Featured Savings Rates
Featured Accounts

Lake Chem Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Months CD
0.55%SavingsShare Savings Account
1.10%2-year CD24 Months CD

Overview / Commentary
270-527-4389
35 Us Highway 68 E
Benton, KY 42025

Lake Chem Community Federal Credit Union is headquartered in Benton and is the 22nd largest credit union in the state of Kentucky. It is also the 2,215th largest credit union in the nation. It was established in 1971 and as of March of 2017, it had grown to 24 employees and 10,525 members at 3 locations. Lake Chem Community Federal Credit Union's savings rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Marshall County and Calloway County, KY.
See current membership details

Reviews (1)

Love My Local FCU

The staff is always so helpful and friendly.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Chem Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #20641
Year Chartered1971
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$520.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$56.5MM$55.0MM
LoansQ1 2017vs Q1 2016$39.4MM$38.0MM
DepositsQ1 2017vs Q1 2016$51.3MM$49.9MM
Equity CapitalQ1 2017vs Q1 2016$5.2MM$5.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$95.00K$107.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$20.00K$229.00K
Real Estate OwnedQ1 2017vs Q1 2016$160.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Chem Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Share Account
0.75%*$100k*-Premium Share Savings Account
OTHER TIERS: 0.25% $25 - $7,500 | 0.35% $7,500 - $10k | 0.45% $10k - $20k | 0.55% $20k - $50k | 0.65% $50k - $100k
0.55%*$100k*-Share Savings Account
OTHER TIERS: 0.10% $25 - $7,500 | 0.20% $7,500 - $10k | 0.30% $10k - $20k | 0.35% $20k - $50k | 0.50% $50k - $100k
0.50%$25-Kids Club Share Account
0.10%--Vacation Club Share Account
0.10%--Christmas Club Share Account

Lake Chem Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Premium Share Draft Account

Lake Chem Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-24 Months CD
0.90%$1k-18 Months CD
0.75%$1k-12 Months CD

Lake Chem Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-24 Months IRA
0.90%$1k-18 Months IRA
0.75%$1k-12 Months IRA
Locations


Lake Chem Community Federal Credit Union Locations
Branch Office35 US Highway 68 EBenton, KY 42025
Branch Office4822 US Highway 62Calvert City, KY 42029-8459
Branch Office112 N 12th StMurray, KY 42071