KSW Federal Credit Union


Overview / Commentary
207-872-5602
222 College Ave
Waterville, ME 04901

KSW Federal Credit Union is headquartered in Waterville and is the 35th largest credit union in the state of Maine. It is also the 1,860th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 19 employees and 9,848 members at 2 locations. KSW Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in KSW Credit Union is open to those who live, work, worship, volunteer, or attend school in the Maine counties of Kennebec or Somerset, or select towns in Waldo County (Belfast, Belmont, Brooks, Jackson, Knox, Liberty, Monroe, Montville, Morrill, Searsmont, Swanville, Thorndike, Unity, and Waldo).
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. KSW Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9943
Year Chartered1954
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD13.57%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$95.6MM$86.1MM
LoansQ4 2021vs Q4 2020$69.4MM$61.4MM
DepositsQ4 2021vs Q4 2020$87.3MM$78.7MM
Equity CapitalQ4 2021vs Q4 2020$8.1MM$7.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.1MM$790.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$272.00K$601.00K
Real Estate OwnedQ4 2021vs Q4 2020$10.00K$10.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not KSW Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KSW Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%-$25kKasasa Saver
0.25%$25-IRA Savings
0.25%--Holiday Club
0.05%$25-Share Savings
0.05%$25-All-Purpose Club
0.05%$5-Youth Accounts

KSW Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market
OTHER TIERS: 0.15% $2k - $25k | 0.20% $25k - $50k

KSW Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$15kKasasa Cash Checking

KSW Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-60 Month CD
0.65%$500-48 Month CD
0.55%$500-36 Month CD
0.45%$500-24 Month CD
0.35%$500-12 Month CD
0.25%$500-6 Month CD
Locations


KSW Federal Credit Union Locations
Branch Office135 Waldo AveBelfast, ME 04915-6909
Branch Office222 College AveWaterville, ME 04901-6226

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.