Kindred State Bank


Overview / Commentary
701-428-3121
411 Elm Street
Kindred, ND 58051

Kindred State Bank is headquartered in KINDRED and is the 59th largest bank in the state of North Dakota. It is also the 4,252nd largest bank in the nation. It was established in 1898 and as of March of 2025, it had grown to 6 employees at 1 location. Kindred State Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Kindred State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #8946
Year Established1898
Employees6
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD7.26%
Annual Interest Income$488K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$48.8MM$45.6MM
LoansQ1 2025vs Q1 2024$21.5MM$21.4MM
DepositsQ1 2025vs Q1 2024$45.3MM$42.2MM
Equity CapitalQ1 2025vs Q1 2024$3.4MM$3.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$199K$160K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$100K$72K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Kindred State Bank Locations
Kindred State Bank411 Elm StKindred, ND 58051

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