L C E Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.00% APY
60 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 60 Month CD 2.25% - Bank of Internet USA 60 Month CD |
| 0.20% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Auxiliary Savings 1.20% - Ally Bank Online Savings Account |
Overview / Commentary
L C E Federal Credit Union is headquartered in Painesville and is the 113th largest credit union in the state of Ohio. It is also the 2,626th largest credit union in the nation. It was established in 1960 and as of June of 2017, it had grown to 10 employees and 5,067 members at 2 locations. L C E Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must be an employee of Lake County or other select companies.
See current membership details
Health
B
Data as of Q2 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L C E Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 13885 |
| Year Chartered | 1960 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 7.46% |
| Annual Interest Income | $557.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $38.9MM$37.8MM |
| Loans | Q2 2017vs Q2 2016 | $17.3MM$16.1MM |
| Deposits | Q2 2017vs Q2 2016 | $36.0MM$35.1MM |
| Equity Capital | Q2 2017vs Q2 2016 | $2.8MM$2.7MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $71.00K$79.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $79.00K$74.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
L C E Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | IRA Account | |
| 0.30% | - | - | Roth IRA Account | |
| 0.30% | - | - | CESA Account | |
| 0.05% | - | - | Vacation Club | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Auxiliary Savings |
L C E Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2k - $20k | 0.12% → $20k - $50k | |||||
L C E Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 60 Month CD | |
| 0.40% | $500 | - | 36 Month CD | |
| 0.30% | $2k | - | 24 Month CD | |
| 0.25% | $2k | - | 18 Month CD | |
| 0.20% | $2k | - | 12 Month CD | |
| 0.15% | $2k | - | 6 Month CD |
L C E Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $2k | - | 60 Month IRA | |
| 0.40% | $2k | - | 36 Month IRA | |
| 0.30% | $2k | - | 24 Month IRA | |
| 0.25% | $2k | - | 18 Month IRA | |
| 0.20% | $2k | - | 12 Month IRA |
Locations
| L C E Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 8500 Civic Center Blvd | Mentor, OH 44060 |
| Branch Office | 77 N Saint Clair St | Painesville, OH 44077 |