Lanier Federal Credit Union


Overview / Commentary
770-503-1765
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 44th largest credit union in the state of Georgia. It is also the 2,493rd largest credit union in the nation. It was established in 1969 and as of March of 2020, it had grown to 16 employees and 5,938 members at 2 locations. Lanier Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19552
Year Chartered1969
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD-0.03%
Return on Equity - YTD-0.31%
Annual Interest Income$465.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$43.9MM$36.8MM
LoansQ1 2020vs Q1 2019$33.4MM$27.3MM
DepositsQ1 2020vs Q1 2019$39.4MM$32.8MM
Equity CapitalQ1 2020vs Q1 2019$3.9MM$3.8MM
Loan Loss AllowanceQ1 2020vs Q1 2019$99.00K$85.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$116.00K$74.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-IRA Savings
OTHER TIERS: 0.65% $1 - $100k
0.15%*$25k*-Regular Savings Account
OTHER TIERS: 0.10% $1 - $25k
0.15%$1-Kids Club Account
0.15%$1-Teen Savings Account
0.10%$1-Christmas Club Savings
0.10%$1-Vacation Club Savings

Lanier Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.35% $25k - $100k

Lanier Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Premier Checking Account
0.02%$250-Prime Checking Account
Locations


Lanier Federal Credit Union Locations
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417
Branch Office1430 Thompson Bridge RdGainesville, GA 30501-1712

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