Lake Chem Community Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
0.75%1-year CD
0.55%Savings
1.11%2-year CD
View all Lake Chem Community Federal Credit Union rates »

Overview / Commentary
270-527-4389
35 Us Highway 68 E
Benton, KY 42025

Lake Chem Community Federal Credit Union is headquartered in Benton and is the 20th largest credit union in the state of Kentucky. It is also the 2,103rd largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 25 employees and 11,640 members at 3 locations. Lake Chem Community Federal Credit Union's savings rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Lake Chem Community Federal Credit Union to all of Calloway County and Marshall County. If you work, worship, attend school or live in, are a business, or a legal entity, you are eligible for membership.
See current membership details

Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Chem Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #20641
Year Chartered1971
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.68%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$61.7MM$57.1MM
LoansQ4 2018vs Q4 2017$49.3MM$43.5MM
DepositsQ4 2018vs Q4 2017$56.0MM$51.7MM
Equity CapitalQ4 2018vs Q4 2017$5.6MM$5.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$145.00K$121.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$184.00K$145.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Chem Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Share Account
0.75%*$100k*-Premium Share Savings Account
OTHER TIERS: 0.25% $25 - $7.5k | 0.35% $7.5k - $10k | 0.45% $10k - $20k | 0.55% $20k - $50k | 0.65% $50k - $100k
0.55%*$100k*-Share Savings Account
OTHER TIERS: 0.10% $25 - $7.5k | 0.20% $7.5k - $10k | 0.30% $10k - $20k | 0.35% $20k - $50k | 0.50% $50k - $100k
0.50%$25-Kids Club Share Account
0.10%--Vacation Club Share Account
0.10%--Christmas Club Share Account

Lake Chem Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Premium Share Draft Account

Lake Chem Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$1k-24 Months CD
0.90%$1k-18 Months CD
0.75%$1k-12 Months CD
Locations


Lake Chem Community Federal Credit Union Locations
Branch Office35 US Highway 68 EBenton, KY 42025
Branch Office4822 US Highway 62Calvert City, KY 42029-8459
Branch Office112 N 12th StMurray, KY 42071

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