Featured Savings Rates
Featured Accounts

Lake Chem Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month CD
0.55%SavingsShare Savings
1.10%2-year CD24 Month CD

Overview / Commentary
270-527-4389
35 Us Highway 68 E
Benton, KY 42025

Lake Chem Community Federal Credit Union is headquartered in Benton and is the 22nd largest credit union in the state of Kentucky. It is also the 2,214th largest credit union in the nation. It was established in 1971 and as of June of 2016, it had grown to 22 employees and 10,272 members at 3 locations. Lake Chem Community Federal Credit Union's savings rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Marshall County and Calloway County, KY.
See current membership details

Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Chem Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #20641
Year Chartered1971
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.08%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$54.5MM$51.6MM
LoansQ2 2016vs Q2 2015$38.3MM$36.3MM
DepositsQ2 2016vs Q2 2015$49.3MM$46.6MM
Equity CapitalQ2 2016vs Q2 2015$5.1MM$4.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$108.00K$126.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$193.00K$74.00K
Real Estate OwnedQ2 2016vs Q2 2015$45.00K$130.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Chem Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Share Account
1.00%--Roth IRA Share Account
0.75%*$100k*-Premium Share Savings
OTHER TIERS: 0.25% $25 - $7,500 | 0.35% $7,500 - $10k | 0.45% $10k - $20k | 0.55% $20k - $50k | 0.65% $50k - $100k
0.55%*$100k*-Share Savings
OTHER TIERS: 0.10% $25 - $7,500 | 0.20% $7,500 - $10k | 0.30% $10k - $20k | 0.35% $20k - $50k | 0.50% $50k - $100k
0.50%$25-Kids Club Share
0.10%--Vacation Club Share
0.10%--Christmas Club Share

Lake Chem Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Premium Share Draft

Lake Chem Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-24 Month CD
0.90%$1k-18 Month CD
0.75%$1k-12 Month CD

Lake Chem Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-24 Month IRA
0.90%$1k-18 Month IRA
0.75%$1k-12 Month IRA
Locations


Lake Chem Community Federal Credit Union Locations
Branch Office35 US Highway 68 EBenton, KY 42025
Branch Office4822 US Highway 62Calvert City, KY 42029-8459
Branch Office112 N 12th StMurray, KY 42071