Eastern Kentucky Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.30%	5-year CD	60 Months CD 2.50% - Ally Bank High Yield 5 Year CD
1.30%	1-year CD	12 Months CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
1.95%	4-year CD	48 Months CD 2.40% - Goldman Sachs Bank USA High-yield 4 Year CD

View all Eastern Kentucky Federal Credit Union rates »

Overview / Commentary

ekyfcu.com

606-263-4956

122 N Lake Dr
Prestonsburg, KY 41653

Eastern Kentucky Federal Credit Union is headquartered in Prestonsburg and is the 61^st largest credit union in the state of Kentucky. It is also the 4,768^th largest credit union in the nation. It was established in 1969 and as of December of 2017, it had grown to 2 employees and 516 members at 1 location. Eastern Kentucky Federal Credit Union's CD rates are 44% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to all employees, retirees, and their immediate family members of Kentucky West Virginia Gas Company and Select Employee Groups.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Kentucky Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	19280
Year Chartered	1969
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-2.41%
Return on Equity - YTD	-14.13%
Annual Interest Income	$252.00K

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$4.7MM$4.4MM
Loans	Q4 2017vs Q4 2016	$3.6MM$3.4MM
Deposits	Q4 2017vs Q4 2016	$3.9MM$3.4MM
Equity Capital	Q4 2017vs Q4 2016	$800.00K$913.00K
Loan Loss Allowance	Q4 2017vs Q4 2016	$96.00K$43.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$201.00K$200.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

Skip to rates for:

CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Eastern Kentucky Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastern Kentucky Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*	$175k^*	$250k	60 Months CD
OTHER TIERS: 1.50% → $5k - $30k \| 1.60% → $30k - $50k \| 1.75% → $50k - $90k \| 2.00% → $90k - $125k \| 2.15% → $125k - $175k
1.95%^*	$175k^*	$250k	48 Months CD
OTHER TIERS: 1.25% → $5k - $30k \| 1.35% → $30k - $50k \| 1.50% → $50k - $90k \| 1.75% → $90k - $125k \| 1.80% → $125k - $175k
1.80%^*	$175k^*	$250k	24 Months CD
OTHER TIERS: 1.00% → $5k - $30k \| 1.10% → $30k - $50k \| 1.25% → $50k - $90k \| 1.50% → $90k - $125k \| 1.65% → $125k - $175k
1.55%^*	$175k^*	$250k	18 Months CD
OTHER TIERS: 0.75% → $5k - $30k \| 0.85% → $30k - $50k \| 1.00% → $50k - $90k \| 1.25% → $90k - $125k \| 1.40% → $125k - $175k
1.30%^*	$175k^*	$250k	12 Months CD
OTHER TIERS: 0.50% → $5k - $30k \| 0.60% → $30k - $50k \| 0.75% → $50k - $90k \| 1.00% → $90k - $125k \| 1.15% → $125k - $175k

Locations

Eastern Kentucky Federal Credit Union Locations
Branch Office	122 N Lake Dr	Prestonsburg, KY 41653

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.