1. Banks
  2. L.C.E. Federal Credit Union

L.C.E. Federal Credit Union


Overview / Commentary
www.lcefcu.org
440-357-2560
77 N Saint Clair St
Painesville, OH 44077

L.C.E. Federal Credit Union is headquartered in Painesville and is the 107th largest credit union in the state of Ohio. It is also the 2,434th largest credit union in the nation. It was established in 1960 and as of December of 2020, it had grown to 12 employees and 5,718 members at 2 locations. L.C.E. Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

L.C.E. Federal Credit Union is open to those who live, work, worship or go to school in Lake County.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q4 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L.C.E. Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #13885
Year Chartered1960
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.07%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$51.0MM$40.6MM
LoansQ4 2020vs Q4 2019$27.3MM$24.0MM
DepositsQ4 2020vs Q4 2019$46.4MM$36.8MM
Equity CapitalQ4 2020vs Q4 2019$4.4MM$3.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$321.00K$292.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$407.00K$410.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not L.C.E. Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

L.C.E. Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Vacation Club
0.05%--Christmas Club
0.05%--Auxiliary Savings
0.05%--Savings

L.C.E. Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.15% → $2k - $20k | 0.17% → $20k - $50k

L.C.E. Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
0.40%$500-36 Month CD
0.30%$2k-24 Month CD
0.25%$2k-18 Month CD
0.20%$2k-12 Month CD
0.15%$2k-6 Month CD
Locations


L.C.E. Federal Credit Union Locations
Branch Office77 N Saint Clair StPainesville, OH 44077
Branch Office8356 Munson RdMentor, OH 44060-2409

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.