Lake Ridge Bank


Overview / Commentary
608-798-3961
1205 Main Street
Cross Plains, WI 53528

Lake Ridge Bank is headquartered in MIDDLETON and is the 8th largest bank in the state of Wisconsin. It is also the 394th largest bank in the nation. It was established in 1908 and as of December of 2024, it had grown to 359 employees at 19 locations. Lake Ridge Bank's savings rates are 6X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15091
Year Established1908
Employees359
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.76%
Annual Interest Income$152.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.13B$3.01B
LoansQ4 2024vs Q4 2023$2.39B$2.39B
DepositsQ4 2024vs Q4 2023$2.6B$2.43B
Equity CapitalQ4 2024vs Q4 2023$309.8MM$300.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$24.2MM$24MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$12.3MM$8.9MM
Real Estate OwnedQ4 2024vs Q4 2023$228K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Lake Ridge Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Ridge Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$10k*-High Yield Savings
OTHER TIERS: 0.25% $0 - $10k
1.97%$0-Health Savings Account
0.25%$0-Junior Savings
0.25%$0-Forward Savings
0.25%$0-Beyond Business Savings Account

Lake Ridge Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%*$250k*-Forward Money Market Plus
OTHER TIERS: 0.40% $0 - $25k | 0.90% $25k - $50k | 1.02% $50k - $100k | 1.04% $100k - $250k
1.81%*$250k*-Beyond Business Money Market
OTHER TIERS: 0.40% $0 - $25k | 0.90% $25k - $50k | 1.02% $50k - $100k | 1.04% $100k - $250k

Lake Ridge Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Forward Checking Plus

Lake Ridge Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$1k-22 Month CD Special
3.13%$1k-13 Month CD Special
2.93%$1k-48-59 Month CD
2.93%$1k-60 Month CD
2.78%$1k-36-47 Month CD
2.63%$1k-24-35 Month CD
2.37%$1k-12-23 Month CD
2.17%$1k-6-11 Month CD
1.76%$1k-3 Month CD

Lake Ridge Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.93%$1k-48-59 Month IRA
2.93%$1k-60 Month IRA
2.78%$1k-36-47 Month IRA
2.63%$1k-24-35 Month IRA
2.37%$1k-12-23 Month IRA
2.17%$1k-6-11 Month IRA
1.76%$1k-3 Month IRA
Locations

Availability



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