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Overview / Commentary
903-882-4343
11877 County Road 492
Tyler, TX 75706

Keystone Credit Union is headquartered in Tyler and is the 209th largest credit union in the state of Texas. It is also the 2,691st largest credit union in the nation. It was established in 1964 and as of September of 2017, it had grown to 9 employees and 3,324 members at 2 locations. Keystone Credit Union has a B health rating.

Field of Membership Restrictions

Keystone Credit Union of Texas is open to the residents and the people that maintain employment in a 10-mile distance from either of the credit union offices, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Keystone Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67869
Year Chartered1964
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD-0.04%
Return on Equity - YTD-0.14%
Annual Interest Income$791.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$35.8MM$36.5MM
LoansQ3 2017vs Q3 2016$23.6MM$14.3MM
DepositsQ3 2017vs Q3 2016$26.1MM$26.5MM
Equity CapitalQ3 2017vs Q3 2016$9.5MM$9.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$177.00K$80.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$284.00K$294.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$250*-IRA Share
OTHER TIERS: 0.10% Up to $250
0.56%*$10k*-Regular Savings
OTHER TIERS: 0.10% Up to $10k
0.56%*$10k*-Special Savings
OTHER TIERS: 0.10% Up to $10k
Locations


Keystone Credit Union Locations
Branch Office11877 County Road 492Tyler, TX 75706
Branch Office1550 Rice RdTyler, TX 75703