Featured Savings Rates
Featured Accounts

Lake Shore Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD5 Year CD
0.35%1-year CD1 Year CD
1.30%4-year CD4 Year CD

Overview / Commentary
716-366-4070
128 East 4th St
Dunkirk, NY 14048

Lake Shore Savings Bank is headquartered in Dunkirk and is the 76th largest bank in the state of New York. It is also the 1,435th largest bank in the nation. It was established in 1891 and as of December of 2016, it had grown to 107 employees at 11 locations. Lake Shore Savings Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #30530
Year Established1891
Employees107
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD5.11%
Annual Interest Income$17.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$489.1MM$473.8MM
LoansQ4 2016vs Q4 2015$326.4MM$297.1MM
DepositsQ4 2016vs Q4 2015$391.3MM$374.5MM
Equity CapitalQ4 2016vs Q4 2015$71.6MM$69.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.9MM$2.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.9MM$4.7MM
Real Estate OwnedQ4 2016vs Q4 2015$412.00K$712.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Shore Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$2,500Health Savings Account
OTHER TIERS: 0.10% $25k+ | 0.35% $5k - $25k | 0.75% $2,500 - $5k

Lake Shore Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-5 Year CD
1.30%$500-4 Year CD
0.75%$500-3 Year CD
0.50%$500-2 Year CD
0.35%$500-1 Year CD
0.35%$500-15 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD
Locations

Lake Shore Savings Bank has 11 locations. Click to view all Lake Shore Savings Bank locations.