La Joya Area Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.81% | 5-year CD | |
| 0.80% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.15% | Savings | 2.00% - Ally Bank Online Savings Account |
La Joya Area Federal Credit Union is headquartered in La Joya and is the 180th largest credit union in the state of Texas. It is also the 2,305th largest credit union in the nation. It was established in 1961 and as of June of 2018, it had grown to 30 employees and 16,271 members at 3 locations. La Joya Area Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Hidalgo County or their immediate family.
See current membership details
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Small Town Bank
My wife was working as a teacher at La Joya ISD. When she began her employment, the provided information about the arrangement they had with the local credit union. Because of her employment with the district, it was streamlined so we could have direct deposit to an account with the local credit union. Also, because of her employment, there were many options and incentives we were pre-qualified for. This was nice and made banking seamless. We opened and account and got everything setup. Anytime we visited the bank, the service was excellent. They even joked that were part of the "family". My wife and I both attended school at the district, and that must have added to the quality of service we received. We also have some family that lives in the city, so that really gave it the small town appeal. We recommended the credit union to most people because of the small town style service. The checking features were on par with other banks and they have kept up with technology as well.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14734 |
| Year Chartered | 1961 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 2.1% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $51.6MM$50.6MM |
| Loans | Q2 2018vs Q2 2017 | $31.6MM$28.7MM |
| Deposits | Q2 2018vs Q2 2017 | $45.7MM$44.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $5.0MM$5.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $736.00K$160.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $636.00K$690.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $33.00K$90.00K |
Always verify rates and promotions with the bank or credit union. We are not La Joya Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
La Joya Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Share | |
| 0.15% | $25 | - | Regular Shares | |
| 0.15% | $25 | - | Diamond Share Account | |
| 0.15% | $25 | - | Coyote Kids Share Account |
La Joya Area Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $2.5k | - | Money Market |
La Joya Area Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.81% | $1k | - | 60 Month CD | |
| 1.61% | $1k | - | 48 Month CD | |
| 1.46% | $1k | - | 36 Month CD | |
| 1.26% | $1k | - | 24 Month CD | |
| 0.90% | $1k | - | 18 Month CD | |
| 0.80% | $1k | - | 12 Month CD | |
| 0.60% | $1k | - | 6 Month CD |
| La Joya Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 302 Llano Grande | Weslaco, TX 78596-5200 |
| Branch Office | 214 W Expressway 83 | La Joya, TX 78560 |
| Branch Office | 317 S Bentsen Palm Dr | Palmview, TX 78572-6298 |