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Overview / Commentary
11877 County Road 492
Tyler, TX 75706

Keystone CU (TX) is headquartered in Tyler and is the 209th largest credit union in the state of Texas. It is also the 2,704th largest credit union in the nation. It was established in 1964 and as of March of 2017, it had grown to 9 employees and 3,350 members at 2 locations. Keystone CU (TX) has a B+ health rating.

Field of Membership Restrictions

Keystone Credit Union of Texas is open to the residents and the people that maintain employment in a 10-mile distance from either of the credit union offices, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Keystone CU (TX) has a low asset base.

Health Grade Components

NCUA #67869
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD-0.92%
Return on Equity - YTD-3.54%
Annual Interest Income$250.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$36.2MM$36.9MM
LoansQ1 2017vs Q1 2016$19.5MM$11.2MM
DepositsQ1 2017vs Q1 2016$26.6MM$26.9MM
Equity CapitalQ1 2017vs Q1 2016$9.5MM$9.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$149.00K$70.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$135.00K$199.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Keystone CU (TX) Savings Account Rates

0.70%*$250*-IRA Share
OTHER TIERS: 0.10% Up to $250
0.70%*$250*-Roth IRA Share
OTHER TIERS: 0.10% Up to $250
0.56%*$10k*-Regular Savings
OTHER TIERS: 0.10% Up to $10k
0.56%*$10k*-Special Savings
OTHER TIERS: 0.10% Up to $10k

Keystone CU (TX) Locations
Branch Office11877 County Road 492Tyler, TX 75706
Branch Office1550 Rice RdTyler, TX 75703