Overview / Commentary
Lake Forest Bank and Trust Company is headquartered in Lake Forest and is the 11th largest bank in the state of Illinois. It is also the 259th largest bank in the nation. It was established in 1986 and as of June of 2019, it had grown to 516 employees at 10 locations. Lake Forest Bank and Trust Company's savings rates are 3X the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27589 |
| Year Established | 1986 |
| Employees | 516 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.16% |
| Return on Equity - YTD | 20.46% |
| Annual Interest Income | $87.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $4.24B$3.69B |
| Loans | Q2 2019vs Q2 2018 | $3.12B$2.76B |
| Deposits | Q2 2019vs Q2 2018 | $3.43B$2.97B |
| Equity Capital | Q2 2019vs Q2 2018 | $426.6MM$413.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $23.5MM$18.7MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $28.8MM$13.7MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$532.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lake Forest Bank and Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.65% | $1k | - | MAX Savings - New Money (In Branch only) | |
| 0.10% | - | - | Statement Savings | |
| 0.10% | - | - | Passbook Savings |
Lake Forest Bank and Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | |||||
Lake Forest Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | Access Plus Checking |
Lake Forest Bank and Trust Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1k | $100k | 18 Month CD | |
| 0.15% | $1k | $100k | 12 Month CD |
Locations
| Lake Forest Bank and Trust Company Locations | ||
|---|---|---|
| 103 East Scranton Avenue Branch | 4 East Scranton Avenue | Lake Bluff, IL 60044 |
| North Chicago Community Bank Branch | 1801 Sheridan Rd | North Chicago, IL 60064 |
| Highland Park Branch | 1949 St. Johns Avenue | Highland Park, IL 60035 |
| Highwood Branch | 507 Sheridan Road | Highwood, IL 60040 |
| Lake Forest Bank and Trust Company | 727 North Bank Lane | Lake Forest, IL 60045 |
| Wlf Branch | 959 South Waukegan Road | Lake Forest, IL 60045 |
| Highland Park Ravinia Branch | 643 Roger Williams Avenue | Highland Park, IL 60035 |
| Wintrust Banking Center | 3401 9th Street North | Naples, FL 34103 |
| Waukegan Community Bank | 2706 Grand Avenue | Waukegan, IL 60085 |