Lake Ridge Bank Reviews and Rates

Lake Ridge Bank

Overview / Commentary

www.lakeridge.bank

608-798-3961

1205 Main Street
Cross Plains, WI 53528

Lake Ridge Bank is headquartered in CROSS PLAINS and is the 8^th largest bank in the state of Wisconsin. It is also the 396^th largest bank in the nation. It was established in 1908 and as of June of 2023, it had grown to 356 employees at 21 locations. Lake Ridge Bank's savings rates are 9X the national average, and it has an A health rating.

View all posts from:

2016
2009

8/29 - State Bank of Cross Plains (WI) Offers State-Wide RCA

11/8 - 3.01% Reward Checking Account at a Wisconsin Bank (State Bank of Cross Plains)

Reviews

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Health

Data as of Q2 2023

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Health Grade Components

Overall
FDIC Certificate #	15091
Year Established	1908
Employees	356
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	6.05%
Annual Interest Income	$65.6MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$2.93B$1.60B
Loans	Q2 2023vs Q2 2022	$2.30B$1.20B
Deposits	Q2 2023vs Q2 2022	$2.23B$1.43B
Equity Capital	Q2 2023vs Q2 2022	$291.6MM$158.0MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$24.7MM$13.9MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$7.8MM$8.5MM
Real Estate Owned	Q2 2023vs Q2 2022	$104.00K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Ridge Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.59%^*	$10k^*	-	High Yield Savings
OTHER TIERS: 0.51% → Up to $10k
1.00%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.15% → Up to $2.5k \| 0.50% → $2.5k - $10k
0.51%	-	-	Junior Savings
0.51%	-	-	Forward Savings
0.51%	-	-	Beyond Business Savings Account

Lake Ridge Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	$250k^*	-	Forward Money Market Plus
OTHER TIERS: 0.50% → Up to $25k \| 1.16% → $25k - $50k \| 1.41% → $50k - $100k \| 2.02% → $100k - $250k
3.04%^*	$250k^*	-	Beyond Business Money Market
OTHER TIERS: 0.50% → Up to $25k \| 1.16% → $25k - $50k \| 1.36% → $50k - $100k \| 1.76% → $100k - $250k

Lake Ridge Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.06%	-	-	Forward Checking Plus

Lake Ridge Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.20%	$1k	-	15 Month CD Special
5.09%	$1k	-	9 Month CD Special
3.29%	$1k	-	48-59 Month CD
3.24%	$1k	-	60 Month CD
3.14%	$1k	-	36-47 Month CD
2.93%	$1k	-	24-35 Month CD
2.68%	$1k	-	12-23 Month CD
2.47%	$1k	-	6-11 Month CD
2.12%	$1k	-	3 Month CD

Lake Ridge Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.29%	$1k	-	48-59 Month IRA
3.24%	$1k	-	60 Month IRA
3.14%	$1k	-	36-47 Month IRA
2.93%	$1k	-	24-35 Month IRA
2.68%	$1k	-	12-23 Month IRA
2.47%	$1k	-	6-11 Month IRA
2.12%	$1k	-	3 Month IRA

Locations

Availability

Madison Area

Madison Area bank & credit union details

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