Kirtland Credit Union


Overview / Commentary
505-254-4369
6440 Gibson Blvd SE
Albuquerque, NM 87108

Kirtland Credit Union is headquartered in Albuquerque and is the 7th largest credit union in the state of New Mexico. It is also the 434th largest credit union in the nation. It was established in 1958 and as of June of 2024, it had grown to 164 employees and 53,054 members at 10 locations. Kirtland Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Kirtland Federal Credit Union is open to veteran, active-duty, and retired members of all branches of the U.S. military, including NM National Guard and Reserve, who have ever been served by KAFB; contractors, employees, and retirees of businesses who work on or with KAFB under contract with the U.S. Government; members and employees of partner organizations throughout Albuquerque; and family members of eligible or existing members.
See current membership details

Reviews (1)

Be Aware Of KFCU!

Posted by: |

I am a past member of KFCU who left KFCU because I was not satisfied with their services as well as their changing attitude toward members. This was back in the 1990s. Current day I am dealing with my parent’s estate of which the bank accounts are at KFCU. KFCU placed a freeze on their accounts after my mother died, both my mother and father were gone at this point, which is normal procedure and I have no problem with. The problems began after my sister, and I were made co-representatives of the estate by the court. First, they will not accept or recognize a court order. KFCU has their own law (Be Aware!) and their own way of doing things irrespective of the law. We had to go through a long process to get the accounts open as estate accounts. They required us to open an estate account for each parent. I had to sign a signature card to allow this to happen. I have never had access in anyway to the two estate accounts since the day all of my parent’s assets were divided up into estate accounts. Only my sister has access which is troubling because we have never been close. Since March my sister has had total access to my parent’s accounts, I have been left in the dark. I have talked to at least eight people who work for KFCU who have stone cold refused to grant me access to the accounts even though in the eyes of the court I am equal to my sister. I was told to my face in person that only one person can have access the accounts. That there was nothing KFCU could do. I have a bank account with my wife, and we have separate logins for our joint account so what KFCU says is an outright discriminatory and unfair. Those sitting in the boardroom of KFCU making all rules obviously have no regard for members, least of all non-members whatsoever as they constantly undermine customer service with protocols and discriminatory practices that supersede customer service, basically destroying customer service in lieu of paranoia. They have taken paranoia to stratospheric levels making it extraordinarily difficult to deal with KFCU or work with them at all. I am now in a position where I am in the dark in terms of my parent’s accounts until the estate closes, I have no recourse. I have no idea what has happened to KFCU as at one time they were a decent credit union. KFCU has changed for worst, and I would never recommend KFCU to anyone. They have been cold and unresponsive, unwilling to help me at all. The few times I have visited a branch I felt uncomfortable, most recently never able to complete a transaction due to unfair and discriminatory practices due managerial paranoia. I realize there are bad people out there doing bad things but to punish everyone for the nefarious deeds of these people is unfair in the least nor is this good business. Business used to be done with a handshake but not any longer those days are over trust no longer exists. Being in business is a risky proposition for which there are no cures, but to hide behind paranoia and discriminatory protocols is not the answer. Business about service not finding way to avoid service. Be wary of dealing with KFCU, if you can avoid dealing with KFCU the better. It is scary what KFCU has become.



Health
B+

Health Grade Components

Overall
NCUA #12199
Year Chartered1958
Employees164
Primary Regulator
Profit Margin
Return on Assets - YTD-0.12%
Return on Equity - YTD-1.09%
Annual Interest Income$30.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.03B$1.09B
LoansQ2 2024vs Q2 2023$781.6MM$817.9MM
DepositsQ2 2024vs Q2 2023$895.6MM$875.2MM
Equity CapitalQ2 2024vs Q2 2023$119.1MM$107.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$9.3MM$7.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$12.3MM$2.9MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

Rates for Kirtland Credit Union are currently being reviewed.

Locations


Cities: Albuquerque, Los Lunas, Rio Rancho

Albuquerque Branches
Branch Office8900 Montgomery Blvd NEAlbuquerque, NM 87111
Branch Office6440 Gibson Blvd SEAlbuquerque, NM 87108
Branch Office10200 Corrales Rd NWAlbuquerque, NM 87114
Corporate Office1700 Louisiana Blvd NE Ste 230Albuquerque, NM 87110-7015
Branch Office6550 Paseo Del Norte NE Suite D6Albuquerque, NM 87113
Branch Office7901 Gibson Blvd SEAlbuquerque, NM 87117
Branch Office6700 Jefferson St NEAlbuquerque, NM 87109
Branch Office4101 Coors Blvd NW Ste 102Albuquerque, NM 87120-3682

Los Lunas Branches
Branch Office2270 Main St NWLos Lunas, NM 87031

Rio Rancho Branches
Branch Office111 NM Highway 528 NE Ste 122Rio Rancho, NM 87124-7020

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