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Lake Central Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%5-year CD60 Month One Time Step Up CD
0.30%1-year CD12 Month CD
0.85%3-year CD36 Month CD

Overview / Commentary
320-274-8216
40 Chestnut Street West
Annandale, MN 55302

Lake Central Bank is headquartered in Annandale and is the 115th largest bank in the state of Minnesota. It is also the 3,541st largest bank in the nation. It was established in 1893 and as of June of 2017, it had grown to 33 employees at 2 locations. Lake Central Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #10989
Year Established1893
Employees33
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.72%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$148.5MM$140.8MM
LoansQ2 2017vs Q2 2016$73.5MM$73.2MM
DepositsQ2 2017vs Q2 2016$130.0MM$121.5MM
Equity CapitalQ2 2017vs Q2 2016$17.2MM$17.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.0MM$1.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.4MM$2.0MM
Real Estate OwnedQ2 2017vs Q2 2016$928.00K$1,000.00K
Rates
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Lake Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.90%$1k-60 Month One Time Step Up CD
0.85%$1k-36 Month CD
0.60%$1k-24 Month CD
0.30%$500-12 Month CD
0.15%$1k-182 Day CD
0.10%$1k-91 Day CD
Locations


Lake Central Bank Locations
Annandale State Bank40 Chestnut Street WestAnnandale, MN 55302
Clearwater Branch700 State Highway 24 NorthClearwater, MN 55320