Overview / Commentary
270-527-4389
35 Us Highway 68 E
Benton, KY 42025

Lake Chem Community Federal Credit Union is headquartered in Benton and is the 21st largest credit union in the state of Kentucky. It is also the 2,162nd largest credit union in the nation. It was established in 1971 and as of June of 2018, it had grown to 26 employees and 11,331 members at 3 locations. Lake Chem Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Marshall County and Calloway County, KY.
See current membership details

Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Chem Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #20641
Year Chartered1971
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.37%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$59.7MM$56.1MM
LoansQ2 2018vs Q2 2017$46.2MM$42.3MM
DepositsQ2 2018vs Q2 2017$54.1MM$50.8MM
Equity CapitalQ2 2018vs Q2 2017$5.5MM$5.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$138.00K$88.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$288.00K$11.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$75.00K
Rates

Sorry, we do not have rate data for Lake Chem Community Federal Credit Union.

Locations


Lake Chem Community Federal Credit Union Locations
Branch Office35 US Highway 68 EBenton, KY 42025
Branch Office4822 US Highway 62Calvert City, KY 42029-8459
Branch Office112 N 12th StMurray, KY 42071

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.