Lake Superior Credit Union

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12 Month CD

Great Rates + Safety
= Peace of Mind. Member FDIC.

1.40% APY

Spring Savings

Top Savings Rate +
Up to $400 Cash Bonus
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1.15% APY

Overview / Commentary

www.lscu.virtualcu.net

906-884-2069

801 River St
Ontonagon, MI 49953-1620

Lake Superior Credit Union is headquartered in Ontonagon and is the 229^th largest credit union in the state of Michigan. It is also the 4,682^nd largest credit union in the nation. It was established in 1959 and as of March of 2017, it had grown to 3 employees and 1,187 members at 1 location. Lake Superior Credit Union has a C+ health rating.

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Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Superior Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	65085
Year Chartered	1959
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.4%
Return on Equity - YTD	-5.21%
Annual Interest Income	$38.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$6.1MM$5.9MM
Loans	Q1 2017vs Q1 2016	$2.4MM$2.4MM
Deposits	Q1 2017vs Q1 2016	$5.6MM$5.4MM
Equity Capital	Q1 2017vs Q1 2016	$461.00K$496.00K
Loan Loss Allowance	Q1 2017vs Q1 2016	$11.00K$8.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$9.00K$10.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lake Superior Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$2,500^*	-	17 Sub-Account
OTHER TIERS: 0.15% → Up to $1k \| 0.20% → $1k - $2,500
0.15%	-	-	IRA Account
0.15%	-	-	Regular Savings Account
0.15%	-	-	Christmas Club Account
0.15%	-	-	01 Sub-Account
0.15%	-	-	02 Sub-Account

Lake Superior Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$500	-	6 Month CD
0.25%	$500	-	12 to 60 Month CD
0.15%	$500	-	3 Month CD

Locations

Lake Superior Credit Union Locations
Branch Office	801 River St	Ontonagon, MI 49953-1620