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Eastern Kentucky Federal Credit Union

Popular Accounts at this Credit Union

2.30%5-year CD60 Months CD
1.30%1-year CD12 Months CD
1.95%4-year CD48 Months CD

Overview / Commentary
122 N Lake Dr
Prestonsburg, KY 41653

Eastern Kentucky Federal Credit Union is headquartered in Prestonsburg and is the 61st largest credit union in the state of Kentucky. It is also the 4,803rd largest credit union in the nation. It was established in 1969 and as of September of 2017, it had grown to 2 employees and 520 members at 1 location. Eastern Kentucky Federal Credit Union's CD rates are 44% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to all employees, retirees, and their immediate family members of Kentucky West Virginia Gas Company and Select Employee Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Kentucky Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #19280
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD-2.67%
Return on Equity - YTD-14.6%
Annual Interest Income$190.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$4.7MM$4.1MM
LoansQ3 2017vs Q3 2016$3.6MM$3.3MM
DepositsQ3 2017vs Q3 2016$3.9MM$3.2MM
Equity CapitalQ3 2017vs Q3 2016$822.00K$913.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$88.00K$47.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$102.00K$174.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Eastern Kentucky Federal Credit Union CD Rates

2.30%*$175k*$250k60 Months CD
OTHER TIERS: 1.50% $5k - $30k | 1.60% $30k - $50k | 1.75% $50k - $90k | 2.00% $90k - $125k | 2.15% $125k - $175k
1.95%*$175k*$250k48 Months CD
OTHER TIERS: 1.25% $5k - $30k | 1.35% $30k - $50k | 1.50% $50k - $90k | 1.75% $90k - $125k | 1.80% $125k - $175k
1.80%*$175k*$250k24 Months CD
OTHER TIERS: 1.00% $5k - $30k | 1.10% $30k - $50k | 1.25% $50k - $90k | 1.50% $90k - $125k | 1.65% $125k - $175k
1.55%*$175k*$250k18 Months CD
OTHER TIERS: 0.75% $5k - $30k | 0.85% $30k - $50k | 1.00% $50k - $90k | 1.25% $90k - $125k | 1.40% $125k - $175k
1.30%*$175k*$250k12 Months CD
OTHER TIERS: 0.50% $5k - $30k | 0.60% $30k - $50k | 0.75% $50k - $90k | 1.00% $90k - $125k | 1.15% $125k - $175k

Eastern Kentucky Federal Credit Union Locations
Branch Office122 N Lake DrPrestonsburg, KY 41653