Featured Savings Rates
Featured Accounts

Lanier Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%SavingsRegular Share
0.25%Money MarketMoney Market Account
0.03%CheckingPrime Checking

Overview / Commentary
770-503-1765
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 49th largest credit union in the state of Georgia. It is also the 2,765th largest credit union in the nation. It was established in 1969 and as of September of 2016, it had grown to 12 employees and 4,947 members at 2 locations. Lanier Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19552
Year Chartered1969
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD11.29%
Annual Interest Income$881.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$33.8MM$30.5MM
LoansQ3 2016vs Q3 2015$18.2MM$15.7MM
DepositsQ3 2016vs Q3 2015$30.0MM$27.3MM
Equity CapitalQ3 2016vs Q3 2015$3.6MM$3.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$33.00K$73.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$45.00K$8.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Traditional IRA
OTHER TIERS: 0.20% Up to $100k
0.25%*$100k*-Roth IRA
OTHER TIERS: 0.20% Up to $100k
0.25%*$100k*-Educational IRA
OTHER TIERS: 0.20% Up to $100k
0.15%*$50k*-Regular Share
OTHER TIERS: 0.10% Up to $50k
0.15%--Kids Club
0.10%--Christmas Club Share
0.10%--Vacation Club Share

Lanier Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $100k

Lanier Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%$5k-Premier Checking
0.04%$2k-Prime-Plus Checking
0.03%$750-Prime Checking
Locations


Lanier Federal Credit Union Locations
Branch Office117 Jesse Jewell Pkwy SEGainesville, GA 30501-3732
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417