Lake Ridge Bank

Lake Ridge Bank

Overview / Commentary
1205 Main Street
Cross Plains, WI 53528

Lake Ridge Bank is headquartered in Cross Plains and is the 15th largest bank in the state of Wisconsin. It is also the 668th largest bank in the nation. It was established in 1908 and as of June of 2022, it had grown to 237 employees at 13 locations. Lake Ridge Bank has an A health rating.


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Health Grade Components

FDIC Certificate #15091
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD12.49%
Annual Interest Income$27.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.60B$1.61B
LoansQ2 2022vs Q2 2021$1.20B$1.19B
DepositsQ2 2022vs Q2 2021$1.43B$1.41B
Equity CapitalQ2 2022vs Q2 2021$158.0MM$172.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$13.9MM$13.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$8.5MM$13.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$146.00K

Rates for Lake Ridge Bank are currently being reviewed.



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