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Overview / Commentary
1031 Brightleaf Boulevard
Smithfield, NC 27577

KS Bank, Inc. is headquartered in Smithfield and is the 26th largest bank in the state of North Carolina. It is also the 1,865th largest bank in the nation. It was established in 1924 and as of June of 2017, it had grown to 83 employees at 10 locations. KS Bank, Inc. has an A health rating.


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Health Grade Components

FDIC Certificate #29771
Year Established1924
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.11%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$368.3MM$352.2MM
LoansQ2 2017vs Q2 2016$280.3MM$251.9MM
DepositsQ2 2017vs Q2 2016$292.1MM$280.5MM
Equity CapitalQ2 2017vs Q2 2016$35.8MM$34.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.8MM$3.6MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$859.00K$2.2MM
Real Estate OwnedQ2 2017vs Q2 2016$216.00K$206.00K

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Cities: Clayton, Four Oaks, Garner, Goldsboro, Kenly, Selma, Smithfield, Wendell, Wilson

Clayton Branches
Clayton Branch11591 U.S. 70 Business WestClayton, NC 27520

Four Oaks Branches
Four Oaks Branch106 West Wellons StreetFour Oaks, NC 27524

Garner Branches
Garner Branch920 Seventh AvenueGarner, NC 27529

Goldsboro Branches
Goldsboro Branch1601 Wayne Memorial DriveGoldsboro, NC 27534

Kenly Branches
Kenly Branch200 North Church StreetKenly, NC 27542

Selma Branches
Selma Branch115 West Anderson StreetSelma, NC 27576

Smithfield Branches
Ks Bank, Inc.1031 Brightleaf BoulevardSmithfield, NC 27577
Smithfield Branch1031 N BrightleafSmithfield, NC 27577

Wendell Branches
Wendell Branch2850 Wendell BoulevardWendell, NC 27591

Wilson Branches
Wilson Branch2846 Ward BoulevardWilson, NC 27893