Lake Chem Community Federal Credit Union
| Featured Account Options | SPONSORED LISTINGS |
Overview / Commentary
Lake Chem Community Federal Credit Union is headquartered in Benton and is the 22nd largest credit union in the state of Kentucky. It is also the 2,168th largest credit union in the nation. It was established in 1971 and as of March of 2018, it had grown to 26 employees and 11,087 members at 3 locations. Lake Chem Community Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Marshall County and Calloway County, KY.
See current membership details
Reviews (1)
| Featured Account Options | SPONSORED LISTINGS |
Love My Local FCU
Posted by: Heather Comer | Jun 30, 2016
The staff is always so helpful and friendly.
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Chem Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20641 |
| Year Chartered | 1971 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 3.4% |
| Annual Interest Income | $584.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $59.4MM$56.5MM |
| Loans | Q1 2018vs Q1 2017 | $43.9MM$39.4MM |
| Deposits | Q1 2018vs Q1 2017 | $53.9MM$51.3MM |
| Equity Capital | Q1 2018vs Q1 2017 | $5.4MM$5.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $115.00K$95.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $146.00K$20.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$160.00K |
Rates
Sorry, we do not have rate data for Lake Chem Community Federal Credit Union.
Locations
| Lake Chem Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 35 US Highway 68 E | Benton, KY 42025 |
| Branch Office | 4822 US Highway 62 | Calvert City, KY 42029-8459 |
| Branch Office | 112 N 12th St | Murray, KY 42071 |