Overview / Commentary
770-503-1765
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 47th largest credit union in the state of Georgia. It is also the 2,657th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 16 employees and 5,576 members at 2 locations. Lanier Federal Credit Union's money market rates are 59% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19552
Year Chartered1969
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.95%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$35.9MM$35.2MM
LoansQ4 2018vs Q4 2017$25.6MM$19.9MM
DepositsQ4 2018vs Q4 2017$31.7MM$31.7MM
Equity CapitalQ4 2018vs Q4 2017$3.8MM$3.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$77.00K$64.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$46.00K$68.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-IRA Savings
OTHER TIERS: 0.65% $1 - $100k
0.35%$5-Regular Savings Account
0.35%$5-Kids Club Account
0.30%$5-Christmas Club Savings
0.30%$5-Vacation Club Savings

Lanier Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Money Market Account
OTHER TIERS: 0.50% $2.5k - $25k | 0.60% $25k - $100k

Lanier Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%$5k-Premier Checking Account
0.04%$2k-Prime-Plus Checking Account
0.02%$750-Prime Checking Account
Locations


Lanier Federal Credit Union Locations
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417
Branch Office1430 Thompson Bridge RdGainesville, GA 30501-1712

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