Eastern Kentucky Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	1-year CD	12 Months CD 1.45% - CIT Bank 11-Month No-Penalty CD
1.75%	4-year CD	48 Months CD 1.50% - Ally Bank Raise Your Rate 4-Year CD
1.50%	2-year CD	24 Months CD 1.65% - Synchrony Bank 24 Month CD

View all Eastern Kentucky Federal Credit Union rates »

Overview / Commentary

ekyfcu.com

606-263-4956

122 N Lake Dr
Prestonsburg, KY 41653

Eastern Kentucky Federal Credit Union is headquartered in Prestonsburg and is the 61^st largest credit union in the state of Kentucky. It is also the 4,933^rd largest credit union in the nation. It was established in 1969 and as of June of 2017, it had grown to 2 employees and 496 members at 1 location. Eastern Kentucky Federal Credit Union's CD rates are 11% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to all employees, retirees, and their immediate family members of Kentucky West Virginia Gas Company and Select Employee Groups.
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Health

C

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Eastern Kentucky Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	19280
Year Chartered	1969
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-4.13%
Return on Equity - YTD	-21.63%
Annual Interest Income	$123.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$4.3MM$4.0MM
Loans	Q2 2017vs Q2 2016	$3.6MM$3.2MM
Deposits	Q2 2017vs Q2 2016	$3.5MM$3.1MM
Equity Capital	Q2 2017vs Q2 2016	$823.00K$908.00K
Loan Loss Allowance	Q2 2017vs Q2 2016	$81.00K$47.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$129.00K$118.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eastern Kentucky Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%^*	$90k^*	-	48 Months CD
OTHER TIERS: 1.25% → $5k - $30k \| 1.35% → $30k - $50k \| 1.50% → $50k - $90k
1.50%^*	$90k^*	-	24 Months CD
OTHER TIERS: 1.00% → $5k - $30k \| 1.10% → $30k - $50k \| 1.25% → $50k - $90k
1.25%^*	$90k^*	-	18 Months CD
OTHER TIERS: 0.75% → $5k - $30k \| 0.85% → $30k - $50k \| 1.00% → $50k - $90k
1.00%^*	$90k^*	-	12 Months CD
OTHER TIERS: 0.50% → $5k - $30k \| 0.60% → $30k - $50k \| 0.75% → $50k - $90k

Locations

Eastern Kentucky Federal Credit Union Locations
Branch Office	122 N Lake Dr	Prestonsburg, KY 41653