Land Of Lincoln Credit Union is headquartered in Decatur and is the 31st largest credit union in the state of Illinois. It is also the 897th largest credit union in the nation. It was established in 1947 and as of March of 2020, it had grown to 100 employees and 32,215 members at 12 locations. Land Of Lincoln Credit Union has an A+ health rating.
Field of Membership Restrictions
Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details
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Long time member
I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.
Pick Another Bank
It was a nightmare. The app was worthless. Check deposit didn't work for nearly 4 months while multiple calls and follow-ups went unanswered. Went into my branch and they certainly did not know my name. Ms. Walker shrugged indifferently when I went in for help. Closed the account the same day- I can get crap service and cold stares at the other banks; at least those banks have apps that work and staff who can accurately relay bank policies.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63716 |
| Year Chartered | 1947 |
| Employees | 100 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 7.03% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $273.6MM$250.6MM |
| Loans | Q1 2020vs Q1 2019 | $174.5MM$171.3MM |
| Deposits | Q1 2020vs Q1 2019 | $241.0MM$221.1MM |
| Equity Capital | Q1 2020vs Q1 2019 | $31.4MM$28.2MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $1.8MM$1.8MM |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $913.00K$758.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |
