Featured Savings Rates
Featured Accounts

Ladysmith Federal Savings and Loan Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.35%5-year CD5 Year CD
0.50%1-year CD1 Year CD
0.11%SavingsStatement Savings

Overview / Commentary
715-532-3389
119 West 4th Street North
Ladysmith, WI 54848

Ladysmith Federal Savings and Loan Association is headquartered in Ladysmith and is the 216th largest bank in the state of Wisconsin. It is also the 5,433rd largest bank in the nation. It was established in 1934 and as of September of 2016, it had grown to 12 employees at 1 location. Ladysmith Federal Savings and Loan Association has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Ladysmith Federal Savings and Loan Association has a low asset base.

Health Grade Components

Overall
FDIC Certificate #28983
Year Established1934
Employees12
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.29%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$48.1MM$45.6MM
LoansQ3 2016vs Q3 2015$33.6MM$29.0MM
DepositsQ3 2016vs Q3 2015$42.3MM$39.6MM
Equity CapitalQ3 2016vs Q3 2015$5.2MM$5.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$361.00K$244.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.1MM$1.5MM
Real Estate OwnedQ3 2016vs Q3 2015$454.00K$585.00K
Rates
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Ladysmith Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Junior Savings Club
0.65%--Christmas Club
0.11%$100-Passbook Savings
0.11%$100-Statement Savings

Ladysmith Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%$1k-Money Market Account

Ladysmith Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$250-Interest Checking
0.15%--Special Checking

Ladysmith Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-5 Year CD
1.15%$1k-4 Year CD
1.00%$1k-3 Year CD
0.75%$1k-2 Year CD
0.50%$1k-1 Year CD
0.40%$1k-6 Month CD
0.33%$1k-3 Month CD
Locations


Ladysmith Federal Savings and Loan Association Locations
Ladysmith Federal Savings and Loan Association119 West 4th Street NorthLadysmith, WI 54848