L & N Federal Credit Union is headquartered in Louisville and is the 3rd largest credit union in the state of Kentucky. It is also the 219th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 291 employees and 116,727 members at 27 locations. L & N Federal Credit Union has an A health rating.
L & N Federal Credit Union membership is open to those who live, work, worship, attend school, or belong to any legal entity in the Kentucky counties of Bullitt, Henry, Jefferson, Knox, Laurel, Oldham, Pulaski, Rockcastle, Shelby, Spencer, Trimble, or Whitley, or the Indiana counties of Clark or Floyd. Select areas of the Kentucky counties of Boone, Campbell, Gallatin, Grant, Kenton, and Pendleton, the Indiana counties of Dearborn and Ohio, and Hamilton County, Ohio also qualify.
See current membership details
Overall | |
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NCUA # | 9260 |
Year Chartered | 1954 |
Employees | 291 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.66% |
Return on Equity - YTD | 6.15% |
Annual Interest Income | $93.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $2.26B$2.08B |
Loans | Q4 2024vs Q4 2023 | $1.77B$1.62B |
Deposits | Q4 2024vs Q4 2023 | $1.93B$1.76B |
Equity Capital | Q4 2024vs Q4 2023 | $241.1MM$226.3MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $5.3MM$4.9MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $9.2MM$6.3MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
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