Keystone Bank (TX)


Overview / Commentary
512-982-9150
13715 East Ladera Blvd
Bee Cave, TX 78738

Keystone Bank (TX) is headquartered in AUSTIN and is the 102nd largest bank in the state of Texas. It is also the 1,096th largest bank in the nation. It was established in 1997 and as of March of 2024, it had grown to 84 employees at 3 locations. Keystone Bank (TX)'s CD rates are 2X the national average, and it has an A health rating.

Reviews (4)

So Far, So Good !

Posted by: |

I have had my Keystone Bank account for about 1 year and everything has gone flawlessly. I opened my account online with no problems or issues. I was able to capitalize my account with little delays, and now I easily move money in and out of my account instantly.
With a 6.00& APY and a $50K limit, it's hard to find any fault with Keystone Bank.

Keystone Bank Lowers Kasasa Rate To 2.95

Posted by: |

Keystone Bank sent out an email to customers that they were lowering their Kasasa checking account rate by half a point. The new rate on my account is now 2.96%

Finally A Bank In Texas With Good Interest Rates

Posted by: |

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness

Outside Of Austin? Don't Waste Your Time.

Posted by: |

This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.



Health

Health Grade Components

Overall
FDIC Certificate #34456
Year Established1997
Employees84
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.77%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$917.1MM$780.7MM
LoansQ1 2024vs Q1 2023$714.2MM$646.5MM
DepositsQ1 2024vs Q1 2023$758MM$684.3MM
Equity CapitalQ1 2024vs Q1 2023$88.6MM$82.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$6.5MM$6MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.8MM$2.4MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$100kKasasa Saver
OTHER TIERS: 0.50% $100k+
0.35%$0-Basic Savings
0.35%$0-Business Basic Savings

Keystone Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market
OTHER TIERS: 0.23% $0 - $100k | 0.33% $100k - $250k
0.45%*$250k*-Commercial Money Market
OTHER TIERS: 0.23% $0 - $100k | 0.33% $100k - $250k

Keystone Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$50kKasasa Cash Checking
OTHER TIERS: 0.50% $50k+

Keystone Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%*$100m*-60 Month CD
OTHER TIERS: 3.30% $1k - $100m
3.25%*$100m*-48 Month CD
OTHER TIERS: 3.20% $1k - $100m
3.09%*$100m*-36 Month CD
OTHER TIERS: 3.04% $1k - $100m
2.84%*$100m*-24 Month CD
OTHER TIERS: 2.78% $1k - $100m
2.58%*$100m*-18 Month CD
OTHER TIERS: 2.53% $1k - $100m
2.02%$1k-12 Month CD
1.81%*$100m*-6 Month CD
OTHER TIERS: 1.76% $1k - $100m
0.80%$1k-3 Month CD
Locations


Keystone Bank (TX) Locations
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821
Downtown Austin - Pressler Branch507 Pressler Street, Suite 400Austin, TX 78703
Bee Cave Branch & HQ13715 East Ladera BlvdBee Cave, TX 78738

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