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LANCO Federal Credit Union


Overview / Commentary
www.lancofcu.com
888-318-4222
349 W Roseville Rd
Lancaster, PA 17601

LANCO Federal Credit Union is headquartered in Lancaster and is the 73rd largest credit union in the state of Pennsylvania. It is also the 1,782nd largest credit union in the nation. It was established in 1965 and as of December of 2019, it had grown to 34 employees and 10,036 members at 4 locations. LANCO Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lancaster County, Pennsylvania.
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Health
B

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. LANCO Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #16657
Year Chartered1965
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.76%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$85.0MM$86.5MM
LoansQ4 2019vs Q4 2018$51.2MM$50.7MM
DepositsQ4 2019vs Q4 2018$77.3MM$78.8MM
Equity CapitalQ4 2019vs Q4 2018$7.5MM$6.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$589.00K$498.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$544.00K$501.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not LANCO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LANCO Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.15% → $10k+
0.15%$25-Individual Retirement Account
0.10%$25-Christmas Club Account
0.10%$25-Vacation Club Account
0.01%$25-Share Savings Account
0.01%$25-Hang Ten Savings
0.01%$25-Additional Savings

LANCO Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1.5k-Money Market Savings Account

LANCO Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.34% → $10k+

LANCO Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-5 Year Share Certificate
1.50%$500-4 Year Share Certificate
1.25%$500-3 Year Share Certificate
0.75%$250-1 Year Youth Share Certificate
0.75%$500-2 Year Share Certificate
0.50%$500-1 Year Share Certificate
0.35%$500-6 Month Share Certificate

LANCO Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-5 Year IRA Certificate
1.50%$500-4 Year IRA Certificate
1.25%$500-3 Year IRA Certificate
0.75%$500-2 Year IRA Certificate
0.50%$500-1 Year IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations


LANCO Federal Credit Union Locations
Branch Office4213 Oregon PikeEphrata, PA 17522
Branch Office974 E Main StMount Joy, PA 17552-9320
Branch Office349 W Roseville RdLancaster, PA 17601
Branch Office2516 Willow Street Pike NWillow Street, PA 17584-9585

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