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Overview / Commentary
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 47th largest credit union in the state of Georgia. It is also the 2,690th largest credit union in the nation. It was established in 1969 and as of December of 2017, it had grown to 17 employees and 5,130 members at 2 locations. Lanier Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

NCUA #19552
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.71%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$35.2MM$33.4MM
LoansQ4 2017vs Q4 2016$19.9MM$18.6MM
DepositsQ4 2017vs Q4 2016$31.7MM$30.0MM
Equity CapitalQ4 2017vs Q4 2016$3.0MM$3.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$64.00K$31.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$68.00K$25.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

0.30%*$100k*-IRA Savings
OTHER TIERS: 0.25% Up to $100k
0.30%*$100k*-Educational IRA
OTHER TIERS: 0.25% Up to $100k
0.15%--Regular Share
0.15%--Kids Club
0.10%--Christmas Club Share
0.10%--Vacation Club Share

Lanier Federal Credit Union Money Market Rates

0.30%*$100k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.25% $25k - $100k

Lanier Federal Credit Union Checking Account Rates

0.07%$5k-Premier Checking
0.05%$2k-Prime-Plus Checking
0.03%$750-Prime Checking

Lanier Federal Credit Union Locations
Branch Office117 Jesse Jewell Pkwy SEGainesville, GA 30501-3732
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417