Featured Savings Rates
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Lakestone Bank & Trust

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.52%Reward CheckingGreen Rewards
0.81%5-year CD60 Month CD
0.28%1-year CD12-23 Month CD

Overview / Commentary
810-664-2977
83 W. Nepessing St.
Lapeer, MI 48446

Lakestone Bank & Trust is headquartered in Lapeer and is the 22nd largest bank in the state of Michigan. It is also the 1,212th largest bank in the nation. It was established in 1902 and as of December of 2017, it had grown to 149 employees at 14 locations. Lakestone Bank & Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #14913
Year Established1902
Employees149
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.53%
Annual Interest Income$21.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$602.4MM$583.5MM
LoansQ4 2017vs Q4 2016$342.9MM$313.6MM
DepositsQ4 2017vs Q4 2016$539.6MM$520.4MM
Equity CapitalQ4 2017vs Q4 2016$58.9MM$54.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.6MM$1.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$658.00K$1.4MM
Real Estate OwnedQ4 2017vs Q4 2016$592.00K$968.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakestone Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.42%$100-IRA Variable Savings
0.10%$25-Health Savings Account
0.10%$100-Passbook Savings
0.10%$100-EDISS
0.10%$100-IRA Savings
0.10%--Christmas Club

Lakestone Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Deposit Account
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $20k | 0.13% $20k - $50k

Lakestone Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.52%*-$25kGreen Rewards
OTHER TIERS: 0.10% $25k+
1.26%*$50k*-Choice Account
OTHER TIERS: 0.51% $3k - $10k | 1.01% $10k - $50k
0.10%*$5k*-Prestige Accounts
OTHER TIERS: 0.05% $1k - $2,500 | 0.08% $2,500 - $5k
0.05%$500-Interest Checking (NOW)

Lakestone Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%*$25k*-60 Month CD
OTHER TIERS: 0.69% $1k - $10k | 0.75% $10k - $25k
0.76%*$25k*-48-59 Month CD
OTHER TIERS: 0.63% $1k - $10k | 0.70% $10k - $25k
0.50%$1k-24-35 Month CD
0.40%*$25k*-36-47 Month CD
OTHER TIERS: 0.26% $1k - $10k | 0.34% $10k - $25k
0.28%*$25k*-12-23 Month CD
OTHER TIERS: 0.15% $1k - $10k | 0.21% $10k - $25k
0.24%*$25k*-6-11 Month CD
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k
0.21%*$25k*-15-179 Day CD
OTHER TIERS: 0.09% $1k - $10k | 0.14% $10k - $25k

Lakestone Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%*$25k*-60 Month CD
OTHER TIERS: 0.69% $500 - $10k | 0.75% $10k - $25k
0.76%*$25k*-48-59 Month CD
OTHER TIERS: 0.63% $500 - $10k | 0.70% $10k - $25k
0.50%$500-24-35 Month CD
0.40%*$25k*-36-47 Month CD
OTHER TIERS: 0.26% $500 - $10k | 0.34% $10k - $25k
0.28%*$25k*-12-23 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.21% $10k - $25k
0.24%*$25k*-6-11 Month CD
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k
0.21%*$25k*-15-179 Day CD
OTHER TIERS: 0.09% $500 - $10k | 0.14% $10k - $25k
Locations

Sorry, but we do not have location data for Lakestone Bank & Trust. Its headquarters is located at 83 W. Nepessing St. - Lapeer, MI 48446

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