Overview / Commentary
903-882-4343
11877 County Road 492
Tyler, TX 75706

Keystone Credit Union is headquartered in Tyler and is the 211th largest credit union in the state of Texas. It is also the 2,714th largest credit union in the nation. It was established in 1964 and as of June of 2018, it had grown to 10 employees and 3,238 members at 2 locations. Keystone Credit Union's savings rates are 85% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Keystone Credit Union of Texas is open to the residents and the people that maintain employment in a 10-mile distance from either of the credit union offices, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Keystone Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67869
Year Chartered1964
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD-0.3%
Return on Equity - YTD-1.12%
Annual Interest Income$568.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$35.2MM$36.3MM
LoansQ2 2018vs Q2 2017$26.0MM$21.5MM
DepositsQ2 2018vs Q2 2017$25.6MM$26.7MM
Equity CapitalQ2 2018vs Q2 2017$9.5MM$9.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$217.00K$161.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$210.00K$132.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$50k*-IRA Share
OTHER TIERS: 0.35% Up to $250 | 0.95% $250 - $50k
0.96%*$50k*-Regular Savings
OTHER TIERS: 0.35% Up to $10k | 0.81% $10k - $50k
0.96%*$50k*-Special Savings
OTHER TIERS: 0.35% Up to $10k | 0.81% $10k - $50k
Locations


Keystone Credit Union Locations
Branch Office11877 County Road 492Tyler, TX 75706
Branch Office1550 Rice RdTyler, TX 75703

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