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Kitsap Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.kitsapcu.org
360-662-2000
155 Washington Ave
Bremerton, WA 98337

Kitsap Credit Union is headquartered in Bremerton and is the 11th largest credit union in the state of Washington. It is also the 219th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 326 employees and 158,510 members at 15 locations. Kitsap Credit Union's money market rates are 8X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Kitsap Credit Union is open to anyone who lives, works, worships, or attends school in the state of Washington and to their immediate family.
See current membership details

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68576
Year Chartered1934
Employees326
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD4.86%
Annual Interest Income$32.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.33B$2.36B
LoansQ1 2025vs Q1 2024$1.83B$1.82B
DepositsQ1 2025vs Q1 2024$2.07B$2.05B
Equity CapitalQ1 2025vs Q1 2024$138.2MM$127.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$35.1MM$27MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$16MM$13.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kitsap Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$25-Primary Savings
0.03%$25-Holiday Savings
0.03%$25-Varsity Savings
0.03%$5-Kid's Club
0.03%$25-Business Savings
0.03%$25-Business Other Savings
0.03%$25-Other Savings

Kitsap Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$15k*$100kPremium Money Market Special - New Money
OTHER TIERS: 1.15% → $1k - $15k | 2.75% → $100k - $250k | 3.00% → $250k - $500k | 3.25% → $500k - $1m | 3.50% → $1m+
5.00%*$15k*$100kBusiness Premium Money Market Special - New Money
OTHER TIERS: 1.15% → $1k - $15k | 2.75% → $100k - $250k | 3.00% → $250k - $500k | 3.25% → $500k - $1m | 3.50% → $1m+
3.50%*$1m*-Diamond Money Market Special - New Money
OTHER TIERS: 1.15% → $1k - $10k | 1.67% → $10k - $50k | 2.00% → $50k - $100k | 2.75% → $100k - $250k | 3.00% → $250k - $500k | 3.25% → $500k - $1m
3.04%*$1m*-Money Market Account
OTHER TIERS: 0.50% → $1k - $10k | 0.95% → $10k - $50k | 1.40% → $50k - $100k | 2.31% → $500k - $1m | 2.42% → $100k - $250k | 2.63% → $250k - $500k
2.55%*$1m*-Business Money Market Account
OTHER TIERS: 0.95% → $1k - $50k | 1.40% → $50k - $100k | 2.05% → $250k - $500k | 2.31% → $500k - $1m | 2.42% → $100k - $250k

Kitsap Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$0$15kPeak Checking
OTHER TIERS: 0.05% → $15k+
0.20%*$100k*-Elite Business Checking
OTHER TIERS: 0.07% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $100k

Kitsap Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-7 Month Share Certificate Special w/ Checking
3.20%$100k-6 Month Jumbo Share Certificate
3.20%$100k-Business 6 Month Jumbo Share Certificate
3.10%$100k-12 Month Jumbo Share Certificate
3.10%$100k-Business 12 Month Jumbo Share Certificate
3.00%$500-6 Month Share Certificate
3.00%$100-6 Month Youth Saver Certificates
3.00%$500-Business 6 Month Share Certificate
2.90%$500-12 Month Share Certificate
2.90%$100-12 Month Youth Saver Certificates
2.90%$500-Business 12 Month Share Certificate
2.75%$500-24 Month Share Certificate
2.75%$500-Business 18 Month Share Certificate
2.75%$500-Business 24 Month Share Certificate
2.75%$500-3 Month Share Certificate
2.75%$500-Business 3 Month Share Certificate
2.75%$500-18 Month Share Certificate
2.70%$500-12 Month Bump Share Certificate
2.70%$500-Business 12 Month Bump Share Certificate
2.55%$500-24 Month Add-On Share Certificate
2.55%$500-Business 24 Month Add On Share Certificate
2.50%$500-36 Month Share Certificate
2.50%$500-48 Month Share Certificate
2.50%$500-60 Month Share Certificate
2.50%$500-Business 36 Month Share Certificate
2.50%$500-Business 48 Month Share Certificate
2.50%$500-Business 60 Month Share Certificate

Kitsap Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-7 Month IRA Certificate Special w/ Checking
3.20%$100k-6 Month Jumbo IRA Certificate
3.10%$100k-12 Month Jumbo IRA Certificate
3.00%$500-6 Month IRA Certificate
2.90%$500-12 Month IRA Certificate
2.75%$500-24 Month IRA Certificate
2.75%$500-3 Month IRA Certificate
2.75%$500-18 Month IRA Certificate
2.70%$500-12 Month Bump IRA Certificate
2.55%$500-24 Month Add-On IRA Certificate
2.50%$500-36 Month IRA Certificate
2.50%$500-48 Month IRA Certificate
2.50%$500-60 Month IRA Certificate
0.50%$5-Roth IRA
0.50%$5-Traditional IRA
Locations

Availability

Seattle Area

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