Keystone Bank (TX)

Overview / Commentary

www.bankkeystone.com

512-982-9150

11500 Bee Cave Rd Suite 150
Austin, TX 78738

Keystone Bank (TX) is headquartered in Austin and is the 236^th largest bank in the state of Texas. It is also the 2,870^th largest bank in the nation. It was established in 1997 and as of December of 2019, it had grown to 34 employees at 3 locations. Keystone Bank (TX) has an A+ health rating.

Keystone Drops Kasasa Interest Rate With No Warning - 4/23/2020

Interest rate is now 1.75% ON $50k

Keystone Bank (TX) Adds Competitive No Penalty CDs - 1/8/2020

Keystone Bank (TX) has three No Penalty CDs ($10k min): 7-month (2.10% APY), 11-month (2.05% APY), and 13-month (2.00% APY). No partial withdrawals, only early closure.

View all posts from:

2020
2019

4/23 - Keystone Drops Kasasa Interest Rate With No Warning
1/8 - Keystone Bank (TX) Adds Competitive No Penalty CDs

5/18 - Keystone Bank (TX) Kasasa Cash Earns 3.50% APY Up To $50k

Reviews (2)

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Keystone Bank Lowers Kasasa Rate To 2.95

Posted by: csmith77 | Apr 12, 2019

Keystone Bank sent out an email to customers that they were lowering their Kasasa checking account rate by half a point. The new rate on my account is now 2.96%

Comment

Finally A Bank In Texas With Good Interest Rates

Posted by: Cclapper | Sep 4, 2019

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness

Health

A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	34456
Year Established	1997
Employees	34
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-0.06%
Return on Equity - YTD	-0.29%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$201.1MM$75.2MM
Loans	Q4 2019vs Q4 2018	$118.7MM$16.3MM
Deposits	Q4 2019vs Q4 2018	$171.5MM$48.0MM
Equity Capital	Q4 2019vs Q4 2018	$29.3MM$27.2MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$578.00K$19.00K
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$185.00K$85.00K
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

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Savings
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$100k	Kasasa Saver
OTHER TIERS: 0.25% → $100k+

Keystone Bank (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$50k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $50k+

Keystone Bank (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$10k	-	13 Month No Penalty CD
1.11%	$10k	-	11 Month No Penalty CD
0.90%	$10k	-	7 Month No Penalty CD

Locations

Keystone Bank (TX) Locations
Ballinger National Bank	11500 Bee Cave Rd	Austin, TX 78738
Hartland Plaza Branch	1717 West Sixth Street, Suite 110	Austin, TX 78703
Ballinger Branch	900 Hutchins Avenue	Ballinger, TX 76821

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