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Overview / Commentary
1031 Brightleaf Boulevard
Smithfield, NC 27577

KS Bank, Inc. is headquartered in Smithfield and is the 27th largest bank in the state of North Carolina. It is also the 1,868th largest bank in the nation. It was established in 1924 and as of March of 2017, it had grown to 81 employees at 10 locations. KS Bank, Inc. has an A health rating.


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Health Grade Components

FDIC Certificate #29771
Year Established1924
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.65%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$367.8MM$345.5MM
LoansQ1 2017vs Q1 2016$269.2MM$251.5MM
DepositsQ1 2017vs Q1 2016$293.8MM$273.6MM
Equity CapitalQ1 2017vs Q1 2016$34.8MM$33.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.7MM$3.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.5MM$2.6MM
Real Estate OwnedQ1 2017vs Q1 2016$93.00K$619.00K

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KS Bank, Inc. Locations
Ks Bank, Inc.1031 Brightleaf BoulevardSmithfield, NC 27577
Smithfield Branch1031 N BrightleafSmithfield, NC 27577
Four Oaks Branch106 West Wellons StreetFour Oaks, NC 27524
Selma Branch115 West Anderson StreetSelma, NC 27576
Clayton Branch11591 U.S. 70 Business WestClayton, NC 27520
Goldsboro Branch1601 Wayne Memorial DriveGoldsboro, NC 27534
Kenly Branch200 North Church StreetKenly, NC 27542
Wilson Branch2846 Ward BoulevardWilson, NC 27893
Wendell Branch2850 Wendell BoulevardWendell, NC 27591
Garner Branch920 Seventh AvenueGarner, NC 27529