Kitsap Bank

Overview / Commentary
619 Bay Street
Port Orchard, WA 98366

Kitsap Bank is headquartered in Port Orchard and is the 14th largest bank in the state of Washington. It is also the 642nd largest bank in the nation. It was established in 1908 and as of June of 2021, it had grown to 261 employees at 20 locations. Kitsap Bank has an A+ health rating.

Reviews (2)

Best Banking Experience Ever

I've gone through my fair share of banks, as many people have. Never have I had an account make so much sense as the one opened at Kitsap Bank. There aren't many branches, so convenience may be a little less than desired, but you definitely pay for convenience when you do get it. Kitsap's numbers and mine match up every time, and when I have a fee, I actually understand it. I'm very happy with my account, which is a Free Checking account. While there is a fee for receiving a paper statement, it's very simple to opt in to e-statements for a truly free experience.

Complete Garbage.

Posted by: |

Wants to charge a research fee to see my statements even though I have my account number.


Health Grade Components

FDIC Certificate #6161
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD10.28%
Annual Interest Income$25.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.64B$1.40B
LoansQ2 2021vs Q2 2020$725.4MM$825.1MM
DepositsQ2 2021vs Q2 2020$1.44B$1.21B
Equity CapitalQ2 2021vs Q2 2020$174.6MM$153.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$9.8MM$9.7MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$859.00K$263.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kitsap Bank Savings Account Rates

0.03%--Statement Savings
0.03%--Business Statement Savings

Kitsap Bank Money Market Rates

0.25%*$100k*-Money Market Plus
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Business Money Market Plus
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$50k*-Premium Fund
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k
0.20%*$50k*-Business Premium Fund
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k
0.10%--Business Marketfund

Kitsap Bank CD Rates

0.40%$500-60 Month CD
0.40%$500-Business 60 Month Certificate
0.35%$500-48 Month CD
0.35%$500-Business 48 Month Certificate
0.30%$500-36 Month CD
0.30%$500-Business 36 Month Certificate
0.25%$500-24 Month CD
0.25%$500-30 Month CD
0.25%$500-Business 24 Month Certificate
0.25%$500-Business 30 Month Certificate
0.20%$500-18 Month CD
0.20%$500-Business 18 Month Certificate
0.15%$500-12 Month CD
0.15%$500-Business 12 Month Certificate
0.10%$500-6 Month CD
0.10%$500-9 Month CD
0.10%$500-Business 6 Month Certificate
0.10%$500-Business 9 Month Certificate
0.05%$500-32 Day CD
0.05%$500-60 Day CD
0.05%$500-90 Day CD
0.05%$500-Business 32 Day Certificate
0.05%$500-Business 60 Day Certificate
0.05%$500-Business 90 Day Certificate
0.03%$500-6 Month Variable Rate CD
0.03%$500-Business 6 Month Variable Rate CD


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