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Overview / Commentary
2909 State Rd
Ashtabula, OH 44004

Lakeview Federal Credit Union is headquartered in Ashtabula and is the 61st largest credit union in the state of Ohio. It is also the 1,619th largest credit union in the nation. It was established in 1961 and as of December of 2016, it had grown to 22 employees and 8,592 members at 3 locations. Lakeview Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in Ashtabula County, Ohio.
See current membership details

Reviews (1)

Good credit union. Online services need updating.

Posted by: Bula2280 | Apr 23, 2014

I have been searching for a credit union since I moved to Ashtabula, and heard great things about Lakeview. Sadly, I think they are stuck in the 1990's with their software and services. They do not give me alot of options for mobile or for online. Since I travel, I need to know that I can have full access at any time and I don't think they can do that for me.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakeview Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #14584
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.13%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$95.8MM$93.3MM
LoansQ4 2016vs Q4 2015$49.7MM$51.0MM
DepositsQ4 2016vs Q4 2015$84.5MM$82.2MM
Equity CapitalQ4 2016vs Q4 2015$11.0MM$10.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$231.00K$246.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$333.00K$588.00K
Real Estate OwnedQ4 2016vs Q4 2015$25.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakeview Federal Credit Union Savings Account Rates

0.20%--Christmas Club
0.10%--Regular Shares
0.10%--IRA Club
0.10%--Roth IRA Club
0.10%--CESA Club

Lakeview Federal Credit Union Money Market Rates

0.30%*$75k*-Money Management
OTHER TIERS: 0.20% $2,500 - $25k | 0.25% $25k - $75k

Lakeview Federal Credit Union CD Rates

1.10%$500-60 Month CD
0.85%$500-48 Month CD
0.70%$500-36 Month CD
0.60%$500-24 Month CD
0.55%$500-18 Month CD
0.50%$500-12 Month CD
0.35%$500-6 Month CD

Lakeview Federal Credit Union IRA Rates

1.10%$500-60 Month IRA
0.70%$500-36 Month IRA
0.60%$500-24 Month IRA
0.50%$500-12 Month IRA

Lakeview Federal Credit Union Locations
Branch Office2909 State RdAshtabula, OH 44004
Branch Office345 S Chestnut StJefferson, OH 44047
Branch Office583 S BroadwayGeneva, OH 44041