Lakestone Bank & Trust

Overview / Commentary

www.lakestonebank.com

810-664-2977

83 W. Nepessing St.
Lapeer, MI 48446

Lakestone Bank & Trust is headquartered in Lapeer and is the 17^th largest bank in the state of Michigan. It is also the 1,133^rd largest bank in the nation. It was established in 1902 and as of September of 2019, it had grown to 136 employees at 13 locations. Lakestone Bank & Trust has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14913
Year Established	1902
Employees	136
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.16%
Return on Equity - YTD	11.69%
Annual Interest Income	$19.1MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$672.2MM$619.0MM
Loans	Q3 2019vs Q3 2018	$425.9MM$357.2MM
Deposits	Q3 2019vs Q3 2018	$574.6MM$540.8MM
Equity Capital	Q3 2019vs Q3 2018	$67.7MM$57.8MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$1.9MM$1.7MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$730.00K$1.5MM
Real Estate Owned	Q3 2019vs Q3 2018	$1.5MM$660.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lakestone Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakestone Bank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.42%	$100	-	IRA Variable Savings
0.10%	$25	-	Health Savings Account
0.10%	$100	-	Passbook Savings
0.10%	$100	-	EDISS
0.10%	$100	-	IRA Savings
0.10%	$5	-	Christmas Club

Lakestone Bank & Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$50k^*	-	Money Market Deposit Account
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $20k \| 0.13% → $20k - $50k

Lakestone Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.52%^*	-	$25k	Green Rewards
OTHER TIERS: 0.10% → $25k+
1.06%^*	$50k^*	-	Choice Account
OTHER TIERS: 0.30% → $3k - $10k \| 0.80% → $10k - $50k
0.10%^*	$5k^*	-	Prestige Accounts
OTHER TIERS: 0.05% → $1k - $2.5k \| 0.08% → $2.5k - $5k
0.05%	$500	-	Interest Checking (NOW)

Lakestone Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%^*	$25k^*	-	60 Month CD
OTHER TIERS: 0.69% → $1k - $10k \| 0.75% → $10k - $25k
1.00%^*	$25k^*	-	48-59 Month CD
OTHER TIERS: 0.63% → $1k - $10k \| 0.70% → $10k - $25k
0.90%^*	$25k^*	-	36-47 Month CD
OTHER TIERS: 0.26% → $1k - $10k \| 0.34% → $10k - $25k
0.75%^*	$25k^*	-	24-35 Month CD
OTHER TIERS: 0.50% → $1k - $25k
0.60%^*	$25k^*	-	12-23 Month CD
OTHER TIERS: 0.15% → $1k - $10k \| 0.21% → $10k - $25k
0.40%^*	$25k^*	-	6-11 Month CD
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k
0.21%^*	$25k^*	-	15-179 Day CD
OTHER TIERS: 0.09% → $1k - $10k \| 0.14% → $10k - $25k

Lakestone Bank & Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%^*	$25k^*	-	60 Month CD
OTHER TIERS: 0.69% → $500 - $10k \| 0.75% → $10k - $25k
1.00%^*	$25k^*	-	48-59 Month CD
OTHER TIERS: 0.63% → $500 - $10k \| 0.70% → $10k - $25k
0.90%^*	$25k^*	-	36-47 Month CD
OTHER TIERS: 0.26% → $500 - $10k \| 0.34% → $10k - $25k
0.75%^*	$25k^*	-	24-35 Month CD
OTHER TIERS: 0.50% → $500 - $25k
0.60%^*	$25k^*	-	12-23 Month CD
OTHER TIERS: 0.15% → $500 - $10k \| 0.21% → $10k - $25k
0.40%^*	$25k^*	-	6-11 Month CD
OTHER TIERS: 0.10% → $500 - $10k \| 0.15% → $10k - $25k
0.21%^*	$25k^*	-	15-179 Day CD
OTHER TIERS: 0.09% → $500 - $10k \| 0.14% → $10k - $25k

Locations

Sorry, but we do not have location data for Lakestone Bank & Trust. Its headquarters is located at 83 W. Nepessing St. - Lapeer, MI 48446

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.