Featured Savings Rates
Featured Accounts

La Joya Area Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.81%5-year CD60 Month CD
0.80%1-year CD12 Month CD
0.15%SavingsDiamond Account

Overview / Commentary
956-585-6207
214 W Expressway 83
La Joya, TX 78560

La Joya Area Federal Credit Union is headquartered in La Joya and is the 179th largest credit union in the state of Texas. It is also the 2,339th largest credit union in the nation. It was established in 1961 and as of June of 2017, it had grown to 30 employees and 16,923 members at 3 locations. La Joya Area Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Hidalgo County or their immediate family.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. La Joya Area Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #14734
Year Chartered1961
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.49%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$50.6MM$52.8MM
LoansQ2 2017vs Q2 2016$28.7MM$27.2MM
DepositsQ2 2017vs Q2 2016$44.3MM$44.5MM
Equity CapitalQ2 2017vs Q2 2016$5.7MM$5.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$160.00K$154.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$690.00K$226.00K
Real Estate OwnedQ2 2017vs Q2 2016$90.00K$90.00K
Rates
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La Joya Area Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Account
0.15%--Regular Share Account
0.15%--Diamond Account
0.15%--Coyote Kids Account

La Joya Area Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Money Market Account

La Joya Area Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-60 Month CD
1.61%$1k-48 Month CD
1.46%$1k-36 Month CD
1.26%$1k-24 Month CD
0.90%$1k-18 Month CD
0.80%$1k-12 Month CD
0.60%$1k-6 Month CD
Locations


La Joya Area Federal Credit Union Locations
Branch Office302 Llano GrandeWeslaco, TX 78596-5200
Branch Office214 W Expressway 83La Joya, TX 78560
Branch Office317 S Bentsen Palm DrPalmview, TX 78572-6298