L.C.E. Federal Credit Union

Overview / Commentary
77 N Saint Clair St
Painesville, OH 44077

L.C.E. Federal Credit Union is headquartered in Painesville and is the 107th largest credit union in the state of Ohio. It is also the 2,434th largest credit union in the nation. It was established in 1960 and as of December of 2020, it had grown to 12 employees and 5,718 members at 2 locations. L.C.E. Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

L.C.E. Federal Credit Union is open to those who live, work, worship or go to school in Lake County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L.C.E. Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #13885
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.07%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$51.0MM$40.6MM
LoansQ4 2020vs Q4 2019$27.3MM$24.0MM
DepositsQ4 2020vs Q4 2019$46.4MM$36.8MM
Equity CapitalQ4 2020vs Q4 2019$4.4MM$3.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$321.00K$292.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$407.00K$410.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

L.C.E. Federal Credit Union Savings Account Rates

0.05%--Vacation Club
0.05%--Christmas Club
0.05%--Auxiliary Savings

L.C.E. Federal Credit Union Money Market Rates

0.20%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2k - $20k | 0.17% $20k - $50k

L.C.E. Federal Credit Union CD Rates

1.00%$500-60 Month CD
0.40%$500-36 Month CD
0.30%$2k-24 Month CD
0.25%$2k-18 Month CD
0.20%$2k-12 Month CD
0.15%$2k-6 Month CD

L.C.E. Federal Credit Union Locations
Branch Office77 N Saint Clair StPainesville, OH 44077
Branch Office8356 Munson RdMentor, OH 44060-2409

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