KSW Federal Credit Union

Overview / Commentary
222 College Ave
Waterville, ME 04901

KSW Federal Credit Union is headquartered in Waterville and is the 35th largest credit union in the state of Maine. It is also the 1,827th largest credit union in the nation. It was established in 1954 and as of June of 2022, it had grown to 20 employees and 9,922 members at 2 locations. KSW Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in KSW Credit Union is open to those who live, work, worship, volunteer, or attend school in the Maine counties of Kennebec or Somerset, or select towns in Waldo County (Belfast, Belmont, Brooks, Jackson, Knox, Liberty, Monroe, Montville, Morrill, Searsmont, Swanville, Thorndike, Unity, and Waldo).
See current membership details


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Health Grade Components

NCUA #9943
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD12.52%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$100.5MM$95.9MM
LoansQ2 2022vs Q2 2021$78.3MM$65.9MM
DepositsQ2 2022vs Q2 2021$91.5MM$88.0MM
Equity CapitalQ2 2022vs Q2 2021$8.7MM$7.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.4MM$998.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$394.00K$340.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$10.00K

Rates for KSW Federal Credit Union are currently being reviewed.


KSW Federal Credit Union Locations
Branch Office135 Waldo AveBelfast, ME 04915-6909
Branch Office222 College AveWaterville, ME 04901-6226

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