Kingstree Federal Savings and Loan Association
Overview / Commentary
Kingstree Federal Savings and Loan Association is headquartered in Kingstree and is the 44th largest bank in the state of South Carolina. It is also the 4,814th largest bank in the nation. It was established in 1926 and as of September of 2020, it had grown to 6 employees at 1 location. Kingstree Federal Savings and Loan Association has a B health rating.
Health
B
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Kingstree Federal Savings and Loan Association has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29486 |
| Year Established | 1926 |
| Employees | 6 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 1.31% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $39.0MM$33.8MM |
| Loans | Q3 2020vs Q3 2019 | $24.3MM$23.2MM |
| Deposits | Q3 2020vs Q3 2019 | $33.2MM$28.0MM |
| Equity Capital | Q3 2020vs Q3 2019 | $5.8MM$5.6MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $221.00K$198.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.0MM$581.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |