Overview / Commentary
35 Us Highway 68 E
Benton, KY 42025

Lake Chem Community Federal Credit Union is headquartered in Benton and is the 21st largest credit union in the state of Kentucky. It is also the 2,162nd largest credit union in the nation. It was established in 1971 and as of June of 2018, it had grown to 26 employees and 11,331 members at 3 locations. Lake Chem Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Marshall County and Calloway County, KY.
See current membership details

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Chem Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #20641
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.37%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$59.7MM$56.1MM
LoansQ2 2018vs Q2 2017$46.2MM$42.3MM
DepositsQ2 2018vs Q2 2017$54.1MM$50.8MM
Equity CapitalQ2 2018vs Q2 2017$5.5MM$5.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$138.00K$88.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$288.00K$11.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$75.00K

Sorry, we do not have rate data for Lake Chem Community Federal Credit Union.


Lake Chem Community Federal Credit Union Locations
Branch Office35 US Highway 68 EBenton, KY 42025
Branch Office4822 US Highway 62Calvert City, KY 42029-8459
Branch Office112 N 12th StMurray, KY 42071

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