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Overview / Commentary
716-366-4070
128 East 4th St
Dunkirk, NY 14048

Lake Shore Savings Bank is headquartered in Dunkirk and is the 75th largest bank in the state of New York. It is also the 1,425th largest bank in the nation. It was established in 1891 and as of June of 2017, it had grown to 108 employees at 12 locations. Lake Shore Savings Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #30530
Year Established1891
Employees108
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD5.34%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$504.9MM$480.3MM
LoansQ2 2017vs Q2 2016$364.0MM$315.2MM
DepositsQ2 2017vs Q2 2016$397.2MM$380.0MM
Equity CapitalQ2 2017vs Q2 2016$73.5MM$72.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.2MM$2.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$4.2MM$4.4MM
Real Estate OwnedQ2 2017vs Q2 2016$243.00K$766.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Shore Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $2,500 | 0.35% $2,500 - $5k | 0.75% $5k - $25k

Lake Shore Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-5 Year CD
1.30%$500-4 Year CD
0.75%$500-3 Year CD
0.55%$500-30 Month CD
0.50%$500-2 Year CD
0.40%$500-18 Month CD
0.35%$500-1 Year CD
0.35%$500-15 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD
Locations

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