La Joya Area Federal Credit Union is headquartered in Palmview and is the 181st largest credit union in the state of Texas. It is also the 2,237th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 26 employees and 14,858 members at 2 locations. La Joya Area Federal Credit Union has a B health rating.
Membership is open to those who live or work in Hidalgo County or their immediate family.
See current membership details
Overall | |
---|---|
NCUA # | 14734 |
Year Chartered | 1961 |
Employees | 26 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.27% |
Return on Equity - YTD | 2.49% |
Annual Interest Income | $692K |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $63.5MM$65.3MM |
Loans | Q1 2025vs Q1 2024 | $33.6MM$37.5MM |
Deposits | Q1 2025vs Q1 2024 | $55.3MM$57.3MM |
Equity Capital | Q1 2025vs Q1 2024 | $6.7MM$6.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $249K$246K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $350K$331K |
Real Estate Owned | Q1 2025vs Q1 2024 | $33K$33K |
Always verify rates and promotions with the bank or credit union. We are not La Joya Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $25 | - | Regular Shares | |
0.15% | $25 | - | Diamond Share Account | |
0.15% | $25 | - | Coyote Kids Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | $2.5k | - | Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $0 | - | IRA Share |
La Joya Area Federal Credit Union Locations | ||
---|---|---|
Branch Office | 214 W Expressway 83 | La Joya, TX 78560 |
Branch Office | 317 S Bentsen Palm Dr | Palmview, TX 78572-6298 |