Land Of Lincoln Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.20% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 0.27% - National Average |
Land Of Lincoln Credit Union is headquartered in Decatur and is the 32nd largest credit union in the state of Illinois. It is also the 947th largest credit union in the nation. It was established in 1947 and as of December of 2018, it had grown to 92 employees and 31,945 members at 12 locations. Land Of Lincoln Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details
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Long time member
I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63716 |
| Year Chartered | 1947 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 7.79% |
| Annual Interest Income | $9.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $236.8MM$228.7MM |
| Loans | Q4 2018vs Q4 2017 | $176.7MM$165.4MM |
| Deposits | Q4 2018vs Q4 2017 | $207.3MM$201.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $27.6MM$25.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.8MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.1MM$1.3MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Land Of Lincoln Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Land Of Lincoln Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $50 | - | Health Savings Account | |
| 0.45% | $50 | - | IRA Builder | |
| 0.45% | $50 | - | Roth IRA Builder | |
| 0.10% | $5 | - | Regular Shares | |
| 0.10% | - | - | Christmas Club Account | |
| 0.10% | - | - | Vacation Club Account |
Land Of Lincoln Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $100k* | - | MAXimum Money Market | ||
| OTHER TIERS: 0.55% → $25k - $50k | 0.65% → $50k - $100k | |||||
| 0.50%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.40% → $2.5k - $10k | 0.45% → $10k - $25k | |||||
Land Of Lincoln Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Share Draft Plus/Checking | |
| 0.10% | $500 | - | Horizon Club Checking | |
| 0.10% | $500 | - | Premier Advantage Checking |
Land Of Lincoln Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.75% | $10k | - | 30 Month CD Special | ||
| 2.20% | $10k | - | 13 Month CD Special | ||
| 2.00%* | $50k* | - | 60 Month CD | ||
| OTHER TIERS: 1.50% → $1k - $10k | 1.70% → $10k - $50k | |||||
| 1.90%* | $50k* | - | 48 Month CD | ||
| OTHER TIERS: 1.20% → $1k - $10k | 1.40% → $10k - $50k | |||||
| 1.65%* | $50k* | - | 36 Month CD | ||
| OTHER TIERS: 0.95% → $1k - $10k | 1.15% → $10k - $50k | |||||
| 1.45%* | $50k* | - | 30 Month CD | ||
| OTHER TIERS: 0.55% → $1k - $10k | 0.85% → $10k - $50k | |||||
| 1.35%* | $50k* | - | 24 Month CD | ||
| OTHER TIERS: 0.50% → $1k - $10k | 0.75% → $10k - $50k | |||||
| 1.10%* | $50k* | - | 18 Month CD | ||
| OTHER TIERS: 0.45% → $1k - $10k | 0.60% → $10k - $50k | |||||
| 1.00%* | $50k* | - | 12 Month CD | ||
| OTHER TIERS: 0.40% → $1k - $10k | 0.50% → $10k - $50k | |||||
| 0.80%* | $50k* | - | 6 Month CD | ||
| OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $50k | |||||
| 0.50%* | $50k* | - | 3 Month CD | ||
| OTHER TIERS: 0.20% → $1k - $10k | 0.25% → $10k - $50k | |||||
| 0.20% | $100 | - | 12 Month Share Certificate Starter | ||
