Lanier Federal Credit Union


Overview / Commentary
770-503-1765
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 35th largest credit union in the state of Georgia. It is also the 2,153rd largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 20 employees and 8,511 members at 3 locations. Lanier Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, worship, or attend school in Hall County or Jackson County, Georgia.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #19552
Year Chartered1969
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.04%
Annual Interest Income$922K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$69.7MM$71MM
LoansQ1 2025vs Q1 2024$56.8MM$53.6MM
DepositsQ1 2025vs Q1 2024$62.3MM$63.8MM
Equity CapitalQ1 2025vs Q1 2024$6.4MM$6.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5K$6K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$174K$140K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Lanier Federal Credit Union are currently being reviewed.

Locations


Lanier Federal Credit Union Locations
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417
Branch Office1430 Thompson Bridge RdGainesville, GA 30501-1712
Branch Office960 Lee St Ste 100Jefferson, GA 30549-6323

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