Overview / Commentary
810-664-2977
83 W. Nepessing St.
Lapeer, MI 48446

Lakestone Bank & Trust is headquartered in Lapeer and is the 21st largest bank in the state of Michigan. It is also the 1,190th largest bank in the nation. It was established in 1902 and as of September of 2018, it had grown to 139 employees at 13 locations. Lakestone Bank & Trust has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #14913
Year Established1902
Employees139
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD11.38%
Annual Interest Income$17.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$619.0MM$595.3MM
LoansQ3 2018vs Q3 2017$357.2MM$327.7MM
DepositsQ3 2018vs Q3 2017$540.8MM$531.0MM
Equity CapitalQ3 2018vs Q3 2017$57.8MM$60.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.7MM$1.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.5MM$737.00K
Real Estate OwnedQ3 2018vs Q3 2017$660.00K$573.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lakestone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakestone Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.42%$100-IRA Variable Savings
0.10%$25-Health Savings Account
0.10%$100-Passbook Savings
0.10%$100-EDISS
0.10%$100-IRA Savings
0.10%$5-Christmas Club

Lakestone Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Deposit Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $20k | 0.13% $20k - $50k

Lakestone Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$50k*-Choice Account
OTHER TIERS: 1.14% $3k - $10k | 1.64% $10k - $50k
1.52%*-$25kGreen Rewards
OTHER TIERS: 0.10% $25k+
0.10%*$5k*-Prestige Accounts
OTHER TIERS: 0.05% $1k - $2.5k | 0.08% $2.5k - $5k
0.05%$500-Interest Checking (NOW)

Lakestone Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$25k*-60 Month CD
OTHER TIERS: 0.69% $1k - $10k | 0.75% $10k - $25k
1.00%*$25k*-48-59 Month CD
OTHER TIERS: 0.63% $1k - $10k | 0.70% $10k - $25k
0.90%*$25k*-36-47 Month CD
OTHER TIERS: 0.26% $1k - $10k | 0.34% $10k - $25k
0.75%*$25k*-24-35 Month CD
OTHER TIERS: 0.50% $1k - $25k
0.60%*$25k*-12-23 Month CD
OTHER TIERS: 0.15% $1k - $10k | 0.21% $10k - $25k
0.40%*$25k*-6-11 Month CD
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k
0.21%*$25k*-15-179 Day CD
OTHER TIERS: 0.09% $1k - $10k | 0.14% $10k - $25k

Lakestone Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$25k*-60 Month CD
OTHER TIERS: 0.69% $500 - $10k | 0.75% $10k - $25k
1.00%*$25k*-48-59 Month CD
OTHER TIERS: 0.63% $500 - $10k | 0.70% $10k - $25k
0.90%*$25k*-36-47 Month CD
OTHER TIERS: 0.26% $500 - $10k | 0.34% $10k - $25k
0.75%*$25k*-24-35 Month CD
OTHER TIERS: 0.50% $500 - $25k
0.60%*$25k*-12-23 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.21% $10k - $25k
0.40%*$25k*-6-11 Month CD
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k
0.21%*$25k*-15-179 Day CD
OTHER TIERS: 0.09% $500 - $10k | 0.14% $10k - $25k
Locations

Sorry, but we do not have location data for Lakestone Bank & Trust. Its headquarters is located at 83 W. Nepessing St. - Lapeer, MI 48446

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.