Lanier Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.35% | Savings | 0.26% - National Average |
| 0.70% | Money Market | 0.39% - National Average |
| 0.02% | Checking | 0.19% - National Average |
Lanier Federal Credit Union is headquartered in Oakwood and is the 47th largest credit union in the state of Georgia. It is also the 2,657th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 16 employees and 5,576 members at 2 locations. Lanier Federal Credit Union's money market rates are 59% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19552 |
| Year Chartered | 1969 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 8.95% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $35.9MM$35.2MM |
| Loans | Q4 2018vs Q4 2017 | $25.6MM$19.9MM |
| Deposits | Q4 2018vs Q4 2017 | $31.7MM$31.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $3.8MM$3.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $77.00K$64.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $46.00K$68.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lanier Federal Credit Union Savings Account Rates
Lanier Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.50% → $2.5k - $25k | 0.60% → $25k - $100k | |||||
Lanier Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.06% | $5k | - | Premier Checking Account | |
| 0.04% | $2k | - | Prime-Plus Checking Account | |
| 0.02% | $750 | - | Prime Checking Account |
| Lanier Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3718 Mundy Mill Rd | Oakwood, GA 30566-3417 |
| Branch Office | 1430 Thompson Bridge Rd | Gainesville, GA 30501-1712 |