Kinzua Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.kinzuafcu.com

814-723-3661

213 3rd Ave. W Ste 208
Warren, PA 16365

Kinzua Federal Credit Union is headquartered in Warren and is the 193^rd largest credit union in the state of Pennsylvania. It is also the 3,390^th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 4 employees and 1,681 members at 2 locations. Kinzua Federal Credit Union's CD rates are 39% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to current or past employees of Berenfield Containers, Budget Lodge-Clarendon, CB&I, Ellwood National Forge, Ellwood National Crankshaft, Hyma Devore Lumber Mill, JEM Associates, Marti Heating & Plumbing, M&D Industries, McKissock Data Systems, PAPCO Inc, National Forge Company, Rightway Enterprises, Warren Overhead Door, Struthers Industries, Warren Steel, Wilcox Brothers Building Services & Supply LLC, Bower's Sport Shop, Youngsville, Brenda Gibson, Notary Service, Warren, Charles S Myers, D.M.D..
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kinzua Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	11391
Year Chartered	1956
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	1.19%
Annual Interest Income	$167K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$15.2MM$15MM
Loans	Q1 2025vs Q1 2024	$4.7MM$4.5MM
Deposits	Q1 2025vs Q1 2024	$12.9MM$12.9MM
Equity Capital	Q1 2025vs Q1 2024	$2.3MM$2.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$45K$52K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$10K$32K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Kinzua Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$0	-	Club Accounts
0.25%	$0	-	Christmas Club Account
0.15%	$0	-	Share Account

Kinzua Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$0	-	24 Month Share Certificate
1.50%	$0	-	18 Month Share Certificate
1.25%	$0	-	12 Month Share Certificate
1.00%	$0	-	6 Month Share Certificate

Kinzua Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$0	-	24 Month IRA
1.50%	$0	-	18 Month IRA
1.25%	$0	-	12 Month IRA
1.00%	$0	-	6 Month IRA

Locations

Kinzua Federal Credit Union Locations
Branch Office	213 W 3rd Ave	Warren, PA 16365-2355
Branch Office	115 Main St Suite B	Tidioute, PA 16351

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