Lakeview Federal Credit Union is headquartered in Ashtabula and is the 61st largest credit union in the state of Ohio. It is also the 1,583rd largest credit union in the nation. It was established in 1961 and as of December of 2019, it had grown to 22 employees and 8,761 members at 3 locations. Lakeview Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work or worship in Ashtabula County, Ohio.
See current membership details
I Love This Credit Union
I actually started working with this credit union when my husband and I got married. He has a relative who works there and he had been using them forever. They have always been there to help when asking questions. I remember at one point we talked to them about getting a loan and they were able to work with us to get an auto loan because the rate would have been better for us than getting a personal loan. They are always looking out for our best interest. I remember another time when our account was overdrafted because a company took money out of our account by mistake. They were able to help us resolve the issue within days and never charged us any overdraft fees. Another time I had to call and get our limit that we could use per day increased to be able to pay some bills. They were able to solve that problem right then and there and I was able to pay my bills with no problem.
Good credit union. Online services need updating.
I have been searching for a credit union since I moved to Ashtabula, and heard great things about Lakeview. Sadly, I think they are stuck in the 1990's with their software and services. They do not give me alot of options for mobile or for online. Since I travel, I need to know that I can have full access at any time and I don't think they can do that for me.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14584 |
| Year Chartered | 1961 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 6.66% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $106.3MM$98.3MM |
| Loans | Q4 2019vs Q4 2018 | $53.3MM$51.6MM |
| Deposits | Q4 2019vs Q4 2018 | $93.1MM$85.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $12.9MM$12.2MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $115.00K$136.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $87.00K$243.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $20.00K$0 |