Land Of Lincoln Credit Union


Overview / Commentary
217-864-3030
4850 E Prosperity Place
Decatur, IL 62521

Land Of Lincoln Credit Union is headquartered in Decatur and is the 30th largest credit union in the state of Illinois. It is also the 886th largest credit union in the nation. It was established in 1947 and as of June of 2020, it had grown to 102 employees and 32,354 members at 12 locations. Land Of Lincoln Credit Union has an A health rating.

Field of Membership Restrictions

Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details

Reviews (2)

Long time member

Posted by: |

I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.

Pick Another Bank

Posted by: |

It was a nightmare. The app was worthless. Check deposit didn't work for nearly 4 months while multiple calls and follow-ups went unanswered. Went into my branch and they certainly did not know my name. Ms. Walker shrugged indifferently when I went in for help. Closed the account the same day- I can get crap service and cold stares at the other banks; at least those banks have apps that work and staff who can accurately relay bank policies.



Health

Health Grade Components

Overall
NCUA #63716
Year Chartered1947
Employees102
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.06%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$300.4MM$250.5MM
LoansQ2 2020vs Q2 2019$180.0MM$172.5MM
DepositsQ2 2020vs Q2 2019$262.2MM$220.0MM
Equity CapitalQ2 2020vs Q2 2019$32.6MM$29.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.8MM$1.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$923.00K$820.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Land Of Lincoln Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Land Of Lincoln Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-Health Savings Account
0.35%--IRA Builder
0.35%--Roth IRA Builder
0.10%$5-Regular Shares
0.10%--Christmas Club Account
0.10%--Vacation Club Account

Land Of Lincoln Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-MAXimum Money Market
OTHER TIERS: 0.35% $25k - $50k | 0.40% $50k - $100k
0.30%*$25k*-Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.28% $10k - $25k

Land Of Lincoln Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Share Draft Plus/Checking
0.10%$500-Horizon Club Checking
0.10%$500-Premier Advantage Checking

Land Of Lincoln Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-60 Month CD
OTHER TIERS: 0.70% $1k - $10k | 0.80% $10k - $50k
0.80%*$50k*-48 Month CD
OTHER TIERS: 0.60% $1k - $10k | 0.70% $10k - $50k
0.70%*$50k*-36 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.60% $10k - $50k
0.65%*$50k*-30 Month CD
OTHER TIERS: 0.40% $1k - $10k | 0.55% $10k - $50k
0.60%*$50k*-24 Month CD
OTHER TIERS: 0.35% $1k - $10k | 0.45% $10k - $50k
0.50%*$50k*-18 Month CD
OTHER TIERS: 0.35% $1k - $10k | 0.40% $10k - $50k
0.50%$10k-15 Month CD Special
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $50k
0.35%*$50k*-6 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $50k
0.30%*$50k*-3 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k
0.25%$100-12 Month Share Certificate Starter
Locations

Availability



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