La Joya Area Federal Credit Union is headquartered in Palmview and is the 173rd largest credit union in the state of Texas. It is also the 2,208th largest credit union in the nation. It was established in 1961 and as of December of 2022, it had grown to 33 employees and 15,199 members at 2 locations. La Joya Area Federal Credit Union has a B health rating.
Membership is open to those who live or work in Hidalgo County or their immediate family.
See current membership details
My wife was working as a teacher at La Joya ISD. When she began her employment, the provided information about the arrangement they had with the local credit union. Because of her employment with the district, it was streamlined so we could have direct deposit to an account with the local credit union. Also, because of her employment, there were many options and incentives we were pre-qualified for. This was nice and made banking seamless. We opened and account and got everything setup. Anytime we visited the bank, the service was excellent. They even joked that were part of the "family". My wife and I both attended school at the district, and that must have added to the quality of service we received. We also have some family that lives in the city, so that really gave it the small town appeal. We recommended the credit union to most people because of the small town style service. The checking features were on par with other banks and they have kept up with technology as well.
Overall | |
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NCUA # | 14734 |
Year Chartered | 1961 |
Employees | 33 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.63% |
Return on Equity - YTD | 7.36% |
Annual Interest Income | $1.4MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $67.7MM$69.0MM |
Loans | Q4 2022vs Q4 2021 | $35.4MM$32.3MM |
Deposits | Q4 2022vs Q4 2021 | $61.1MM$62.5MM |
Equity Capital | Q4 2022vs Q4 2021 | $5.9MM$5.3MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $279.00K$235.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $0$177.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$33.00K |
Always verify rates and promotions with the bank or credit union. We are not La Joya Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | - | - | IRA Share | |
0.15% | $25 | - | Regular Shares | |
0.15% | $25 | - | Diamond Share Account | |
0.15% | $25 | - | Coyote Kids Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | $2.5k | - | Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.81% | $1k | - | 60 Month CD | |
1.61% | $1k | - | 48 Month CD | |
1.46% | $1k | - | 36 Month CD | |
1.26% | $1k | - | 24 Month CD | |
0.90% | $1k | - | 18 Month CD | |
0.80% | $1k | - | 12 Month CD | |
0.60% | $1k | - | 6 Month CD |
La Joya Area Federal Credit Union Locations | ||
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Branch Office | 214 W Expressway 83 | La Joya, TX 78560 |
Branch Office | 317 S Bentsen Palm Dr | Palmview, TX 78572-6298 |