Land Of Lincoln Credit Union is headquartered in Decatur and is the 25th largest credit union in the state of Illinois. It is also the 855th largest credit union in the nation. It was established in 1947 and as of June of 2023, it had grown to 128 employees and 35,684 members at 13 locations. Land Of Lincoln Credit Union has a B+ health rating.
Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
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I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.
This is the most unhelpful bank of all that my wife and I use. They are rude and are very disrespectufl when you have a problem. When you are less than 20$ off and they put the deposit from the day before at the end of a list of transactions BOOM another 23$ to them. They do not live out the meaning of a good crtedit union - They only look out after themselves!
After fourteen months they still can't get their phobne app to work with your visa account to reflect accurate balances.
It was a nightmare. The app was worthless. Check deposit didn't work for nearly 4 months while multiple calls and follow-ups went unanswered. Went into my branch and they certainly did not know my name. Ms. Walker shrugged indifferently when I went in for help. Closed the account the same day- I can get crap service and cold stares at the other banks; at least those banks have apps that work and staff who can accurately relay bank policies.
|Return on Assets - YTD||0.74%|
|Return on Equity - YTD||9.3%|
|Annual Interest Income||$7.7MM|
|Assets and Liabilities|
|Assets||Q2 2023vs Q2 2022||$387.4MM$365.7MM|
|Loans||Q2 2023vs Q2 2022||$262.6MM$220.5MM|
|Deposits||Q2 2023vs Q2 2022||$344.5MM$334.8MM|
|Equity Capital||Q2 2023vs Q2 2022||$31.1MM$29.8MM|
|Loan Loss Allowance||Q2 2023vs Q2 2022||$0$2.1MM|
|Unbacked Noncurrent Loans||Q2 2023vs Q2 2022||$825.00K$858.00K|
|Real Estate Owned||Q2 2023vs Q2 2022||$0$0|
Rates for Land Of Lincoln Credit Union are currently being reviewed.