Featured Savings Rates
Featured Accounts
Overview / Commentary
1 Main BIA 2 Lakota Trade Center
Kyle, SD 57752

Lakota is headquartered in Kyle and is the 39th largest credit union in the state of South Dakota. It is also the 5,064th largest credit union in the nation. It was established in 2012 and as of June of 2016, it had grown to 5 employees and 2,517 members at 1 location. Lakota's CD rates are 11% higher than the national average, but it has a C- health rating.

Field of Membership Restrictions

Membership in Lakota Federal Credit Union is open to those who live, work, attend school, volunteer or worship on the Pine Ridge Reservation.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lakota has a very low asset base.

Health Grade Components

NCUA #24847
Year Chartered2012
Primary Regulator
Profit Margin
Return on Assets - YTD2.93%
Return on Equity - YTD23.92%
Annual Interest Income$118.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$4.2MM$4.5MM
LoansQ2 2016vs Q2 2015$3.0MM$2.4MM
DepositsQ2 2016vs Q2 2015$3.1MM$4.0MM
Equity CapitalQ2 2016vs Q2 2015$510.00K$381.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$192.00K$111.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$191.00K$20.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lakota; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lakota CD Rates

1.10%*$250*$25k36 Month CD
OTHER TIERS: 0.10% $25k - $250k
1.00%*$25k*$250k12 Month CD
OTHER TIERS: 0.65% $250 - $25k
0.75%*$250*$25k24 Month CD
OTHER TIERS: 0.10% $25k - $250k
0.40%$100$25k9 Month CD
0.30%$100$25k6 Month CD
0.25%$100$25k3 Month CD

Lakota Locations
Branch Office1 Main BIA 2 Lakota Trade CenterKyle, SD 57752