Ladysmith Federal Savings and Loan Association
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
1.50% APY
Christmas Club
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Overview / Commentary
Ladysmith Federal Savings and Loan Association is headquartered in Ladysmith and is the 175th largest bank in the state of Wisconsin. It is also the 4,486th largest bank in the nation. It was established in 1934 and as of June of 2020, it had grown to 12 employees at 1 location. Ladysmith Federal Savings and Loan Association has a B health rating.
Health
B
Data as of Q2 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ladysmith Federal Savings and Loan Association has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28983 |
| Year Established | 1934 |
| Employees | 12 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 5.56% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $66.5MM$52.3MM |
| Loans | Q2 2020vs Q2 2019 | $45.4MM$38.8MM |
| Deposits | Q2 2020vs Q2 2019 | $55.6MM$44.4MM |
| Equity Capital | Q2 2020vs Q2 2019 | $6.4MM$5.9MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $398.00K$418.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $303.00K$340.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $692.00K$800.00K |