Eastern Kentucky Federal Credit Union
Overview / Commentary
Eastern Kentucky Federal Credit Union is headquartered in Prestonsburg and is the 53rd largest credit union in the state of Kentucky. It is also the 3,963rd largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 3 employees and 801 members at 1 location. Eastern Kentucky Federal Credit Union has a F health rating.
Field of Membership Restrictions
Eastern Kentucky Federal Credit Union is open to all employees, retirees, and their immediate family members of Kentucky West Virginia Gas Company and Select Employee Groups.
See current membership details
Health
F
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Kentucky Federal Credit Union has a very low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19280 |
| Year Chartered | 1969 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -19.78% |
| Return on Equity - YTD | 0% |
| Annual Interest Income | $85K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $5.3MM$7.1MM |
| Loans | Q1 2025vs Q1 2024 | $3.7MM$4.4MM |
| Deposits | Q1 2025vs Q1 2024 | $5.3MM$6.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | ($39,000)$461K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $149K$53K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $116K$184K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |