Keystone Bank (TX)


Overview / Commentary
512-982-9150
11500 Bee Caves Rd Suite 150
Austin, TX 78738

Keystone Bank (TX) is headquartered in Austin and is the 176th largest bank in the state of Texas. It is also the 2,008th largest bank in the nation. It was established in 1997 and as of March of 2021, it had grown to 48 employees at 3 locations. Keystone Bank (TX) has an A+ health rating.

Reviews (2)

Keystone Bank Lowers Kasasa Rate To 2.95

Posted by: |

Keystone Bank sent out an email to customers that they were lowering their Kasasa checking account rate by half a point. The new rate on my account is now 2.96%

Finally A Bank In Texas With Good Interest Rates

Posted by: |

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness



Health
A+

Health Grade Components

Overall
FDIC Certificate #34456
Year Established1997
Employees48
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.34%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$404.1MM$222.8MM
LoansQ1 2021vs Q1 2020$294.6MM$129.8MM
DepositsQ1 2021vs Q1 2020$340.5MM$184.9MM
Equity CapitalQ1 2021vs Q1 2020$38.7MM$37.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.0MM$749.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$63.00K$265.00K
Real Estate OwnedQ1 2021vs Q1 2020$100.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$100kKasasa Saver
OTHER TIERS: 0.25% $100k+

Keystone Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$50kKasasa Cash Checking
OTHER TIERS: 0.25% $50k+

Keystone Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$10k-13 Month No Penalty CD
Locations


Keystone Bank (TX) Locations
Ballinger National Bank11500 Bee Caves Rd Suite 150Austin, TX 78738
Hartland Plaza Branch507 Pressler StAustin, TX 78703
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821

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