Overview / Commentary
2182 Lakeshore Dr
Muskegon, MI 49441-1414

Lakeshore Federal Credit Union is headquartered in Muskegon and is the 173rd largest credit union in the state of Michigan. It is also the 2,942nd largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 5 employees and 2,787 members at 1 location. Lakeshore Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Lakeshore Federal Credit Union offers membership to those who live, worship, attend school, or work in, and businesses and legal entities located in Muskegon County, Michigan.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakeshore Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8709
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD4.3%
Annual Interest Income$397.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$29.3MM$28.5MM
LoansQ2 2018vs Q2 2017$11.2MM$11.3MM
DepositsQ2 2018vs Q2 2017$25.0MM$24.2MM
Equity CapitalQ2 2018vs Q2 2017$4.2MM$4.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$50.00K$49.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$19.00K$50.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0

Rates for Lakeshore Federal Credit Union are currently being reviewed.


Lakeshore Federal Credit Union Locations
Branch Office2182 Lakeshore DrMuskegon, MI 49441-1414

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