Keystone Bank (TX) is headquartered in Austin and is the 281st largest bank in the state of Texas. It is also the 3,367th largest bank in the nation. It was established in 1997 and as of June of 2019, it had grown to 27 employees at 2 locations. Keystone Bank (TX) has an A+ health rating.
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A New Bank In Bee Caves, TX
I recently opened a Kasasa Checking account at Keystone Bank. What was interesting was in the lobby are the workbenches of the Customer Service Reps along with the traditional teller windows. The customer service was helpful and friendly setting up the account. All I needed was the two forms of ID and $25 to open the account. The debit card was printed at the bank so there is no waiting. One quirk of the debit transactions is that they must be greater than $3.49 to count towards meeting your minimum number of 12 to qualify for the Kasasa rate. The first order of checks was free. They also have a Kasasa Cash Back account but it only pays 2% on $400 or $8 for the same 12 debit transactions.
Finally A Bank In Texas With Good Interest Rates
I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34456 |
| Year Established | 1997 |
| Employees | 27 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.66% |
| Return on Equity - YTD | -2.42% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $149.3MM$42.7MM |
| Loans | Q2 2019vs Q2 2018 | $84.5MM$16.2MM |
| Deposits | Q2 2019vs Q2 2018 | $120.1MM$38.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $28.9MM$3.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $250.00K$276.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $61.00K$169.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Keystone Bank (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $100k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $100k+ | |||||
Keystone Bank (TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.50%* | - | $50k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $50k+ | |||||
| Keystone Bank (TX) Locations | ||
|---|---|---|
| Ballinger National Bank | 11500 Bee Cave Rd | Austin, TX 78738 |
| Hartland Plaza Branch | 1717 West Sixth Street, Suite 110 | Austin, TX 78703 |
| Ballinger Branch | 900 Hutchins Avenue | Ballinger, TX 76821 |