Lake Shore Savings Bank

Overview / Commentary
128 East 4th St
Dunkirk, NY 14048

Lake Shore Savings Bank is headquartered in Dunkirk and is the 71st largest bank in the state of New York. It is also the 1,272nd largest bank in the nation. It was established in 1891 and as of June of 2019, it had grown to 112 employees at 12 locations. Lake Shore Savings Bank has an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #30530
Year Established1891
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.67%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$578.4MM$543.8MM
LoansQ2 2019vs Q2 2018$440.2MM$382.3MM
DepositsQ2 2019vs Q2 2018$463.4MM$437.9MM
Equity CapitalQ2 2019vs Q2 2018$77.0MM$73.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.9MM$3.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$3.1MM$4.5MM
Real Estate OwnedQ2 2019vs Q2 2018$752.00K$479.00K

Rates for Lake Shore Savings Bank are currently being reviewed.



Buffalo Area

Interactive local rates map

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.