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Keystone Bank (TX)


Overview / Commentary
www.keystone.bank
512-982-9150
11500 Bee Caves Rd Suite 150
Austin, TX 78738

Keystone Bank (TX) is headquartered in AUSTIN and is the 115th largest bank in the state of Texas. It is also the 1,209th largest bank in the nation. It was established in 1997 and as of June of 2023, it had grown to 75 employees at 3 locations. Keystone Bank (TX)'s CD rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

Keystone Bank (TX) Kasasa Cash/Saver Rates Go Sky-High - 5/8/2023

Keystone Bank's (TX) Kasasa Cash Checking (up to $50k) and Kasasa Saver (up to $100k) have substantially raised APYs to rate-leading levels.

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Reviews (3)

Keystone Bank Lowers Kasasa Rate To 2.95

Posted by: |

Keystone Bank sent out an email to customers that they were lowering their Kasasa checking account rate by half a point. The new rate on my account is now 2.96%

8

Finally A Bank In Texas With Good Interest Rates

Posted by: |

I had been looking for a bank in Texas to move my money back to with a high interest rate. I got a quick response to my application and after some verification I was able to get my account open. There was a little wait for my opening funds to post. Only other delay I had was getting my debit cards and after calling they overnighted them. Overall very satisfied and look forward to continued buisness

3

Outside Of Austin? Don't Waste Your Time.

Posted by: |

This bank showed up as an option for Texas. They are headquartered in Austin and I'm in Dallas. Applied and was rejected because I don't live in Austin or San Angelo. This should be explicitly defined in the qualifications on depositaccounts and on the company's website. It is nowhere to be found on either.

1


Health
A+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34456
Year Established1997
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD9.5%
Annual Interest Income$21.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$784.1MM$686.5MM
LoansQ2 2023vs Q2 2022$650.1MM$532.5MM
DepositsQ2 2023vs Q2 2022$679.0MM$620.6MM
Equity CapitalQ2 2023vs Q2 2022$84.2MM$63.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$6.1MM$4.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.3MM$159.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Keystone Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$100kKasasa Saver
OTHER TIERS: 0.50% → $100k+
0.35%--Basic Savings
0.35%--Business Basic Savings

Keystone Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market
OTHER TIERS: 0.23% → Up to $100k | 0.33% → $100k - $250k
0.45%*$250k*-Commercial Money Market
OTHER TIERS: 0.23% → Up to $100k | 0.33% → $100k - $250k

Keystone Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*-$50kKasasa Cash Checking
OTHER TIERS: 0.50% → $50k+

Keystone Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%*$100m*-60 Month CD
OTHER TIERS: 3.30% → $1k - $100m
3.25%*$100m*-48 Month CD
OTHER TIERS: 3.20% → $1k - $100m
3.09%*$100m*-36 Month CD
OTHER TIERS: 3.04% → $1k - $100m
2.84%*$100m*-24 Month CD
OTHER TIERS: 2.78% → $1k - $100m
2.58%*$100m*-18 Month CD
OTHER TIERS: 2.53% → $1k - $100m
2.02%$1k-12 Month CD
1.81%*$100m*-6 Month CD
OTHER TIERS: 1.76% → $1k - $100m
0.80%$1k-3 Month CD
Locations


Keystone Bank (TX) Locations
Ballinger National Bank11500 Bee Caves Rd Suite 150Austin, TX 78738
Hartland Plaza Branch507 Pressler StAustin, TX 78703
Ballinger Branch900 Hutchins AvenueBallinger, TX 76821

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