Lanier Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	Savings	Regular Share 1.65% - Barclays Online Savings Account
0.30%	Money Market	Money Market Account 1.85% - CIT Bank Money Market Account
0.02%	Checking	Prime Checking 0.90% - nbkc bank Personal Account

View all Lanier Federal Credit Union rates »

Overview / Commentary

www.lanierfcu.org

770-503-1765

3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 47^th largest credit union in the state of Georgia. It is also the 2,725^th largest credit union in the nation. It was established in 1969 and as of March of 2018, it had grown to 16 employees and 5,280 members at 2 locations. Lanier Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
See current membership details

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Health

B

Data as of Q1 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	19552
Year Chartered	1969
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.39%
Return on Equity - YTD	4.54%
Annual Interest Income	$338.00K

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$34.8MM$33.7MM
Loans	Q1 2018vs Q1 2017	$20.2MM$19.1MM
Deposits	Q1 2018vs Q1 2017	$32.4MM$31.4MM
Equity Capital	Q1 2018vs Q1 2017	$3.0MM$3.2MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$60.00K$40.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$37.00K$92.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Savings
Money Market
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	IRA Savings
OTHER TIERS: 0.30% → Up to $100k
0.35%^*	$100k^*	-	Educational IRA
OTHER TIERS: 0.30% → Up to $100k
0.15%^*	$50k^*	-	Regular Share
OTHER TIERS: 0.10% → Up to $50k
0.15%	-	-	Kids Club
0.10%	-	-	Christmas Club Share
0.10%	-	-	Vacation Club Share

Lanier Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2,500 - $25k \| 0.25% → $25k - $100k

Lanier Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$5k	-	Premier Checking
0.03%	$2k	-	Prime-Plus Checking
0.02%	$750	-	Prime Checking

Locations

Lanier Federal Credit Union Locations
Branch Office	117 Jesse Jewell Pkwy SE	Gainesville, GA 30501-3732
Branch Office	3718 Mundy Mill Rd	Oakwood, GA 30566-3417

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