Kraftcor Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

kraftcorfcu.org

270-927-8293

2960 Squirrel Tail Hollow Rd
Hawesville, KY 42348

Kraftcor Federal Credit Union is headquartered in Hawesville and is the 45^th largest credit union in the state of Kentucky. It is also the 3,459^th largest credit union in the nation. It was established in 1972 and as of March of 2025, it had grown to 5 employees and 1,327 members at 1 location. Kraftcor Federal Credit Union has a C health rating.

Field of Membership Restrictions

Kraftcor Federal Credit Union is open to those who live, work, or worship in Breckinridge, Hancock, or Perry County.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kraftcor Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	20891
Year Chartered	1972
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.45%
Return on Equity - YTD	-18.51%
Annual Interest Income	$137K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$13.4MM$15MM
Loans	Q1 2025vs Q1 2024	$7MM$7.6MM
Deposits	Q1 2025vs Q1 2024	$12.3MM$13.7MM
Equity Capital	Q1 2025vs Q1 2024	$1MM$1.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$37K$39K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$100K$178K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kraftcor Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Share Savings
0.05%	$0	-	Club Accounts

Kraftcor Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	48 Month Share Certificate
0.65%	$0	-	36 Month Share Certificate
0.50%	$0	-	24 Month Share Certificate
0.40%	$0	-	12 Month Share Certificate
0.30%	$0	-	6 Month Share Certificate

Kraftcor Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$0	-	IRA Accounts

Locations

Kraftcor Federal Credit Union Locations
Branch Office	2960 Squirrel Tail Hollow Rd	Hawesville, KY 42348

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