Kitsap Bank

Overview / Commentary

www.kitsapbank.com

800-283-5537

619 Bay Street
Port Orchard, WA 98366

Kitsap Bank is headquartered in Port Orchard and is the 15^th largest bank in the state of Washington. It is also the 685^th largest bank in the nation. It was established in 1908 and as of March of 2019, it had grown to 291 employees at 22 locations. Kitsap Bank has an A health rating.

View all posts from:

2009
2006

5/8 - 5.50% 18-Month / 5.65% 60-Month CD at a Washington Bank (Westsound)
5/8 - 5.50% 18-Month / 5.65% 60-Month CD at a Washington State Bank (Westsound)
5/8 - 5.50% 18-Month / 5.65% 60-Month CD at a WA State Bank Continues (Westsound).
5/8 - 5.13% 24-Month CD at a Washington State Bank (Westsound).
5/8 - 4.10% 24-Month CD at a Washington State Bank (Westsound).

6/28 - 6.00% 18-Month CD at a Washington State Bank

Reviews (2)

Write a Review

Best Banking Experience Ever

Posted by: C.JoelParak | Aug 28, 2014

I've gone through my fair share of banks, as many people have. Never have I had an account make so much sense as the one opened at Kitsap Bank. There aren't many branches, so convenience may be a little less than desired, but you definitely pay for convenience when you do get it. Kitsap's numbers and mine match up every time, and when I have a fee, I actually understand it. I'm very happy with my account, which is a Free Checking account. While there is a fee for receiving a paper statement, it's very simple to opt in to e-statements for a truly free experience.

Comment

Complete Garbage.

Posted by: lavacano | Apr 23, 2019

Wants to charge a research fee to see my statements even though I have my account number.

Comment

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	6161
Year Established	1908
Employees	291
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.76%
Return on Equity - YTD	16.34%
Annual Interest Income	$12.2MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$1.15B$1.15B
Loans	Q1 2019vs Q1 2018	$737.0MM$680.9MM
Deposits	Q1 2019vs Q1 2018	$1.01B$1.01B
Equity Capital	Q1 2019vs Q1 2018	$127.5MM$123.1MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$8.1MM$7.5MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$140.00K$9.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$87.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kitsap Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kitsap Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%^*	$20k^*	-	Health Savings Account
OTHER TIERS: 0.03% → Up to $1k \| 0.10% → $1k - $2.5k \| 0.25% → $2.5k - $5k \| 0.45% → $5k - $10k \| 0.70% → $10k - $20k
0.03%	-	-	Statement Savings
0.03%	-	-	Business Statement Savings

Kitsap Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Money Market Plus
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.35%^*	$100k^*	-	Business Money Market Plus
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.20%^*	$50k^*	-	Premium Fund
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Business Premium Fund
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k
0.10%	-	-	Marketfund
0.10%	-	-	Business Marketfund

Kitsap Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	-	-	Smart Choice Checking
0.01%	-	-	Legends Checking

Kitsap Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%	$500	-	60 Month CD
1.61%	$500	-	Business 60 Month Certificate
1.06%^*	$90k^*	-	48 Month CD
OTHER TIERS: 0.95% → $500 - $90k
1.06%^*	$90k^*	-	Business 48 Month Certificate
OTHER TIERS: 0.95% → $500 - $90k
0.80%	$500	-	36 Month CD
0.80%	$500	-	Business 36 Month Certificate
0.65%	$500	-	30 Month CD
0.65%	$500	-	Business 30 Month Certificate
0.60%	$500	-	24 Month CD
0.60%	$500	-	Business 24 Month Certificate
0.45%	$500	-	18 Month CD
0.45%	$500	-	Business 18 Month Certificate
0.40%	$500	-	12 Month CD
0.40%	$500	-	Business 12 Month Certificate
0.25%	$500	-	6 Month CD
0.25%	$500	-	9 Month CD
0.25%	$500	-	Business 6 Month Certificate
0.25%	$500	-	Business 9 Month Certificate
0.15%	$500	-	90 Day CD
0.15%	$500	-	Business 90 Day Certificate
0.10%	$500	-	32 Day CD
0.10%	$500	-	60 Day CD
0.10%	$500	-	Business 32 Day Certificate
0.10%	$500	-	Business 60 Day Certificate
0.03%	$500	-	6 Month Variable Rate CD
0.03%	$500	-	Business 6 Month Variable Rate CD

Locations

Availability

Seattle Area

Seattle Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.