Lafayette Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.76%	5-year CD	5 Year Variable CD 2.25% - Ally Bank High Yield 5 Year CD
0.65%	1-year CD	1 Year Fixed CD 1.50% - Ally Bank No Penalty 11-Month CD
0.10%	Savings	Share Savings 1.15% - CIT Bank Spring Savings

View all Lafayette Federal Credit Union rates »

Overview / Commentary

www.lfcu.org

301-929-7990

3535 University Blvd W
Kensington, MD 20895-1701

Lafayette Federal Credit Union is headquartered in Rockville and is the 11^th largest credit union in the state of Maryland. It is also the 523^rd largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 91 employees and 20,302 members at 9 locations. Lafayette Federal Credit Union's savings rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone living in Maryland, Washington, D.C. or Virginia through joining the American Consumer Council (can join through the credit union's online application). Membership is also open to those who live or work in the Potomac, MD. area; live, work, worship or attend school in Washington, D.C. or employed by an agency or company in the approved field of membership.
See current membership details

Reviews (1)

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Featured Account Options

Training At The Bank

Posted by: Anonymous | Sep 29, 2011

It would be great if the tellers were trained adequately and soundly. This is not the case--investing in human capital pays in the long run because customers will stay.

Comment

1

Health

B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	619
Year Chartered	1935
Employees	91
Primary Regulator

Profit Margin
Return on Assets - YTD	0.04%
Return on Equity - YTD	0.43%
Annual Interest Income	$4.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$504.3MM$491.5MM
Loans	Q1 2017vs Q1 2016	$421.0MM$393.3MM
Deposits	Q1 2017vs Q1 2016	$424.9MM$415.4MM
Equity Capital	Q1 2017vs Q1 2016	$46.0MM$45.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.5MM$2.4MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$3.2MM$9.8MM
Real Estate Owned	Q1 2017vs Q1 2016	$3.1MM$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lafayette Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$250k^*	-	Premier Savings
OTHER TIERS: 0.30% → $50k - $100k \| 0.40% → $100k - $150k \| 0.50% → $150k - $250k
0.75%	-	-	IRA Savings
0.30%^*	$20k^*	-	Preferred Savings
OTHER TIERS: 0.20% → Up to $20k
0.10%	$50	-	Business Share Savings
0.10%	$50	-	Share Savings

Lafayette Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.05% → $10k - $100k \| 0.15% → $100k - $250k
0.30%^*	$150k^*	-	Personal Money Market
OTHER TIERS: 0.05% → $2,500 - $25k \| 0.15% → $25k - $150k

Lafayette Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Commercial Business Checking
0.03%	-	-	Checking Account

Lafayette Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.01%	$500	-	5 Year Fixed CD
1.76%	$500	-	4 Year Fixed CD
1.76%	$50	-	5 Year Variable CD
1.26%	$500	-	3 Year Fixed CD
1.01%	$50	-	3 Year Variable CD
1.00%	$500	-	2 Year Fixed CD
0.75%	$50	-	18 Month Variable CD
0.65%	$500	-	1 Year Fixed CD
0.40%	$500	-	7 Month CD

Lafayette Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.01%	$500	-	5 Year Fixed IRA
1.76%	$50	-	5 Year Variable IRA
1.76%	$500	-	4 Year Fixed IRA
1.26%	$500	-	3 Year Fixed IRA
1.01%	$50	-	3 Year Variable IRA
1.00%	$500	-	2 Year Fixed IRA
0.75%	$50	-	18 Month Variable IRA
0.65%	$500	-	1 Year Fixed IRA

Locations

Lafayette Federal Credit Union Locations
Branch Office	Room c 1-80 1300 PENNSYLVANIA AVENUE, NW	WASHINGTON, DC 20523-0001
Branch Office	409 3RD ST SW STE 105 SUITE 105	WASHINGTON, DC 20024-3215
Branch Office	1381 KENYON ST NW	WASHINGTON, DC 20010-2305
Branch Office	3535 UNIVERSITY BLVD W	KENSINGTON, MD 20895-1701
Branch Office	7901 TUCKERMAN Ln	POTOMAC, MD 20854-3243
Corporate Office	2701 Tower Oaks Blvd	Rockville, MD 20852
Branch Office	3141 Fairview Park Dr Suite 107	Falls Church, VA 22042
Branch Office	6701 Lowell Ave	Mclean, VA 22101
Branch Office	2231 Crystal Dr Suiyte R150	Arlington, VA 22202-3711