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Overview / Commentary
11877 County Road 492
Tyler, TX 75706

Keystone Credit Union is headquartered in Tyler and is the 208th largest credit union in the state of Texas. It is also the 2,657th largest credit union in the nation. It was established in 1964 and as of December of 2017, it had grown to 9 employees and 3,331 members at 2 locations. Keystone Credit Union's savings rates are 46% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Keystone Credit Union of Texas is open to the residents and the people that maintain employment in a 10-mile distance from either of the credit union offices, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Keystone Credit Union has a low asset base.

Health Grade Components

NCUA #67869
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.06%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$36.3MM$37.0MM
LoansQ4 2017vs Q4 2016$24.3MM$17.1MM
DepositsQ4 2017vs Q4 2016$26.7MM$27.4MM
Equity CapitalQ4 2017vs Q4 2016$9.6MM$9.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$183.00K$101.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$370.00K$302.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Credit Union Savings Account Rates

0.90%*$50k*-IRA Share
OTHER TIERS: 0.02% Up to $250 | 0.75% $250 - $50k
0.76%*$50k*-Regular Savings
OTHER TIERS: 0.15% Up to $10k | 0.61% $10k - $50k
0.76%*$50k*-Special Savings
OTHER TIERS: 0.15% Up to $10k | 0.61% $10k - $50k

Keystone Credit Union Locations
Branch Office11877 County Road 492Tyler, TX 75706
Branch Office1550 Rice RdTyler, TX 75703