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Overview / Commentary
1031 Brightleaf Boulevard
Smithfield, NC 27577

KS Bank, Inc. is headquartered in Smithfield and is the 31st largest bank in the state of North Carolina. It is also the 1,919th largest bank in the nation. It was established in 1924 and as of September of 2016, it had grown to 81 employees at 10 locations. KS Bank, Inc. has an A health rating.


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Health Grade Components

FDIC Certificate #29771
Year Established1924
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.55%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$352.0MM$330.4MM
LoansQ3 2016vs Q3 2015$260.3MM$238.9MM
DepositsQ3 2016vs Q3 2015$278.0MM$259.7MM
Equity CapitalQ3 2016vs Q3 2015$34.9MM$32.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.7MM$3.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.1MM$4.2MM
Real Estate OwnedQ3 2016vs Q3 2015$301.00K$1.3MM

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KS Bank, Inc. Locations
Ks Bank, Inc.1031 Brightleaf BoulevardSmithfield, NC 27577
Smithfield Branch1031 N BrightleafSmithfield, NC 27577
Four Oaks Branch106 West Wellons StreetFour Oaks, NC 27524
Selma Branch115 West Anderson StreetSelma, NC 27576
Clayton Branch11591 U.S. 70 Business WestClayton, NC 27520
Goldsboro Branch1601 Wayne Memorial DriveGoldsboro, NC 27534
Kenly Branch200 North Church StreetKenly, NC 27542
Wilson Branch2846 Ward BoulevardWilson, NC 27893
Wendell Branch2850 Wendell BoulevardWendell, NC 27591
Garner Branch920 Seventh AvenueGarner, NC 27529