Featured Savings Rates
Featured Accounts

Ladysmith Federal Savings and Loan Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.79%5-year CD5 Year CD
0.69%1-year CD1 Year CD
0.19%SavingsStatement Savings

Overview / Commentary
715-532-3389
119 West 4th Street North
Ladysmith, WI 54848

Ladysmith Federal Savings and Loan Association is headquartered in Ladysmith and is the 212th largest bank in the state of Wisconsin. It is also the 5,320th largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 11 employees at 1 location. Ladysmith Federal Savings and Loan Association has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ladysmith Federal Savings and Loan Association has a low asset base.

Health Grade Components

Overall
FDIC Certificate #28983
Year Established1934
Employees11
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.11%
Annual Interest Income$432.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$49.5MM$46.0MM
LoansQ1 2017vs Q1 2016$32.8MM$29.2MM
DepositsQ1 2017vs Q1 2016$43.7MM$40.7MM
Equity CapitalQ1 2017vs Q1 2016$5.1MM$5.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$403.00K$369.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$846.00K$983.00K
Real Estate OwnedQ1 2017vs Q1 2016$782.00K$582.00K
Rates
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Ladysmith Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Junior Savings Club
0.65%--Christmas Club
0.19%$100-Passbook Savings
0.19%$100-Statement Savings

Ladysmith Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Money Market Account

Ladysmith Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.27%$250-Interest Checking
0.27%--Special Checking

Ladysmith Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.79%$1k-5 Year CD
1.37%$1k-4 Year CD
1.23%$1k-3 Year CD
0.97%$1k-2 Year CD
0.69%$1k-1 Year CD
0.57%$1k-6 Month CD
0.33%$1k-3 Month CD
Locations


Ladysmith Federal Savings and Loan Association Locations
Ladysmith Federal Savings and Loan Association119 West 4th Street NorthLadysmith, WI 54848