opened my account online with no problems or issues. I was able to capitalize my account with little delays, and now I easily move money in and out of my account instantly.
With a 6.00& APY and a $50K limit, it's hard to find any fault with Keystone Bank.

Outside Of Austin? Don't Waste Your Time.

Posted by: |

This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.



Health
A+

Health Grade Components

Overall
FDIC Certificate #34456
Year Established1997
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.92%
Annual Interest Income$57.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$939.9MM$850.7MM
LoansQ4 2024vs Q4 2023$763.2MM$682.2MM
DepositsQ4 2024vs Q4 2023$794.9MM$743.3MM
Equity CapitalQ4 2024vs Q4 2023$94.6MM$87.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$7.1MM$6.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$58K$1.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Sorry, we do not have rate data for Keystone Bank (TX).

Locations


Keystone Bank (TX) Locations
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821
Downtown Austin - Pressler Branch507 Pressler Street, Suite 400Austin, TX 78703
Bee Cave Branch & HQ13715 East Ladera BlvdBee Cave, TX 78738

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