KSW Federal Credit Union is headquartered in Waterville and is the 39th largest credit union in the state of Maine. It is also the 1,972nd largest credit union in the nation. It was established in 1954 and as of September of 2020, it had grown to 19 employees and 9,929 members at 2 locations. KSW Federal Credit Union has a B+ health rating.
Membership is open to those who live, work, worship, volunteer or attend school in Kennebec or Somerset County or select towns of Waldo County (Belmont, Brooks, Jackson, Knox, Liberty, Monroe, Montville, Morrill, Searsmont, Swanville or Waldo).
See current membership details
Overall | |
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NCUA # | 9943 |
Year Chartered | 1954 |
Employees | 19 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.09% |
Return on Equity - YTD | 11.84% |
Annual Interest Income | $2.4MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $79.0MM$68.2MM |
Loans | Q3 2020vs Q3 2019 | $61.0MM$60.4MM |
Deposits | Q3 2020vs Q3 2019 | $72.4MM$58.7MM |
Equity Capital | Q3 2020vs Q3 2019 | $7.3MM$6.7MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $758.00K$758.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $583.00K$425.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $10.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not KSW Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.76% | - | - | Holiday Club | ||
0.75%* | - | $25k | Kasasa Saver | ||
OTHER TIERS: 0.35% → $25k+ | |||||
0.25% | $25 | - | IRA Savings | ||
0.05% | $25 | - | Share Savings | ||
0.05% | $25 | - | All-Purpose Club | ||
0.05% | $5 | - | Youth Accounts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $50k* | - | Money Market | ||
OTHER TIERS: 0.15% → $2k - $25k | 0.20% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $15k | Kasasa Cash Checking | ||
OTHER TIERS: 0.48% → $15k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.90% | $500 | - | 60 Month CD | |
0.80% | $500 | - | 48 Month CD | |
0.70% | $500 | - | 36 Month CD | |
0.60% | $500 | - | 24 Month CD | |
0.45% | $500 | - | 12 Month CD | |
0.35% | $500 | - | 6 Month CD |
KSW Federal Credit Union Locations | ||
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Branch Office | 135 Waldo Ave | Belfast, ME 04915-6909 |
Branch Office | 222 College Ave | Waterville, ME 04901-6226 |