Featured Savings Rates
Featured Accounts

Lanier Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%SavingsRegular Share
0.30%Money MarketMoney Market Account
0.03%CheckingPrime Checking

Overview / Commentary
770-503-1765
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 48th largest credit union in the state of Georgia. It is also the 2,734th largest credit union in the nation. It was established in 1969 and as of June of 2017, it had grown to 10 employees and 5,120 members at 2 locations. Lanier Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19552
Year Chartered1969
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD-0.58%
Return on Equity - YTD-6.54%
Annual Interest Income$648.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$34.9MM$32.3MM
LoansQ2 2017vs Q2 2016$19.8MM$17.5MM
DepositsQ2 2017vs Q2 2016$31.7MM$28.7MM
Equity CapitalQ2 2017vs Q2 2016$3.1MM$3.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$49.00K$41.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$86.00K$28.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-IRA Savings
OTHER TIERS: 0.25% Up to $100k
0.30%*$100k*-Educational IRA
OTHER TIERS: 0.25% Up to $100k
0.15%--Regular Share
0.15%--Kids Club
0.10%--Christmas Club Share
0.10%--Vacation Club Share

Lanier Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.25% $25k - $100k

Lanier Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$5k-Premier Checking
0.05%$2k-Prime-Plus Checking
0.03%$750-Prime Checking
Locations


Lanier Federal Credit Union Locations
Branch Office117 Jesse Jewell Pkwy SEGainesville, GA 30501-3732
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417