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Land Of Lincoln Credit Union

Overview / Commentary
4850 E Prosperity Place
Decatur, IL 62521

Land Of Lincoln Credit Union is headquartered in Decatur and is the 32nd largest credit union in the state of Illinois. It is also the 925th largest credit union in the nation. It was established in 1947 and as of March of 2019, it had grown to 96 employees and 32,120 members at 12 locations. Land Of Lincoln Credit Union's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
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Reviews (1)

Long time member

Posted by: dannaochoa | Apr 2, 2018

I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.


Health Grade Components

NCUA #63716
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.71%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$250.6MM$238.1MM
LoansQ1 2019vs Q1 2018$171.3MM$164.9MM
DepositsQ1 2019vs Q1 2018$221.1MM$210.4MM
Equity CapitalQ1 2019vs Q1 2018$28.2MM$25.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.8MM$1.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$758.00K$883.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Land Of Lincoln Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Land Of Lincoln Credit Union Savings Account Rates

1.00%$50-Health Savings Account
0.45%$50-IRA Builder
0.45%$50-Roth IRA Builder
0.10%$5-Regular Shares
0.10%--Christmas Club Account
0.10%--Vacation Club Account

Land Of Lincoln Credit Union Money Market Rates

0.75%*$100k*-MAXimum Money Market
OTHER TIERS: 0.55% $25k - $50k | 0.65% $50k - $100k
0.50%*$25k*-Money Market
OTHER TIERS: 0.40% $2.5k - $10k | 0.45% $10k - $25k

Land Of Lincoln Credit Union Checking Account Rates

0.10%$500-Share Draft Plus/Checking
0.10%$500-Horizon Club Checking
0.10%$500-Premier Advantage Checking

Land Of Lincoln Credit Union CD Rates

2.40%$10k-40 Month CD Special
2.30%$10k-15 Month CD Special
2.00%*$50k*-60 Month CD
OTHER TIERS: 1.50% $1k - $10k | 1.70% $10k - $50k
1.90%*$50k*-48 Month CD
OTHER TIERS: 1.20% $1k - $10k | 1.40% $10k - $50k
1.65%*$50k*-36 Month CD
OTHER TIERS: 0.95% $1k - $10k | 1.15% $10k - $50k
1.45%*$50k*-30 Month CD
OTHER TIERS: 0.55% $1k - $10k | 0.85% $10k - $50k
1.35%*$50k*-24 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.75% $10k - $50k
1.10%*$50k*-18 Month CD
OTHER TIERS: 0.45% $1k - $10k | 0.60% $10k - $50k
1.00%*$50k*-12 Month CD
OTHER TIERS: 0.40% $1k - $10k | 0.50% $10k - $50k
0.80%*$50k*-6 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $50k
0.50%*$50k*-3 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k
0.20%$100-12 Month Share Certificate Starter


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