Kitsap Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.61% | 5-year CD | 2.27% - National Average |
| 0.40% | 1-year CD | 1.37% - National Average |
| 0.03% | Savings | 0.26% - National Average |
Kitsap Bank is headquartered in Port Orchard and is the 15th largest bank in the state of Washington. It is also the 691st largest bank in the nation. It was established in 1908 and as of December of 2018, it had grown to 293 employees at 22 locations. Kitsap Bank has an A health rating.
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Best Banking Experience Ever
I've gone through my fair share of banks, as many people have. Never have I had an account make so much sense as the one opened at Kitsap Bank. There aren't many branches, so convenience may be a little less than desired, but you definitely pay for convenience when you do get it. Kitsap's numbers and mine match up every time, and when I have a fee, I actually understand it. I'm very happy with my account, which is a Free Checking account. While there is a fee for receiving a paper statement, it's very simple to opt in to e-statements for a truly free experience.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6161 |
| Year Established | 1908 |
| Employees | 293 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.25% |
| Return on Equity - YTD | 11.54% |
| Annual Interest Income | $46.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.14B$1.14B |
| Loans | Q4 2018vs Q4 2017 | $732.2MM$648.7MM |
| Deposits | Q4 2018vs Q4 2017 | $1.00B$995.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $119.6MM$126.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $7.9MM$7.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1,000$120.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$96.00K |
Always verify rates and promotions with the bank or credit union. We are not Kitsap Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Kitsap Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $20k* | - | Health Savings Account | ||
| OTHER TIERS: 0.03% → Up to $1k | 0.10% → $1k - $2.5k | 0.25% → $2.5k - $5k | 0.45% → $5k - $10k | 0.70% → $10k - $20k | |||||
| 0.03% | - | - | Statement Savings | ||
| 0.03% | - | - | Business Statement Savings | ||
Kitsap Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market Plus | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
| 0.35%* | $100k* | - | Business Money Market Plus | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
| 0.20%* | $50k* | - | Premium Fund | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | |||||
| 0.20%* | $50k* | - | Business Premium Fund | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | |||||
| 0.10% | - | - | Marketfund | ||
| 0.10% | - | - | Business Marketfund | ||
Kitsap Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | Smart Choice Checking | |
| 0.01% | - | - | Legends Checking |
Kitsap Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.61% | $500 | - | 60 Month CD | ||
| 1.61% | $500 | - | Business 60 Month Certificate | ||
| 1.06%* | $90k* | - | 48 Month CD | ||
| OTHER TIERS: 0.95% → $500 - $90k | |||||
| 1.06%* | $90k* | - | Business 48 Month Certificate | ||
| OTHER TIERS: 0.95% → $500 - $90k | |||||
| 0.80% | $500 | - | 36 Month CD | ||
| 0.80% | $500 | - | Business 36 Month Certificate | ||
| 0.65% | $500 | - | 30 Month CD | ||
| 0.65% | $500 | - | Business 30 Month Certificate | ||
| 0.60% | $500 | - | 24 Month CD | ||
| 0.60% | $500 | - | Business 24 Month Certificate | ||
| 0.45% | $500 | - | 18 Month CD | ||
| 0.45% | $500 | - | Business 18 Month Certificate | ||
| 0.40% | $500 | - | 12 Month CD | ||
| 0.40% | $500 | - | Business 12 Month Certificate | ||
| 0.25% | $500 | - | 6 Month CD | ||
| 0.25% | $500 | - | 9 Month CD | ||
| 0.25% | $500 | - | Business 6 Month Certificate | ||
| 0.25% | $500 | - | Business 9 Month Certificate | ||
| 0.15% | $500 | - | 90 Day CD | ||
| 0.15% | $500 | - | Business 90 Day Certificate | ||
| 0.10% | $500 | - | 32 Day CD | ||
| 0.10% | $500 | - | 60 Day CD | ||
| 0.10% | $500 | - | Business 32 Day Certificate | ||
| 0.10% | $500 | - | Business 60 Day Certificate | ||
| 0.03% | $500 | - | 6 Month Variable Rate CD | ||
| 0.03% | $500 | - | Business 6 Month Variable Rate CD | ||
