LANCO Federal Credit Union

Overview / Commentary
349 W Roseville Rd
Lancaster, PA 17601

LANCO Federal Credit Union is headquartered in Lancaster and is the 63rd largest credit union in the state of Pennsylvania. It is also the 1,608th largest credit union in the nation. It was established in 1965 and as of June of 2022, it had grown to 32 employees and 10,400 members at 4 locations. LANCO Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

LANCO Federal Credit Union membership is open to those who live, work, worship or attend school in Lancaster County.
See current membership details

Reviews (1)

Good Credit Union With One Flaw

Posted by: |

i opened my account recently and i am pretty happy with lanco. i received awesome customer service on issues like fixing the name on my credit card. the only issue i dislike about this credit union is it is so small that the union uses a service called EZcardinfo to keep the credit card accounts up to date much like the lanco app keeps your bank info up to date. i don't remember being told about this but i looked into it and this service seems to have quite a few issues. i am canceling my card and going through a bank for a credit card. if not for that issue, i would give this credit union 5 stars.


Health Grade Components

NCUA #16657
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD9.16%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$131.2MM$124.4MM
LoansQ2 2022vs Q2 2021$78.0MM$63.6MM
DepositsQ2 2022vs Q2 2021$121.6MM$115.8MM
Equity CapitalQ2 2022vs Q2 2021$9.0MM$8.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$181.00K$313.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$593.00K$506.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not LANCO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LANCO Federal Credit Union Savings Account Rates

0.25%*-$10kKasasa Saver
OTHER TIERS: 0.05% $10k+
0.15%$25-Individual Retirement Account
0.10%$25-Christmas Club Account
0.10%$25-Vacation Club Account
0.01%$25-Share Savings Account
0.01%$25-Hang Ten Savings
0.01%$25-Additional Savings

LANCO Federal Credit Union Money Market Rates

0.02%$1.5k-Money Market Savings Account

LANCO Federal Credit Union Checking Account Rates

1.25%*-$10kKasasa Cash
OTHER TIERS: 0.05% $10k+

LANCO Federal Credit Union CD Rates

0.75%$250-1 Year Youth Share Certificate
0.50%$500-5 Year Share Certificate
0.40%$500-4 Year Share Certificate
0.35%$500-3 Year Share Certificate
0.25%$500-2 Year Share Certificate
0.15%$500-1 Year Share Certificate
0.05%$500-6 Month Share Certificate

LANCO Federal Credit Union IRA Rates

0.50%$500-5 Year IRA Certificate
0.40%$500-4 Year IRA Certificate
0.35%$500-3 Year IRA Certificate
0.25%$500-2 Year IRA Certificate
0.15%$500-1 Year IRA Certificate
0.05%$500-6 Month IRA Certificate

LANCO Federal Credit Union Locations
Branch Office4213 Oregon PikeEphrata, PA 17522
Branch Office974 E Main StMount Joy, PA 17552-9320
Branch Office349 W Roseville RdLancaster, PA 17601
Branch Office2516 Willow Street Pike NWillow Street, PA 17584-9585

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