Ladysmith Federal Savings and Loan Association
LOCATIONS
1
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
1.79% APY
5 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.79% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
| 0.69% | 1-year CD | 1 Year CD 1.40% - Synchrony Bank 12 Month CD |
| 0.19% | Savings | Statement Savings |
Overview / Commentary
Ladysmith Federal Savings and Loan Association is headquartered in Ladysmith and is the 212th largest bank in the state of Wisconsin. It is also the 5,320th largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 11 employees at 1 location. Ladysmith Federal Savings and Loan Association has a C+ health rating.
Health
C+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ladysmith Federal Savings and Loan Association has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28983 |
| Year Established | 1934 |
| Employees | 11 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.11% |
| Annual Interest Income | $432.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $49.5MM$46.0MM |
| Loans | Q1 2017vs Q1 2016 | $32.8MM$29.2MM |
| Deposits | Q1 2017vs Q1 2016 | $43.7MM$40.7MM |
| Equity Capital | Q1 2017vs Q1 2016 | $5.1MM$5.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $403.00K$369.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $846.00K$983.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $782.00K$582.00K |
Rates
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Ladysmith Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Junior Savings Club | |
| 0.65% | - | - | Christmas Club | |
| 0.19% | $100 | - | Passbook Savings | |
| 0.19% | $100 | - | Statement Savings |
Ladysmith Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1k | - | Money Market Account |
Ladysmith Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.27% | $250 | - | Interest Checking | |
| 0.27% | - | - | Special Checking |
Ladysmith Federal Savings and Loan Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.79% | $1k | - | 5 Year CD | |
| 1.37% | $1k | - | 4 Year CD | |
| 1.23% | $1k | - | 3 Year CD | |
| 0.97% | $1k | - | 2 Year CD | |
| 0.69% | $1k | - | 1 Year CD | |
| 0.57% | $1k | - | 6 Month CD | |
| 0.33% | $1k | - | 3 Month CD |
Locations
| Ladysmith Federal Savings and Loan Association Locations | ||
|---|---|---|
| Ladysmith Federal Savings and Loan Association | 119 West 4th Street North | Ladysmith, WI 54848 |