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Overview / Commentary
605-455-1515
1 Main BIA 2 Lakota Trade Center
Kyle, SD 57752

Lakota is headquartered in Kyle and is the 38th largest credit union in the state of South Dakota. It is also the 4,953rd largest credit union in the nation. It was established in 2012 and as of September of 2016, it had grown to 5 employees and 2,094 members at 1 location. Lakota's CD rates are 11% higher than the national average, but it has a C- health rating.

Field of Membership Restrictions

Membership in Lakota Federal Credit Union is open to those who live, work, attend school, volunteer or worship on the Pine Ridge Reservation.
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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakota has a very low asset base.

Health Grade Components

Overall
NCUA #24847
Year Chartered2012
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD2.77%
Return on Equity - YTD47.92%
Annual Interest Income$191.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$4.6MM$4.7MM
LoansQ3 2016vs Q3 2015$3.0MM$2.5MM
DepositsQ3 2016vs Q3 2015$3.9MM$3.6MM
Equity CapitalQ3 2016vs Q3 2015$256.00K$429.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$122.00K$116.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$90.00K$33.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakota CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250*$25k36 Month CD
OTHER TIERS: 0.10% $25k - $250k
1.00%*$25k*$250k12 Month CD
OTHER TIERS: 0.65% $250 - $25k
0.75%*$250*$25k24 Month CD
OTHER TIERS: 0.10% $25k - $250k
0.40%$100$25k9 Month CD
0.30%$100$25k6 Month CD
0.25%$100$25k3 Month CD
Locations


Lakota Locations
Branch Office1 Main BIA 2 Lakota Trade CenterKyle, SD 57752