Lake Shore Savings Bank is headquartered in Dunkirk and is the 69th largest bank in the state of New York. It is also the 1,308th largest bank in the nation. It was established in 1891 and as of December of 2021, it had grown to 110 employees at 12 locations. Lake Shore Savings Bank has an A health rating.
Overall | |
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FDIC Certificate # | 30530 |
Year Established | 1891 |
Employees | 110 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.91% |
Return on Equity - YTD | 7.66% |
Annual Interest Income | $24.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $714.0MM$686.4MM |
Loans | Q4 2021vs Q4 2020 | $517.2MM$524.2MM |
Deposits | Q4 2021vs Q4 2020 | $598.1MM$565.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $85.2MM$82.8MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $6.1MM$5.9MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $9.6MM$3.2MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $123.00K$58.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $25k* | - | Health Savings Account | ||
OTHER TIERS: 0.10% → Up to $2.5k | 0.35% → $2.5k - $5k | 0.50% → $5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20% | - | - | LS Advantage Premium MM w/ Checking – New Money | ||
0.15%* | $50k* | - | LS Advantage Regular MM – New Money | ||
OTHER TIERS: 0.03% → $1 - $25k | 0.05% → $25k - $50k |