Land Of Lincoln Credit Union


Overview / Commentary
217-864-3030
4850 E Prosperity Place
Decatur, IL 62521

Land Of Lincoln Credit Union is headquartered in Decatur and is the 31st largest credit union in the state of Illinois. It is also the 879th largest credit union in the nation. It was established in 1947 and as of March of 2022, it had grown to 115 employees and 34,229 members at 12 locations. Land Of Lincoln Credit Union has an A health rating.

Field of Membership Restrictions

Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details

Reviews (3)

Long time member

Posted by: |

I have banked with this credit union for over twenty years. They offered direct deposit of my paycheck. They have a mobile app that allows transfers between my savings and checking account. They offer loans and CDs although I do not remember ever borrowing money from them. A few times I forgot my password to my online account and one phone call got it unlocked. They also have a debit card that they print on site. Every time I have had to deal with a real person, they have been pleasant.

They Can't Pass The LAUGH Test!

This is the most unhelpful bank of all that my wife and I use. They are rude and are very disrespectufl when you have a problem. When you are less than 20$ off and they put the deposit from the day before at the end of a list of transactions BOOM another 23$ to them. They do not live out the meaning of a good crtedit union - They only look out after themselves!

After fourteen months they still can't get their phobne app to work with your visa account to reflect accurate balances.

Pick Another Bank

Posted by: |

It was a nightmare. The app was worthless. Check deposit didn't work for nearly 4 months while multiple calls and follow-ups went unanswered. Went into my branch and they certainly did not know my name. Ms. Walker shrugged indifferently when I went in for help. Closed the account the same day- I can get crap service and cold stares at the other banks; at least those banks have apps that work and staff who can accurately relay bank policies.



Health

Health Grade Components

Overall
NCUA #63716
Year Chartered1947
Employees115
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.96%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$362.3MM$336.5MM
LoansQ1 2022vs Q1 2021$211.9MM$181.9MM
DepositsQ1 2022vs Q1 2021$328.8MM$300.9MM
Equity CapitalQ1 2022vs Q1 2021$32.1MM$33.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.1MM$1.8MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$599.00K$404.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates

Rates for Land Of Lincoln Credit Union are currently being reviewed.

Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.