LANCO Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.98%	Reward Checking	2.05% - National Average
0.50%	Reward Savings	0.92% - National Average
1.00%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD

View all LANCO Federal Credit Union rates »

Overview / Commentary

www.lancofcu.com

717-569-5415

349 W Roseville Rd
Lancaster, PA 17601

LANCO Federal Credit Union is headquartered in Lancaster and is the 69^th largest credit union in the state of Pennsylvania. It is also the 1,738^th largest credit union in the nation. It was established in 1965 and as of September of 2018, it had grown to 30 employees and 10,554 members at 4 locations. LANCO Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lancaster County, Pennsylvania.
See current membership details

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Health

B

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. LANCO Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	16657
Year Chartered	1965
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	7%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$87.4MM$85.6MM
Loans	Q3 2018vs Q3 2017	$49.9MM$49.5MM
Deposits	Q3 2018vs Q3 2017	$80.2MM$79.2MM
Equity Capital	Q3 2018vs Q3 2017	$6.5MM$6.3MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$492.00K$442.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$467.00K$345.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LANCO Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.15% → $10k+
0.15%	$25	-	Individual Retirement Account
0.05%	$25	-	Christmas Club Account
0.05%	$25	-	Vacation Club Account
0.01%	$25	-	Share Savings Account
0.01%	$25	-	Hang Ten Savings
0.01%	$25	-	Additional Savings

LANCO Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1.5k	-	Money Market Savings Account

LANCO Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.98%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.15% → $10k+

LANCO Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	5 Year Share Certificate
0.80%	$500	-	4 Year Share Certificate
0.60%	$500	-	3 Year Share Certificate
0.50%	$250	-	1 Year Youth Share Certificate
0.45%	$500	-	2 Year Share Certificate
0.25%	$500	-	1 Year Share Certificate
0.20%	$500	-	6 Month Share Certificate

LANCO Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	5 Year IRA Certificate
0.80%	$500	-	4 Year IRA Certificate
0.60%	$500	-	3 Year IRA Certificate
0.45%	$500	-	2 Year IRA Certificate
0.25%	$500	-	1 Year IRA Certificate
0.20%	$500	-	6 Month IRA Certificate

Locations

LANCO Federal Credit Union Locations
Branch Office	4213 Oregon Pike	Ephrata, PA 17522
Branch Office	974 E Main St	Mount Joy, PA 17552-9320
Branch Office	349 W Roseville Rd	Lancaster, PA 17601
Branch Office	2516 Willow Street Pike N	Willow Street, PA 17584-9585

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