Welcome, we’ve been expecting you. We're into providing delightful service to our members at every turn. As a member of Kinecta you’re a member-owner. That’s right you own the place – we don’t have investors. So, you can and should expect benefits that only Kinecta Federal Credit Union can provide.
Our team works hard to deliver a financial experience unlike any other – we’re not a bank and we don’t act like one. We started as Hughes Aircraft Employees Federal Credit Union in 1940 and we’ve been innovating ever since. That means higher rates of return on savings accounts, lower rates on loans and credit cards and our dedication to creating a life-long partnership with you.
When our team is not in the member service center you can find employees participating in several local events, fundraisers and volunteer opportunities. We believe that we can’t give enough back to our communities.
You can become a Kinecta member – it’s easy. www.kinecta.org/membership. By the way, did we mention we are not-for-profit?
In addition to the awesome savings rates, we offer so much more.
- Access to thousands of surcharge-free ATMs
- Online and mobile banking
- Exclusive discounts from local businesses
- And more!
And once you’re a member get ready to Expect the Unexpected!
Federally Insured by NCUA.
Membership in Kinecta Federal Credit Union is open to anyone through membership in the Innovision Society (one-time $10 membership fee paid by Kinecta). Membership is also open to those who live, work, or attend school in select Zip Codes in Anaheim, Lancaster, Rialto, Santa Ana or the Greater Los Angeles Area, or employees of more than 200 select employer groups.
See current membership details
Been a member for years and watched them go steadily down hill. For example, home refi was almost complete, when they decided my retirement income didn't qualify. Oversight by the overly eager loan officer. Their rates are also less than attractive. If possible, go somewhere else.
Overall | |
---|---|
NCUA # | 4142 |
Year Chartered | 1940 |
Employees | 704 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.18% |
Return on Equity - YTD | -2.29% |
Annual Interest Income | $147.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $6.79B$6.73B |
Loans | Q2 2024vs Q2 2023 | $5.79B$5.72B |
Deposits | Q2 2024vs Q2 2023 | $4.94B$5.85B |
Equity Capital | Q2 2024vs Q2 2023 | $523.2MM$533.1MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $59.6MM$60.4MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $24.2MM$26MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Kinecta Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $50k* | - | Checking Plus | ||
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $50k | |||||
0.25%* | $50k* | - | Business Checking Plus | ||
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $50k |