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LAFCU


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lafcu.com
517-622-6600
106 N Marketplace Blvd
Lansing, MI 48917

LAFCU is headquartered in Lansing and is the 22nd largest credit union in the state of Michigan. It is also the 407th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 169 employees and 73,456 members at 10 locations. LAFCU's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in LAFCU is open to those who live, work, worship, attend school, or own a business in any Michigan county.
See current membership details

Reviews (1)

Need Phone Help

Posted by: |

I love lafcu except for calling. There is no off time to call. If you call you will wait 25 30 minutes. They have a call back feature but you never know when they will call. I blame management for this, they need more people on the phones. I'm done calling its quicker to hit the branch office. Plus you don't have to listen to 30 minutes of ads and their over and over we will call you back. Lafcu is a good credit union but damn it they need help on the phones

7


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68632
Year Chartered1936
Employees169
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD4.59%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.15B$1.06B
LoansQ1 2025vs Q1 2024$772.2MM$800.9MM
DepositsQ1 2025vs Q1 2024$927.5MM$915.9MM
Equity CapitalQ1 2025vs Q1 2024$216.7MM$106.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.8MM$11.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.9MM$10.7MM
Real Estate OwnedQ1 2025vs Q1 2024$47K$48K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not LAFCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LAFCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Savings
OTHER TIERS: 0.05% → $100 - $5k
0.10%*$5k*-Youth Savings
OTHER TIERS: 0.05% → $5 - $5k
0.10%*$5k*-Business Savings
OTHER TIERS: 0.05% → $100 - $5k
0.05%$0-Holiday Club
0.05%$0-Bill Pay Plus
0.05%$0-Loan Transfer
0.05%$0-Special Purpose
0.05%$0-Business Secondary Savings

LAFCU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-IRA Money Market
OTHER TIERS: 0.10% → $0 - $5k | 0.15% → $5k - $100k
0.20%*$100k*-HSA Money Market
OTHER TIERS: 0.10% → $0 - $5k | 0.15% → $5k - $100k
0.20%*$150k*-Money Market
OTHER TIERS: 0.10% → $2.5k - $20k | 0.15% → $20k - $150k
0.20%*$150k*-Business Money Market
OTHER TIERS: 0.10% → $2.5k - $20k | 0.15% → $20k - $150k

LAFCU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Regular Checking
OTHER TIERS: 0.05% → $2.5k - $10k
0.10%*$10k*-Business Premier Checking
OTHER TIERS: 0.05% → $2.5k - $10k

LAFCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$10k-12 Month Jumbo Term Share Certificate
3.75%$10k-12 Month Jumbo HSA Certificate
3.65%$50-12 Month Term Share Certificate
3.65%$50-12 Month HSA Certificate
3.65%$50-12 Month Youth Share Certificate
3.60%$50-6 Month Term Share Certificate
3.60%$50-6 Month HSA Certificate
3.40%$50-3 Month Term Share Certificate
3.40%$50-3 Month HSA Certificate
3.30%$10k-24 Month Jumbo Term Share Certificate
3.30%$10k-24 Month Jumbo HSA Certificate
3.30%$10k-24 Month MOOve Rate Jumbo Share Certificate
3.25%$10k-36 Month Jumbo Term Share Certificate
3.25%$10k-36 Month Jumbo HSA Certificate
3.25%$10k-36 Month MOOve Rate Jumbo Share Certificate
3.20%$50-24 Month Term Share Certificate
3.20%$50-24 Month HSA Certificate
3.15%$50-36 Month Term Share Certificate
3.15%$50-36 Month HSA Certificate
3.10%$10k-48 Month Jumbo Term Share Certificate
3.10%$10k-60 Month Jumbo Term Share Certificate
3.10%$10k-48 Month Jumbo HSA Certificate
3.10%$10k-60 Month Jumbo HSA Certificate
3.10%$10k-48 Month MOOve Rate Jumbo Share Certificate
3.10%$10k-60 Month MOOve Rate Jumbo Share Certificate
3.00%$50-48 Month Term Share Certificate
3.00%$50-60 Month Term Share Certificate
3.00%$50-48 Month HSA Certificate
3.00%$50-60 Month HSA Certificate

LAFCU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$10k-12 Month Jumbo IRA
3.65%$50-12 Month IRA
3.60%$50-6 Month IRA
3.40%$50-3 Month IRA
3.30%$10k-24 Month Jumbo IRA
3.25%$10k-36 Month Jumbo IRA
3.20%$50-24 Month IRA
3.15%$50-36 Month IRA
3.10%$10k-48 Month Jumbo IRA
3.10%$10k-60 Month Jumbo IRA
3.00%$50-48 Month IRA
3.00%$50-60 Month IRA
Locations


Cities: Charlotte, Corunna, Dewitt, Eaton Rapids, Lansing, Mason, Owosso, Saint Johns

Charlotte Branches
Branch Office1553 Lansing RdCharlotte, MI 48813

Corunna Branches
Branch Office2665 E M 21Corunna, MI 48817

Dewitt Branches
Branch Office12850 S US HIGHWAY 27Dewitt, MI 48820-8387

Eaton Rapids Branches
Branch Office1505 Kyle StEaton Rapids, MI 48827

Lansing Branches
Branch Office106 N Marketplace BlvdLansing, MI 48917-7753
Branch Office1121 Keystone AveLansing, MI 48911
Branch Office4600 Collins RdLansing, MI 48910-5855

Mason Branches
Branch Office750 N Cedar StMason, MI 48854

Owosso Branches
Branch Office1720 W M 21Owosso, MI 48867

Saint Johns Branches
Branch Office2317 S US Highway 27Saint Johns, MI 48879

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