LANCO Federal Credit Union


Overview / Commentary
888-318-4222
349 W Roseville Rd
Lancaster, PA 17601

LANCO Federal Credit Union is headquartered in Lancaster and is the 67th largest credit union in the state of Pennsylvania. It is also the 1,606th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 30 employees and 9,925 members at 3 locations. LANCO Federal Credit Union has an A health rating.

Field of Membership Restrictions

LANCO Federal Credit Union membership is open to those who live, work, worship, or attend school in Lancaster County, Pennsylvania.
See current membership details

Reviews (1)

Good Credit Union With One Flaw

i opened my account recently and i am pretty happy with lanco. i received awesome customer service on issues like fixing the name on my credit card. the only issue i dislike about this credit union is it is so small that the union uses a service called EZcardinfo to keep the credit card accounts up to date much like the lanco app keeps your bank info up to date. i don't remember being told about this but i looked into it and this service seems to have quite a few issues. i am canceling my card and going through a bank for a credit card. if not for that issue, i would give this credit union 5 stars.



Health

Health Grade Components

Overall
NCUA #16657
Year Chartered1965
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD9.25%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$130MM$126.5MM
LoansQ1 2025vs Q1 2024$84.5MM$87.4MM
DepositsQ1 2025vs Q1 2024$116.1MM$114.9MM
Equity CapitalQ1 2025vs Q1 2024$12.4MM$10.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$835K$818K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$514K$469K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for LANCO Federal Credit Union are currently being reviewed.

Locations


LANCO Federal Credit Union Locations
Branch Office4213 Oregon PikeEphrata, PA 17522
Branch Office349 W Roseville RdLancaster, PA 17601
Branch Office2516 Willow Street Pike NWillow Street, PA 17584-9585

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