Keystone Bank (TX)


Overview / Commentary
512-982-9150
13715 East Ladera Blvd
Bee Cave, TX 78738

Keystone Bank (TX) is headquartered in AUSTIN and is the 98th largest bank in the state of Texas. It is also the 1,082nd largest bank in the nation. It was established in 1997 and as of June of 2024, it had grown to 83 employees at 3 locations. Keystone Bank (TX)'s money market rates are 10X the national average, and it has an A health rating.

Related Posts

5.50% APY Kasasa Checking On Balances Up To $50K: Keystone Bank, TX ONLY - 11/9/2024

If you live in TX, want to receive 5.50%, and don't feel like banking on your cellphone as Pibank requires, you may want to consider this bank. 3 hoops to jump through each month to receive the rate: electronic statements, at least 1 ACH transaction, and at least 12 debit card purchases of $3.50 or more. They also offer a Kasasa Savings acct, 4.75% APY on balances up to $100k. They're based in Austin, so maybe Joe Rogan keeps his money there when he's not interviewing Trump. https://www.keystone.bank/for-you/personal-checking/free-kasasa-cash-checking.html https://www.keystone.bank/for-you/personal-savings/free-kasasa-saver.html

Keystone Bank (TX) 1 YEAR 5.30% Promo CD - 8/11/2024

Keystone Bank out of the Austin TX area is offering a 12 month 5.30% apy promo CD. It is open to any Texas resident and can be opened in branch or online. The promo rate is NOT listed on their website but can be found by googling it (my wife actually found it on Facebook).

Keystone Bank (TX) Now Offers Kasasa Products Statewide - 2/27/2024

Keystone Bank (TX) is now offerings its competitive Kasasa Cash Checking and Kasasa Saver accounts on a statewide basis through online application.

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Reviews (2)

So Far, So Good !

Posted by: |

I have had my Keystone Bank account for about 1 year and everything has gone flawlessly. I opened my account online with no problems or issues. I was able to capitalize my account with little delays, and now I easily move money in and out of my account instantly.
With a 6.00& APY and a $50K limit, it's hard to find any fault with Keystone Bank.

Outside Of Austin? Don't Waste Your Time.

Posted by: |

This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.



Health

Health Grade Components

Overall
FDIC Certificate #34456
Year Established1997
Employees83
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.86%
Annual Interest Income$27.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$926.4MM$783.8MM
LoansQ2 2024vs Q2 2023$745.4MM$650.1MM
DepositsQ2 2024vs Q2 2023$770.6MM$679MM
Equity CapitalQ2 2024vs Q2 2023$90.7MM$84MM
Loan Loss AllowanceQ2 2024vs Q2 2023$6.9MM$6.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.7MM$1.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Keystone Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$0$100kKasasa Saver
OTHER TIERS: 0.50% $100k+

Keystone Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%*$250k*-Money Market
OTHER TIERS: 4.07% $0 - $100k | 4.33% $100k - $250k

Keystone Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%*$0$50kKasasa Cash Checking
OTHER TIERS: 0.50% $50k+

Keystone Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.02%$1k-6 Month CD
3.97%$1k-3 Month CD
3.87%$1k-12 Month CD
3.45%$1k-18 Month CD
3.30%$1k-24 Month CD
3.14%$1k-36 Month CD
2.84%$1k-48 Month CD
2.68%$1k-60 Month CD
Locations


Keystone Bank (TX) Locations
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821
Downtown Austin - Pressler Branch507 Pressler Street, Suite 400Austin, TX 78703
Bee Cave Branch & HQ13715 East Ladera BlvdBee Cave, TX 78738

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