Lake Ridge Bank

Lake Ridge Bank

Overview / Commentary
1205 Main Street
Cross Plains, WI 53528

Lake Ridge Bank is headquartered in CROSS PLAINS and is the 8th largest bank in the state of Wisconsin. It is also the 396th largest bank in the nation. It was established in 1908 and as of June of 2023, it had grown to 356 employees at 21 locations. Lake Ridge Bank's savings rates are 9X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #15091
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.05%
Annual Interest Income$65.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.93B$1.60B
LoansQ2 2023vs Q2 2022$2.30B$1.20B
DepositsQ2 2023vs Q2 2022$2.23B$1.43B
Equity CapitalQ2 2023vs Q2 2022$291.6MM$158.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$24.7MM$13.9MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$7.8MM$8.5MM
Real Estate OwnedQ2 2023vs Q2 2022$104.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Ridge Bank Savings Account Rates

4.59%*$10k*-High Yield Savings
OTHER TIERS: 0.51% Up to $10k
1.00%*$10k*-Health Savings Account
OTHER TIERS: 0.15% Up to $2.5k | 0.50% $2.5k - $10k
0.51%--Junior Savings
0.51%--Forward Savings
0.51%--Beyond Business Savings Account

Lake Ridge Bank Money Market Rates

3.04%*$250k*-Forward Money Market Plus
OTHER TIERS: 0.50% Up to $25k | 1.16% $25k - $50k | 1.41% $50k - $100k | 2.02% $100k - $250k
3.04%*$250k*-Beyond Business Money Market
OTHER TIERS: 0.50% Up to $25k | 1.16% $25k - $50k | 1.36% $50k - $100k | 1.76% $100k - $250k

Lake Ridge Bank Checking Account Rates

0.06%--Forward Checking Plus

Lake Ridge Bank CD Rates

5.20%$1k-15 Month CD Special
5.09%$1k-9 Month CD Special
3.29%$1k-48-59 Month CD
3.24%$1k-60 Month CD
3.14%$1k-36-47 Month CD
2.93%$1k-24-35 Month CD
2.68%$1k-12-23 Month CD
2.47%$1k-6-11 Month CD
2.12%$1k-3 Month CD

Lake Ridge Bank IRA Rates

3.29%$1k-48-59 Month IRA
3.24%$1k-60 Month IRA
3.14%$1k-36-47 Month IRA
2.93%$1k-24-35 Month IRA
2.68%$1k-12-23 Month IRA
2.47%$1k-6-11 Month IRA
2.12%$1k-3 Month IRA


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