Overview / Commentary
L. E. O. Credit Union is headquartered in Painesville and is the 173rd largest credit union in the state of Ohio. It is also the 3,765th largest credit union in the nation. It was established in 1985 and as of June of 2019, it had grown to 4 employees and 1,993 members at 2 locations. L. E. O. Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in L.E.O. Credit Union is open to employee and retirees of Lubrizol and its subsidiaries.
See current membership details
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L. E. O. Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66329 |
| Year Chartered | 1985 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.22% |
| Return on Equity - YTD | 6.4% |
| Annual Interest Income | $267.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $13.1MM$14.2MM |
| Loans | Q2 2019vs Q2 2018 | $5.4MM$5.1MM |
| Deposits | Q2 2019vs Q2 2018 | $10.5MM$11.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.6MM$2.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $69.00K$58.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $69.00K$120.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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L. E. O. Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Christmas Club Account | |
| 0.10% | $100 | - | Dividend Account |
L. E. O. Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $500 | $250k | 18 Month Share Certificate | |
| 1.86% | $500 | $250k | 12 Month Share Certificate | |
| 1.66% | $500 | $250k | 6 Month Share Certificate |
Locations
| L. E. O. Credit Union Locations | ||
|---|---|---|
| Branch Office | 29400 Lakeland Blvd Bldg 1 Rm 1184 | Wickliffe, OH 44092 |
| Branch Office | 155 Freedom Rd | Painesville, OH 44077 |