Lafayette State Bank


Overview / Commentary
386-294-1901
340 West Main Street
Mayo, FL 32066

Lafayette State Bank is headquartered in MAYO and is the 67th largest bank in the state of Florida. It is also the 2,809th largest bank in the nation. It was established in 1946 and as of March of 2025, it had grown to 48 employees at 4 locations. Lafayette State Bank has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #16396
Year Established1946
Employees48
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD16.8%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$240.3MM$219.3MM
LoansQ1 2025vs Q1 2024$144.9MM$142.5MM
DepositsQ1 2025vs Q1 2024$222.5MM$206.2MM
Equity CapitalQ1 2025vs Q1 2024$15.5MM$10.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.8MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.3MM$1.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Lafayette State Bank Locations
Branford Branch103 U S Highway 27 EastBranford, FL 32008
Live Oak Branch106 Grand StreetLive Oak, FL 32064
Bell Office Branch1119 South Main StreetBell, FL 32619
Lafayette State Bank340 W Main StMayo, FL 32066

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