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Lake Central Bank

Lake Central Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%5-year CD60 Month One Time Step Up CD
0.30%1-year CD12 Month CD
0.85%3-year CD36 Month CD

Overview / Commentary
320-274-8216
40 Chestnut Street West
Annandale, MN 55302

Lake Central Bank is headquartered in Annandale and is the 118th largest bank in the state of Minnesota. It is also the 3,672nd largest bank in the nation. It was established in 1893 and as of March of 2017, it had grown to 33 employees at 2 locations. Lake Central Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #10989
Year Established1893
Employees33
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.86%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$142.5MM$135.0MM
LoansQ1 2017vs Q1 2016$71.9MM$67.9MM
DepositsQ1 2017vs Q1 2016$124.2MM$116.2MM
Equity CapitalQ1 2017vs Q1 2016$16.7MM$16.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.1MM$1.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.8MM$2.1MM
Real Estate OwnedQ1 2017vs Q1 2016$952.00K$1.1MM
Rates
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Lake Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.90%$1k-60 Month One Time Step Up CD
0.85%$1k-36 Month CD
0.60%$1k-24 Month CD
0.30%$500-12 Month CD
0.15%$1k-182 Day CD
0.10%$1k-91 Day CD
Locations


Lake Central Bank Locations
Annandale State Bank40 Chestnut Street WestAnnandale, MN 55302
Clearwater Branch700 State Highway 24 NorthClearwater, MN 55320