Kitsap Bank

Overview / Commentary

www.kitsapbank.com

800-283-5537

619 Bay Street
Port Orchard, WA 98366

Kitsap Bank is headquartered in Port Orchard and is the 14^th largest bank in the state of Washington. It is also the 683^rd largest bank in the nation. It was established in 1908 and as of June of 2019, it had grown to 293 employees at 22 locations. Kitsap Bank has an A health rating.

View all posts from:

2009
2006

5/8 - 5.50% 18-Month / 5.65% 60-Month CD at a Washington Bank (Westsound)
5/8 - 5.50% 18-Month / 5.65% 60-Month CD at a Washington State Bank (Westsound)
5/8 - 5.50% 18-Month / 5.65% 60-Month CD at a WA State Bank Continues (Westsound).
5/8 - 5.13% 24-Month CD at a Washington State Bank (Westsound).
5/8 - 4.10% 24-Month CD at a Washington State Bank (Westsound).

6/28 - 6.00% 18-Month CD at a Washington State Bank

Reviews (2)

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Best Banking Experience Ever

Posted by: C.JoelParak | Aug 28, 2014

I've gone through my fair share of banks, as many people have. Never have I had an account make so much sense as the one opened at Kitsap Bank. There aren't many branches, so convenience may be a little less than desired, but you definitely pay for convenience when you do get it. Kitsap's numbers and mine match up every time, and when I have a fee, I actually understand it. I'm very happy with my account, which is a Free Checking account. While there is a fee for receiving a paper statement, it's very simple to opt in to e-statements for a truly free experience.

Comment

Complete Garbage.

Posted by: lavacano | Apr 23, 2019

Wants to charge a research fee to see my statements even though I have my account number.

Comment

Health

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	6161
Year Established	1908
Employees	293
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.55%
Return on Equity - YTD	14.07%
Annual Interest Income	$24.6MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$1.17B$1.15B
Loans	Q2 2019vs Q2 2018	$753.5MM$700.5MM
Deposits	Q2 2019vs Q2 2018	$1.01B$1.01B
Equity Capital	Q2 2019vs Q2 2018	$134.2MM$124.8MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$8.2MM$7.6MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$117.00K$65.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$87.00K

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Kitsap Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kitsap Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%^*	$20k^*	-	Health Savings Account
OTHER TIERS: 0.03% → Up to $1k \| 0.10% → $1k - $2.5k \| 0.25% → $2.5k - $5k \| 0.45% → $5k - $10k \| 0.70% → $10k - $20k
0.03%	-	-	Statement Savings
0.03%	-	-	Business Statement Savings

Kitsap Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Money Market Plus
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.35%^*	$100k^*	-	Business Money Market Plus
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.20%^*	$50k^*	-	Premium Fund
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Business Premium Fund
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k
0.10%	-	-	Marketfund
0.10%	-	-	Business Marketfund

Kitsap Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	-	-	Smart Choice Checking
0.01%	-	-	Legends Checking

Kitsap Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%	$500	-	60 Month CD
1.61%	$500	-	Business 60 Month Certificate
1.06%^*	$90k^*	-	48 Month CD
OTHER TIERS: 0.95% → $500 - $90k
1.06%^*	$90k^*	-	Business 48 Month Certificate
OTHER TIERS: 0.95% → $500 - $90k
0.80%	$500	-	36 Month CD
0.80%	$500	-	Business 36 Month Certificate
0.65%	$500	-	30 Month CD
0.65%	$500	-	Business 30 Month Certificate
0.60%	$500	-	24 Month CD
0.60%	$500	-	Business 24 Month Certificate
0.45%	$500	-	18 Month CD
0.45%	$500	-	Business 18 Month Certificate
0.40%	$500	-	12 Month CD
0.40%	$500	-	Business 12 Month Certificate
0.25%	$500	-	6 Month CD
0.25%	$500	-	9 Month CD
0.25%	$500	-	Business 6 Month Certificate
0.25%	$500	-	Business 9 Month Certificate
0.15%	$500	-	90 Day CD
0.15%	$500	-	Business 90 Day Certificate
0.10%	$500	-	32 Day CD
0.10%	$500	-	60 Day CD
0.10%	$500	-	Business 32 Day Certificate
0.10%	$500	-	Business 60 Day Certificate
0.03%	$500	-	6 Month Variable Rate CD
0.03%	$500	-	Business 6 Month Variable Rate CD

Locations

Availability

Seattle Area

Seattle Area bank & credit union details

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