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Overview / Commentary
11877 County Road 492
Tyler, TX 75706

Keystone CU (TX) is headquartered in Tyler and is the 208th largest credit union in the state of Texas. It is also the 2,673rd largest credit union in the nation. It was established in 1964 and as of September of 2016, it had grown to 10 employees and 3,315 members at 2 locations. Keystone CU (TX) has a B health rating.

Field of Membership Restrictions

Keystone Credit Union of Texas is open to the residents and the people that maintain employment in a 10-mile distance from either of the credit union offices, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Keystone CU (TX) has a low asset base.

Health Grade Components

NCUA #67869
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD-0.7%
Return on Equity - YTD-2.63%
Annual Interest Income$640.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$36.5MM$38.2MM
LoansQ3 2016vs Q3 2015$14.3MM$11.3MM
DepositsQ3 2016vs Q3 2015$26.5MM$28.1MM
Equity CapitalQ3 2016vs Q3 2015$9.7MM$10.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$80.00K$53.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$294.00K$373.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for Keystone CU (TX) are currently being reviewed.


Keystone CU (TX) Locations
Branch Office11877 County Road 492Tyler, TX 75706
Branch Office1550 Rice RdTyler, TX 75703