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Lanier Federal Credit Union

Popular Accounts at this Credit Union

0.15%SavingsRegular Share
0.25%Money MarketMoney Market Account
0.01%CheckingPremier Checking

Overview / Commentary
3718 Mundy Mill Rd
Oakwood, GA 30566-3417

Lanier Federal Credit Union is headquartered in Oakwood and is the 49th largest credit union in the state of Georgia. It is also the 2,768th largest credit union in the nation. It was established in 1969 and as of December of 2016, it had grown to 12 employees and 4,942 members at 2 locations. Lanier Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership In Lanier Federal Credit Union is open to those who live, work, attend school or worship in Hall County, Georgia.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lanier Federal Credit Union has a low asset base.

Health Grade Components

NCUA #19552
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD12.5%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$33.4MM$31.2MM
LoansQ4 2016vs Q4 2015$18.6MM$15.9MM
DepositsQ4 2016vs Q4 2015$30.0MM$27.8MM
Equity CapitalQ4 2016vs Q4 2015$3.2MM$3.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$31.00K$77.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$25.00K$10.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lanier Federal Credit Union Savings Account Rates

0.25%*$100k*-Traditional IRA
OTHER TIERS: 0.20% Up to $100k
0.25%*$100k*-Roth IRA
OTHER TIERS: 0.20% Up to $100k
0.25%*$100k*-Educational IRA
OTHER TIERS: 0.20% Up to $100k
0.15%*$50k*-Regular Share
OTHER TIERS: 0.10% Up to $50k
0.15%--Kids Club
0.10%--Christmas Club Share
0.10%--Vacation Club Share

Lanier Federal Credit Union Money Market Rates

0.25%*$100k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $100k

Lanier Federal Credit Union Checking Account Rates

0.04%$2k-Prime-Plus Checking
0.02%$750-Prime Checking
0.01%$5k-Premier Checking

Lanier Federal Credit Union Locations
Branch Office117 Jesse Jewell Pkwy SEGainesville, GA 30501-3732
Branch Office3718 Mundy Mill RdOakwood, GA 30566-3417