KS Bank, Inc. Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ksbankinc.com

919-938-3119

1031 Brightleaf Boulevard
Smithfield, NC 27577

KS Bank, Inc. is headquartered in SMITHFIELD and is the 17^th largest bank in the state of North Carolina. It is also the 1,345^th largest bank in the nation. It was established in 1924 and as of March of 2025, it had grown to 98 employees at 11 locations. KS Bank, Inc. has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	29771
Year Established	1924
Employees	98
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.25%
Return on Equity - YTD	15.66%
Annual Interest Income	$9.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$721.1MM$657.6MM
Loans	Q1 2025vs Q1 2024	$561.6MM$487.4MM
Deposits	Q1 2025vs Q1 2024	$658.2MM$600.2MM
Equity Capital	Q1 2025vs Q1 2024	$57.6MM$52.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.4MM$3.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$703K$874K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for KS Bank, Inc..

Locations

Cities: Clayton, Four Oaks, Garner, Goldsboro, Kenly, Selma, Smithfield, Wendell, Wilson

Clayton Branches
Clayton Branch	11591 U.S. 70 Business West	Clayton, NC 27520

Four Oaks Branches
Four Oaks Branch	106 West Wellons Street	Four Oaks, NC 27524

Garner Branches
Garner Branch	920 Seventh Avenue	Garner, NC 27529

Goldsboro Branches
Goldsboro Branch	1601 Wayne Memorial Drive	Goldsboro, NC 27534

Kenly Branches
Kenly Branch	200 North Church Street	Kenly, NC 27542

Selma Branches
Selma Branch	115 West Anderson Street	Selma, NC 27576

Smithfield Branches
Ks Bank, Inc.	1031 N Brightleaf Blvd	Smithfield, NC 27577
Smithfield Branch	1031 N Brightleaf	Smithfield, NC 27577

Wendell Branches
Wendell Branch	2850 Wendell Boulevard	Wendell, NC 27591

Wilson Branches
Wilson Branch	2846 Ward Boulevard	Wilson, NC 27893

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