Land Of Lincoln Credit Union


Overview / Commentary
844-222-7788
4850 E Prosperity Place
Decatur, IL 62521

Land Of Lincoln Credit Union is headquartered in Decatur and is the 23rd largest credit union in the state of Illinois. It is also the 763rd largest credit union in the nation. It was established in 1947 and as of June of 2024, it had grown to 129 employees and 38,655 members at 15 locations. Land Of Lincoln Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details

Reviews (1)

They Can't Pass The LAUGH Test!

This is the most unhelpful bank of all that my wife and I use. They are rude and are very disrespectufl when you have a problem. When you are less than 20$ off and they put the deposit from the day before at the end of a list of transactions BOOM another 23$ to them. They do not live out the meaning of a good crtedit union - They only look out after themselves!

After fourteen months they still can't get their phobne app to work with your visa account to reflect accurate balances.



Health
B+

Health Grade Components

Overall
NCUA #63716
Year Chartered1947
Employees129
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD7.21%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$468.4MM$387.4MM
LoansQ2 2024vs Q2 2023$316.7MM$262.6MM
DepositsQ2 2024vs Q2 2023$431MM$344.5MM
Equity CapitalQ2 2024vs Q2 2023$36.3MM$31.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2MM$2.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.4MM$825K
Real Estate OwnedQ2 2024vs Q2 2023$0$55K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Land Of Lincoln Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Land Of Lincoln Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-Health Savings Account
0.35%$0-IRA Builder
0.35%$0-Roth IRA Builder
0.08%$5-Regular Shares
0.08%$0-Christmas Club Account
0.08%$0-Vacation Club Account

Land Of Lincoln Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.87%*$250k*-MAXimum Money Market
OTHER TIERS: 1.91% $25k - $50k | 1.96% $50k - $100k | 2.01% $100k - $250k
1.81%*$25k*-Money Market
OTHER TIERS: 1.36% $2.5k - $10k | 1.46% $10k - $25k

Land Of Lincoln Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0-Amped Checking
OTHER TIERS: 0.10% $5k+ | 1.50% $1.5k - $5k
3.00%*$0$1.5kHero Checking
OTHER TIERS: 0.10% $5k+ | 1.50% $1.5k - $5k
0.10%$500-Share Draft Plus/Checking
0.10%$500-Premier Advantage Checking

Land Of Lincoln Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.46%*$50k*-24 Month CD
OTHER TIERS: 2.92% $1k - $10k | 3.17% $10k - $50k
3.27%*$50k*-12 Month CD
OTHER TIERS: 2.71% $1k - $10k | 2.97% $10k - $50k
3.27%*$50k*-18 Month CD
OTHER TIERS: 2.71% $1k - $10k | 2.97% $10k - $50k
3.27%*$50k*-30 Month CD
OTHER TIERS: 2.71% $1k - $10k | 2.97% $10k - $50k
2.76%*$50k*-36 Month CD
OTHER TIERS: 2.21% $1k - $10k | 2.47% $10k - $50k
2.66%*$50k*-48 Month CD
OTHER TIERS: 2.11% $1k - $10k | 2.37% $10k - $50k
2.52%*$50k*-6 Month CD
OTHER TIERS: 1.97% $1k - $10k | 2.21% $10k - $50k
2.52%*$50k*-60 Month CD
OTHER TIERS: 1.97% $1k - $10k | 2.21% $10k - $50k
2.26%*$50k*-3 Month CD
OTHER TIERS: 1.71% $1k - $10k | 1.97% $10k - $50k
1.71%$100-12 Month Share Certificate Starter
Locations

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