Lake Superior Credit Union


Overview / Commentary
906-884-2069
801 River St
Ontonagon, MI 49953

Lake Superior Credit Union is headquartered in Ontonagon and is the 172nd largest credit union in the state of Michigan. It is also the 3,623rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 4 employees and 1,320 members at 1 location. Lake Superior Credit Union has a B health rating.

Field of Membership Restrictions

Lake Superior Credit Union is open to those who love or work in Ontonagon County.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lake Superior Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65085
Year Chartered1959
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD2.41%
Return on Equity - YTD19.34%
Annual Interest Income$127K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$10.5MM$10.3MM
LoansQ1 2025vs Q1 2024$4.9MM$4.9MM
DepositsQ1 2025vs Q1 2024$9.2MM$9.3MM
Equity CapitalQ1 2025vs Q1 2024$1.3MM$993K
Loan Loss AllowanceQ1 2025vs Q1 2024$10K$10K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2K$6K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Lake Superior Credit Union Locations
Branch Office801 River StOntonagon, MI 49953-1620

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