Keystone Bank (TX)

Overview / Commentary
11500 Bee Cave Rd Suite 150
Austin, TX 78738

Keystone Bank (TX) is headquartered in Austin and is the 281st largest bank in the state of Texas. It is also the 3,367th largest bank in the nation. It was established in 1997 and as of June of 2019, it had grown to 27 employees at 2 locations. Keystone Bank (TX) has an A+ health rating.

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Keystone Bank (TX) Kasasa Cash Earns 3.50% APY Up To $50k - 5/18/2019

Keystone Bank's (TX) Kasasa Cash earns 3.50% APY on qualifying balances up to $50k. Keystone's Kasasa Saver earns 2.00% APY on qualifying balances up to $100k.

Reviews (2)

A New Bank In Bee Caves, TX

Posted by: csmith77 | Apr 12, 2019

I recently opened a Kasasa Checking account at Keystone Bank. What was interesting was in the lobby are the workbenches of the Customer Service Reps along with the traditional teller windows. The customer service was helpful and friendly setting up the account. All I needed was the two forms of ID and $25 to open the account. The debit card was printed at the bank so there is no waiting. One quirk of the debit transactions is that they must be greater than $3.49 to count towards meeting your minimum number of 12 to qualify for the Kasasa rate. The first order of checks was free. They also have a Kasasa Cash Back account but it only pays 2% on $400 or $8 for the same 12 debit transactions.

Finally A Bank In Texas With Good Interest Rates

Posted by: Cclapper | Sep 4, 2019

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness


Health Grade Components

FDIC Certificate #34456
Year Established1997
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.66%
Return on Equity - YTD-2.42%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$149.3MM$42.7MM
LoansQ2 2019vs Q2 2018$84.5MM$16.2MM
DepositsQ2 2019vs Q2 2018$120.1MM$38.8MM
Equity CapitalQ2 2019vs Q2 2018$28.9MM$3.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$250.00K$276.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$61.00K$169.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

2.00%*-$100kKasasa Saver
OTHER TIERS: 0.25% $100k+

Keystone Bank (TX) Checking Account Rates

3.50%*-$50kKasasa Cash
OTHER TIERS: 0.25% $50k+

Keystone Bank (TX) Locations
Ballinger National Bank11500 Bee Cave RdAustin, TX 78738
Hartland Plaza Branch1717 West Sixth Street, Suite 110Austin, TX 78703
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821

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