Overview / Commentary
217-864-3030
4850 E Prosperity Place
Decatur, IL 62521

Land Of Lincoln Credit Union is headquartered in Decatur and is the 32nd largest credit union in the state of Illinois. It is also the 947th largest credit union in the nation. It was established in 1947 and as of December of 2018, it had grown to 92 employees and 31,945 members at 12 locations. Land Of Lincoln Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
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Reviews (1)

Long time member

Posted by: dannaochoa | Apr 2, 2018

I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.



Health

Health Grade Components

Overall
NCUA #63716
Year Chartered1947
Employees92
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.79%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$236.8MM$228.7MM
LoansQ4 2018vs Q4 2017$176.7MM$165.4MM
DepositsQ4 2018vs Q4 2017$207.3MM$201.7MM
Equity CapitalQ4 2018vs Q4 2017$27.6MM$25.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.8MM$1.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.1MM$1.3MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Land Of Lincoln Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Land Of Lincoln Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-Health Savings Account
0.45%$50-IRA Builder
0.45%$50-Roth IRA Builder
0.10%$5-Regular Shares
0.10%--Christmas Club Account
0.10%--Vacation Club Account

Land Of Lincoln Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-MAXimum Money Market
OTHER TIERS: 0.55% $25k - $50k | 0.65% $50k - $100k
0.50%*$25k*-Money Market
OTHER TIERS: 0.40% $2.5k - $10k | 0.45% $10k - $25k

Land Of Lincoln Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Share Draft Plus/Checking
0.10%$500-Horizon Club Checking
0.10%$500-Premier Advantage Checking

Land Of Lincoln Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$10k-30 Month CD Special
2.20%$10k-13 Month CD Special
2.00%*$50k*-60 Month CD
OTHER TIERS: 1.50% $1k - $10k | 1.70% $10k - $50k
1.90%*$50k*-48 Month CD
OTHER TIERS: 1.20% $1k - $10k | 1.40% $10k - $50k
1.65%*$50k*-36 Month CD
OTHER TIERS: 0.95% $1k - $10k | 1.15% $10k - $50k
1.45%*$50k*-30 Month CD
OTHER TIERS: 0.55% $1k - $10k | 0.85% $10k - $50k
1.35%*$50k*-24 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.75% $10k - $50k
1.10%*$50k*-18 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.60% $10k - $50k
1.00%*$50k*-12 Month CD
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
0.80%*$50k*-6 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $50k
0.50%*$50k*-3 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k
0.20%$100-12 Month Share Certificate Starter
Locations

Availability



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